{"id":98750,"date":"2026-02-06T00:12:44","date_gmt":"2026-02-05T23:12:44","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=98750"},"modified":"2026-02-05T12:31:58","modified_gmt":"2026-02-05T11:31:58","slug":"indie-ukazuje-cestu-digitalni-potravinove-poukazky-prostrednictvim-cbdc-jako-plan-pro-budoucnost","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2026\/02\/06\/indie-ukazuje-cestu-digitalni-potravinove-poukazky-prostrednictvim-cbdc-jako-plan-pro-budoucnost\/","title":{"rendered":"Indie ukazuje cestu: Digit\u00e1ln\u00ed potravinov\u00e9 pouk\u00e1zky prost\u0159ednictv\u00edm CBDC jako pl\u00e1n pro budoucnost"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<div class=\"elementor-element elementor-element-1fb4c2c elementor-widget elementor-widget-theme-post-content\" data-id=\"1fb4c2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-content.default\">\n<div class=\"elementor-widget-container\">\n<p><strong><span dir=\"auto\">\u201eDigit\u00e1ln\u00ed potravinov\u00e9 l\u00edstky\u201c prost\u0159ednictv\u00edm pen\u011bz centr\u00e1ln\u00ed banky: Indie spou\u0161t\u00ed pilotn\u00ed projekt programovateln\u00e9 potravinov\u00e9 pomoci<\/span><\/strong><\/p>\n<p><span dir=\"auto\">Larry Fink \u0159\u00edk\u00e1, \u017ee Indie je sv\u011btov\u00fdm l\u00eddrem v oblasti tokenizace a digit\u00e1ln\u00edch identifikac\u00ed \u2013 a USA ji mus\u00ed dohnat.<\/span><\/p>\n<p><span dir=\"auto\">Indie, kter\u00e1 se ned\u00e1vno stala nejlidnat\u011bj\u0161\u00ed zem\u00ed sv\u011bta (1,48 miliardy), zavedla nov\u00fd m\u011bs\u00ed\u010dn\u00ed program, v r\u00e1mci kter\u00e9ho je\u00a0<\/span><strong><span dir=\"auto\">digit\u00e1ln\u00ed m\u011bna centr\u00e1ln\u00ed banky (CBDC)<\/span><\/strong><span dir=\"auto\">\u00a0vkl\u00e1d\u00e1na p\u0159\u00edmo do digit\u00e1ln\u00edch pen\u011b\u017eenek ob\u010dan\u016f \u2013\u00a0<\/span><strong><span dir=\"auto\">Aadhaar<\/span><\/strong><span dir=\"auto\">\u00a0: m\u011bs\u00ed\u010dn\u00ed poukazy na tokeny s n\u00e1zvem \u201edigit\u00e1ln\u00ed potravinov\u00e1 m\u011bna\u201c.<\/span><\/p>\n<p><strong><span dir=\"auto\">Koncept poprv\u00e9 navrhla vl\u00e1da z\u00e1padoindick\u00e9ho st\u00e1tu Gud\u017ear\u00e1t<\/span><\/strong><span dir=\"auto\">\u00a0loni v listopadu . Jak uvedl den\u00edk\u00a0<\/span><em><span dir=\"auto\">The Indian Express<\/span><\/em><span dir=\"auto\">\u00a0,\u00a0nast\u00ednil \u201emodel zam\u011b\u0159en\u00fd na to, aby byl ve\u0159ejn\u00fd distribu\u010dn\u00ed syst\u00e9m (PDS) bezhotovostn\u011bj\u0161\u00ed a transparentn\u011bj\u0161\u00ed\u201c.<\/span><\/p>\n<p><span dir=\"auto\">Vl\u00e1da by p\u0159\u00edjemc\u016fm vyd\u00e1vala digit\u00e1ln\u00ed rupie neboli tzv. \u201edigit\u00e1ln\u00ed potravinov\u00e9 pouk\u00e1zky\u201c.