{"id":99915,"date":"2026-02-19T07:02:09","date_gmt":"2026-02-19T06:02:09","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=99915"},"modified":"2026-02-19T07:02:09","modified_gmt":"2026-02-19T06:02:09","slug":"jindrich-kulhavy-degenerace-kartou","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2026\/02\/19\/jindrich-kulhavy-degenerace-kartou\/","title":{"rendered":"Jind\u0159ich Kulhav\u00fd: Degenerace kartou"},"content":{"rendered":"
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\u010cl\u00e1nek na Seznamu n\u00e1m ozn\u00e1mil, \u017ee se \u010ce\u0161i tr\u00e1p\u00ed nep\u0159ij\u00edm\u00e1n\u00edm plateb kartou na n\u011bkter\u00fdch na\u0161ich hor\u00e1ch. Tato pro jedny smutn\u00e1 skute\u010dnost druh\u00e9 pobavila. Prvn\u00ed jsou notorick\u00fdmi u\u017eivateli platebn\u00edch karet a nad\u0161en\u00fdmi p\u0159\u00edznivci nov\u00fdch po\u0159\u00e1dk\u016f znamenaj\u00edc\u00edch st\u00e1le v\u011bt\u0161\u00ed omezov\u00e1n\u00ed osobn\u00edch hodnot, a\u010d si to sami nep\u0159ipou\u0161t\u00ed, druz\u00ed pot\u00e9 konzervativn\u00edmi zast\u00e1nci svobody a mo\u017enosti b\u00fdt s\u00e1m sob\u011b p\u00e1nem.<\/span><\/p>\n

\n

Nosit u sebe hotovost znamen\u00e1 jist\u00fd klid, nez\u00e1vislost i p\u0159ipravenost. Za\u017eil jsem vypnut\u00e9 termin\u00e1ly z d\u016fvodu poruchy, kdy z\u00e1kazn\u00edci v hobbymarketu s pln\u00fdmi ko\u0161\u00edky \u010dekali na restart syst\u00e9mu. J\u00e1 jsem p\u0159i\u0161el k pokladn\u011b, zaplatil a ode\u0161el. Kdy\u017e jsem se musel za 2 hodiny vr\u00e1tit pro n\u011bco, co jsem zapomn\u011bl, p\u0159ed pokladnami st\u00e1lo n\u011bkolik pln\u00fdch opu\u0161t\u011bn\u00fdch ko\u0161\u00edk\u016f a syst\u00e9m st\u00e1le st\u00e1vkoval. Mo\u017en\u00e1 je to stejn\u00e1 hloupost, jako kdy\u017e vypadne bankovnictv\u00ed ukryt\u00e9 v mobilu. Sv\u011bt se z toho nezbo\u0159\u00ed, \u0159\u00edk\u00e1te si. Jen\u017ee stane li se to v n\u011bjak\u00e9 dramatick\u00e9 situaci, m\u016f\u017ee V\u00e1m to zkomplikovat \u017eivot. Nem\u00edt u sebe pot\u00e9 hotovost aspo\u0148 v ur\u010dit\u00e9 v\u00fd\u0161i je n\u00e1sledn\u011b u\u017e je V\u00e1\u0161 probl\u00e9m.<\/p>\n

Aby to nevypadalo, \u017ee jsem pouze odp\u00edra\u010dem karet, je t\u0159eba se p\u0159iznat, \u017ee ve firm\u011b je pou\u017e\u00edv\u00e1me. Pt\u00e1te li se pro\u010d, pak proto, \u017ee d\u00e1vat zam\u011bstnanc\u016fm hotovost pova\u017euji za riziko. P\u0159i pou\u017e\u00edv\u00e1n\u00ed firemn\u00edch karet ka\u017ed\u00e9 v\u00e1zan\u00e9 na samostatn\u00fd pod\u00fa\u010det m\u00e1m p\u0159ehled o ka\u017ed\u00e9 korun\u011b. A o tom to je. V soukrom\u00e9m \u017eivotu nestoj\u00edm o to, aby kdejak\u00fd bankovn\u00ed \u00fa\u0159edn\u00edk v\u011bd\u011bl, co, kdy a kde nakupuji. A k \u00fa\u010dt\u016fm mimo podnik\u00e1n\u00ed m\u00e1m tak\u00e9 odpor, proto\u017ee v\u011b\u0159\u00edm jen tomu, na co si mohu kdykoliv s\u00e1hnout \u010di co m\u00e1m pod kontrolou. Pen\u00edze v bance t\u00edm rozhodn\u011b nejsou. Bankovn\u00ed d\u016fm nen\u00ed dobr\u00fdm partnerem, nav\u00edc V\u00e1s kdykoliv ud\u00e1 policii, p\u0159\u00edpadn\u011b na jej\u00ed v\u00fdzvu pod\u00e1 tolik informac\u00ed, \u017ee se V\u00e1m z toho zatm\u00ed. Nav\u00edc existuje plno d\u016fvod\u016f, kv\u016fli kter\u00fdm V\u00e1m mohou Va\u0161e \u00faspory prost\u011b ukr\u00e1st. O tom, \u017ee se to d\u011bje, nepochybujte.<\/p>\n