<\/span><\/p>\n<p><strong><span dir=\"auto\">Biswambhar Basu<\/span><\/strong><span dir=\"auto\">\u00a0, gener\u00e1ln\u00ed tajemn\u00edk\u00a0<\/span><em><span dir=\"auto\">Celoindick\u00e9 federace prodejc\u016f obchod\u016f s f\u00e9rov\u00fdmi cenami (AIFPS)<\/span><\/em><span dir=\"auto\">\u00a0, tehdy uvedl:<\/span><br \/>\n<span dir=\"auto\">\u201eTyto digit\u00e1ln\u00ed pouk\u00e1zky umo\u017en\u00ed p\u0159\u00edjemc\u016fm n\u00e1kup potravin v jak\u00e9koli FPS a jsou nezbytn\u00fdm krokem k transformaci syst\u00e9mu na bezhotovostn\u00ed model nebo model p\u0159\u00edm\u00e9ho p\u0159evodu d\u00e1vek.\u201c<\/span><\/p>\n<p><span dir=\"auto\">Podle nov\u00e9 zpr\u00e1vy v\u00a0<\/span><em><span dir=\"auto\">Times of India<\/span><\/em><span dir=\"auto\">\u00a0je pilotn\u00ed program napl\u00e1nov\u00e1n na tento m\u011bs\u00edc.<\/span><\/p>\n<p><span dir=\"auto\">TOI\u00a0minul\u00fd t\u00fdden informovala<\/span><em><span dir=\"auto\">:<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Vl\u00e1da p\u0159\u00ed\u0161t\u00ed m\u011bs\u00edc spust\u00ed pilotn\u00ed projekt pro\u00a0<\/span><strong><span dir=\"auto\">digit\u00e1ln\u00ed m\u011bnu centr\u00e1ln\u00ed banky (CBDC)<\/span><\/strong><span dir=\"auto\">\u00a0neboli \u201edigit\u00e1ln\u00ed m\u011bnu na potraviny\u201c v r\u00e1mci programu bezplatn\u00fdch p\u0159\u00edd\u011bl\u016f pro omezen\u00fd po\u010det p\u0159\u00edjemc\u016f v\u00a0<\/span><strong><span dir=\"auto\">\u010cand\u00edgarhu, Pudu\u010d\u010d\u00e9ri a t\u0159ech okresech v Gud\u017ear\u00e1tu<\/span><\/strong><span dir=\"auto\">\u00a0. P\u0159\u00edjemci budou ka\u017ed\u00fd m\u011bs\u00edc dost\u00e1vat digit\u00e1ln\u00ed pouk\u00e1zky na potraviny p\u0159\u00edmo do digit\u00e1ln\u00ed pen\u011b\u017eenky ve sv\u00fdch mobiln\u00edch telefonech, aktivovan\u00e9\u00a0<\/span><strong><span dir=\"auto\">Indickou rezervn\u00ed bankou (RBI)<\/span><\/strong><span dir=\"auto\">\u00a0, a mohou si vyzvednout p\u0159id\u011blen\u00e9 bezplatn\u00e9 obiloviny v p\u0159\u00edd\u011blov\u00fdch obchodech pouh\u00fdm naskenov\u00e1n\u00edm QR k\u00f3du majitele obchodu a uplatnit si pouk\u00e1zky.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">C\u00edlem t\u00e9to iniciativy je vytvo\u0159it v\u011bt\u0161\u00ed transparentnost, uzav\u0159\u00edt \u00faniky informac\u00ed v nejv\u011bt\u0161\u00edm bezplatn\u00e9m programu potravinov\u00e9 bezpe\u010dnosti na sv\u011bt\u011b a zbavit dr\u017eitele potravinov\u00fdch l\u00edstk\u016f z\u00e1t\u011b\u017ee biometrick\u00e9ho ov\u011b\u0159ov\u00e1n\u00ed. Lid\u00e9 obezn\u00e1men\u00ed s pl\u00e1nem uvedli, \u017ee tato iniciativa bude provedena jako zku\u0161ebn\u00ed\u00a0<\/span><strong><span dir=\"auto\">verze (POC)<\/span><\/strong><span dir=\"auto\">\u00a0pro \u201edigit\u00e1ln\u00ed potravinovou m\u011bnu\u201c ve t\u0159ech regionech a v mal\u00e9m m\u011b\u0159\u00edtku, aby se demonstrovala proveditelnost, funk\u010dnost a praktick\u00fd potenci\u00e1l iniciativy.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Vl\u00e1da tak\u00e9 stanov\u00ed \u010dasov\u00fd r\u00e1mec pro pou\u017e\u00edv\u00e1n\u00ed digit\u00e1ln\u00edch pouk\u00e1zek, aby se zabr\u00e1nilo jejich hromad\u011bn\u00ed. Za\u010d\u00e1tkem tohoto m\u011bs\u00edce prob\u011bhlo v\u00a0<\/span><strong><span dir=\"auto\">Ahmad\u00e1b\u00e1du<\/span><\/strong><span dir=\"auto\">\u00a0m\u00edrn\u00e9 spu\u0161t\u011bn\u00ed s 25 p\u0159\u00edjemci . \u00da\u0159edn\u00edk st\u00e1tn\u00ed spr\u00e1vy uvedl, \u017ee od t\u00e9 doby bylo \u00fasp\u011b\u0161n\u011b dokon\u010deno p\u0159ibli\u017en\u011b 2 000 transakc\u00ed. Pilotn\u00ed program, kter\u00fd bude spu\u0161t\u011bn p\u0159\u00ed\u0161t\u00ed m\u011bs\u00edc, se bude vztahovat na provincie\u00a0<\/span><strong><span dir=\"auto\">Anand, Sabarmati a Dahod<\/span><\/strong><span dir=\"auto\">\u00a0.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">V\u00a0<\/span><strong><span dir=\"auto\">\u010cand\u00edgarhu a Pudu\u010d\u010d\u00e9ri<\/span><\/strong><span dir=\"auto\">\u00a0zavedlo centrum v roce 2015 syst\u00e9m\u00a0<\/span><strong><span dir=\"auto\">p\u0159\u00edm\u00fdch p\u0159evod\u016f d\u00e1vek (DBT)<\/span><\/strong><span dir=\"auto\">\u00a0pro potravin\u00e1\u0159sk\u00e9 obiloviny, kter\u00fd nahradil fyzickou distribuci potravin p\u0159\u00edm\u00fdmi p\u0159evody hotovosti na bankovn\u00ed \u00fa\u010dty p\u0159\u00edjemc\u016f. \u00da\u0159edn\u00edci uvedli, \u017ee digit\u00e1ln\u00ed m\u011bna pro potraviny zajist\u00ed, \u017ee p\u0159\u00edjemci pou\u017eij\u00ed dotaci v\u00fdhradn\u011b na n\u00e1kup potravin\u00e1\u0159sk\u00fdch obilovin a k \u017e\u00e1dn\u00e9mu jin\u00e9mu \u00fa\u010delu.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Vzhledem k tomu, \u017ee v t\u011bchto dvou svazov\u00fdch teritori\u00edch neexistuje \u017e\u00e1dn\u00fd program distribuce obilovin, nejsou tam ani \u017e\u00e1dn\u00e9 p\u0159\u00edd\u011blov\u00e9 obchody. \u00da\u0159edn\u00edci uvedli, \u017ee \u00fa\u0159ady zkoumaj\u00ed, jak identifikovat konkr\u00e9tn\u00ed maloobchodn\u00ed prodejny, kter\u00e9 by usnadnily distribuci bezplatn\u00fdch obilovin prost\u0159ednictv\u00edm akceptace digit\u00e1ln\u00ed m\u011bny. Dodali, \u017ee bezplatn\u00e9 obiloviny distribuovan\u00e9 prost\u0159ednictv\u00edm t\u011bchto prodejen nebo p\u0159\u00edd\u011blov\u00fdch obchod\u016f budou dod\u00e1v\u00e1ny\u00a0<\/span><strong><span dir=\"auto\">Indickou potravinovou korporac\u00ed (FCI)<\/span><\/strong><span dir=\"auto\">\u00a0nebo vl\u00e1dn\u00edmi agenturami.