V\u00fdhradn\u00edm pou\u017e\u00edv\u00e1n\u00edm karty se tak vystavujete mnoha rizik\u016fm. Jist\u011b, je to pohodln\u00e9, ale plat\u00edte za to ztr\u00e1tou soukrom\u00ed (nemus\u00edte to vn\u00edmat), mo\u017enost\u00ed ocitnout se n\u00e1hle kdekoliv bez prost\u0159edk\u016f, re\u00e1lnou hrozbou zablokov\u00e1n\u00ed \u00fa\u010dtu z mnoha p\u0159\u00ed\u010din, ohro\u017euje V\u00e1s krach samotn\u00e9 banky, vykraden\u00ed \u00fa\u010dtu ciz\u00edmi \u201eu\u017eivateli\u201c, pot\u0159eba st\u00e1tu vz\u00edt si Va\u0161e pen\u00edze. Snaha bank z\u00edskat V\u00e1s jako klienty nen\u00ed jen tak n\u011b\u010d\u00edm. Jsou to Va\u0161e pen\u00edze, co pom\u00e1h\u00e1 bank\u00e9\u0159\u016fm k zisk\u016fm, nav\u00edc jsou prodlou\u017eenou rukou z\u00e1kona. Je v\u00edce st\u00e1tn\u00edch i soukrom\u00fdch instituc\u00ed maj\u00edc\u00edch pr\u00e1vo V\u00e1s za ur\u010dit\u00fdch okolnost\u00ed doslova o\u017eebra\u010dit. M\u00e1te li pen\u00edze v bance, nezabr\u00e1n\u00edte tomu. D\u016fvod\u016f k odebr\u00e1n\u00ed \u00faspor je mnoho. Mo\u017en\u00e1 mnohem v\u00edce ne\u017e tu\u0161\u00edte.<\/p>\n

A\u017e budete zase platit v obchodu \u010di u pumpy kartou, m\u011bli byste v\u011bd\u011bt, \u017ee jste jen sou\u010d\u00e1st\u00ed st\u00e1da, kter\u00e9mu je jedno, kdo ho okr\u00e1d\u00e1, koho \u017eiv\u00ed a jak snadno je vyd\u00edrateln\u00e9 a ovladateln\u00e9. Pamatujte si, \u017ee je to hotovost, zlato \u010di st\u0159\u00edbro, \u0161perky, co m\u016f\u017eete zakopat, schovat, darovat, p\u0159i\u010dem\u017e p\u0159i tro\u0161ce inteligence a opatrnosti V\u00e1m to jen tak nikdo nevezme. Jen svou jistotu op\u011bt nesm\u00edte naivn\u011b skladovat v bankovn\u00edm sejfu. Opakuji, ch\u00e1pu jistou pohodlnost, iluzi bezpe\u010d\u00ed a pocit p\u0159\u00edslu\u0161nosti k modern\u00ed dob\u011b. Ale skute\u010dn\u011b chytr\u00fd \u010dlov\u011bk si mus\u00ed uv\u011bdomit, \u017ee ve\u0161ker\u00e9 bonusy poskytnut\u00e9 za u\u017e\u00edv\u00e1n\u00ed karet, bankovn\u00edch \u00fa\u010dt\u016f a elektronick\u00fdch plateb p\u0159in\u00e1\u0161\u00ed jistou pravd\u011bpodobnost probl\u00e9mu, kter\u00fd z V\u00e1s ud\u011bl\u00e1 \u017eebr\u00e1ka. Zkuste o tom p\u0159em\u00fd\u0161let.<\/p>\n

Jind\u0159ich Kulhav\u00fd<\/a><\/p>\n

\"\"<\/p>\n

 <\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\u010cl\u00e1nek na Seznamu n\u00e1m ozn\u00e1mil, \u017ee se \u010ce\u0161i tr\u00e1p\u00ed nep\u0159ij\u00edm\u00e1n\u00edm plateb kartou na n\u011bkter\u00fdch na\u0161ich…<\/p>\n","protected":false},"author":2,"featured_media":99916,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[1503,90,1377],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/99915"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=99915"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/99915\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/99916"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=99915"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=99915"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=99915"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}