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">\u00da\u0159edn\u00edci uvedli, \u017ee se tak\u00e9 zkoumaj\u00ed mo\u017enosti, kter\u00e9 by umo\u017enily p\u0159\u00edjemc\u016fm, kte\u0159\u00ed st\u00e1le pou\u017e\u00edvaj\u00ed z\u00e1kladn\u00ed nebo funk\u010dn\u00ed telefony, a proto nemohou pou\u017e\u00edvat elektronickou pen\u011b\u017eenku, nad\u00e1le pou\u017e\u00edvat digit\u00e1ln\u00ed potravinovou m\u011bnu.<\/span><\/em><\/p>\n<p><strong><span dir=\"auto\">Indie je v oblasti digit\u00e1ln\u00ed identity a tokenizace<\/span><\/strong><span dir=\"auto\">\u00a0p\u0159edn\u00ed zem\u00ed\u00a0\u2013 a to do t\u00e9 m\u00edry, \u017ee\u00a0<\/span><strong><span dir=\"auto\">gener\u00e1ln\u00ed \u0159editel spole\u010dnosti BlackRock a spolup\u0159edseda WEF Larry Fink<\/span><\/strong><span dir=\"auto\">\u00a0ned\u00e1vno pochv\u00e1lil Indii a Braz\u00edlii za veden\u00ed nov\u00e9 digit\u00e1ln\u00ed ekonomiky a uvedl, \u017ee zem\u011b jako Spojen\u00e9 st\u00e1ty a dal\u0161\u00ed z\u00e1padn\u00ed n\u00e1rody zaost\u00e1vaj\u00ed. Tvrdil, \u017ee tokenizace v\u0161eho a um\u00edst\u011bn\u00ed t\u011bchto aktiv na univerz\u00e1ln\u00ed blockchain by ukon\u010dilo korupci.<\/span><\/p>\n<p><em><span dir=\"auto\">\u201eMysl\u00edm, \u017ee p\u0159echod k tokenizaci, k decimalizaci, je nezbytn\u00fd.<\/span><\/em><br \/>\n<em><span dir=\"auto\">Je ironick\u00e9, \u017ee vid\u00edme dv\u011b rozv\u00edjej\u00edc\u00ed se ekonomiky, kter\u00e9 vedou sv\u011bt v tokenizaci a digitalizaci sv\u00fdch m\u011bn: Braz\u00edlie a Indie. Mysl\u00edm, \u017ee se t\u00edmto sm\u011brem mus\u00edme rychle vydat.<\/span><\/em><br \/>\n<em><span dir=\"auto\">Sn\u00ed\u017eili bychom poplatky. Dos\u00e1hli bychom v\u011bt\u0161\u00ed demokratizace dal\u0161\u00edm sn\u00ed\u017een\u00edm poplatk\u016f, kdybychom m\u011bli v\u0161echny investice na tokenizovan\u00e9 platform\u011b, kter\u00e1 by se mohla p\u0159esouvat z tokenizovan\u00e9ho fondu pen\u011b\u017en\u00edho trhu do akci\u00ed a dluhopis\u016f a zp\u011bt.<\/span><\/em><br \/>\n<em><span dir=\"auto\">M\u011bli bychom sd\u00edlen\u00fd blockchain. Mohli bychom sn\u00ed\u017eit korupci. Tak\u017ee bychom tvrdili, \u017ee i kdy\u017e bychom mohli m\u00edt v\u00edce z\u00e1vislost\u00ed na blockchainu, co\u017e je diskutabiln\u00ed, aktivity by st\u00e1le pravd\u011bpodobn\u011b byly zpracov\u00e1v\u00e1ny efektivn\u011bji a bezpe\u010dn\u011bji ne\u017e kdykoli p\u0159edt\u00edm.\u201c<\/span><\/em><\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\"><iframe loading=\"lazy\" title=\"PANELOV\u00c1 DISKUSE: BlackRock, ECB a Citadel varuj\u00ed, \u017ee si trhy kv\u016fli americk\u00e9mu dluhu zahr\u00e1vaj\u00ed s ohn\u011bm | AC1G\" src=\"https:\/\/www.youtube.com\/embed\/-GqbDLviIFc?feature=oembed\" width=\"800\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/figure>\n<p><span dir=\"auto\">Fink je zn\u00e1m\u00fd jako prominentn\u00ed zast\u00e1nce tokenizace v\u0161ech aktiv, jak\u00a0n\u011bkolikr\u00e1t zdokumentoval\u00a0<\/span><em><span dir=\"auto\">server The WinePress .<\/span><\/em><\/p>\n<p><span dir=\"auto\">Jin\u00e9 zem\u011b zavedly soci\u00e1ln\u00ed a potravinov\u00e9 programy zalo\u017een\u00e9 na CBDC.<\/span><\/p>\n<p><span dir=\"auto\">V roce 2022, uprost\u0159ed politick\u00fdch nepokoj\u016f, povst\u00e1n\u00ed a naru\u0161en\u00ed dodavatelsk\u00e9ho \u0159et\u011bzce,\u00a0<\/span><strong><span dir=\"auto\">\u00cdr\u00e1n<\/span><\/strong><span dir=\"auto\">\u00a0zavedl \u201edigit\u00e1ln\u00ed pouk\u00e1zky, kter\u00e9 umo\u017e\u0148uj\u00ed p\u0159\u00edstup k omezen\u00e9mu mno\u017estv\u00ed chleba za dotovan\u00e9 ceny, zat\u00edmco zbytek je k dispozici za tr\u017en\u00ed ceny,\u201c uvedl tehdy\u00a0<\/span><em><span dir=\"auto\">den\u00edk Financial Times<\/span><\/em><span dir=\"auto\">\u00a0.<\/span><\/p>\n<p><span dir=\"auto\">Indie, zakl\u00e1daj\u00edc\u00ed \u010dlen st\u00e1le se roz\u0161i\u0159uj\u00edc\u00edho\u00a0<\/span><strong><span dir=\"auto\">bloku BRICS<\/span><\/strong><span dir=\"auto\">\u00a0, letos po\u0159\u00e1d\u00e1 jeho sch\u016fzky a summity. Podle zpr\u00e1vy den\u00edku\u00a0<\/span><em><span dir=\"auto\">The Economic Times<\/span><\/em><span dir=\"auto\">\u00a0pl\u00e1nuje zem\u011b pokra\u010dovat ve sv\u00fdch ambic\u00edch v oblasti CBDC.<\/span><\/p>\n<p><em><span dir=\"auto\">\u201eIndie bude podporovat bezprobl\u00e9mov\u00e9 p\u0159eshrani\u010dn\u00ed platby s vyu\u017eit\u00edm digit\u00e1ln\u00edch m\u011bn centr\u00e1ln\u00edch bank (CBDC) mezi zem\u011bmi BRICS. Tato iniciativa bude kl\u00ed\u010dov\u00fdm bodem programu b\u011bhem leto\u0161n\u00edho indick\u00e9ho p\u0159edsednictv\u00ed. C\u00edlem tohoto kroku je zlep\u0161it efektivitu a usnadnit mezin\u00e1rodn\u00ed transakce. Indick\u00e1 rezervn\u00ed banka se zav\u00e1zala podporovat pou\u017e\u00edv\u00e1n\u00ed CBDC pro glob\u00e1ln\u00ed obchod. Toto navazuje na p\u0159edchoz\u00ed diskuse o interoperabilit\u011b platebn\u00edch syst\u00e9m\u016f.\u201c<\/span><\/em><\/p>\n<p><span dir=\"auto\">Indick\u00fd syst\u00e9m digit\u00e1ln\u00ed identifikace je tak efektivn\u00ed v pozn\u00e1v\u00e1n\u00ed identity v\u0161ech, \u017ee se objevily koment\u00e1\u0159e nazna\u010duj\u00edc\u00ed, \u017ee zem\u011b nemus\u00ed tokenizovat v\u0161echno, proto\u017ee vl\u00e1da a RBI u\u017e d\u00edky syst\u00e9mu identifikace v\u011bd\u00ed, co lid\u00e9 d\u011blaj\u00ed.<\/span><\/p>\n<p><span dir=\"auto\">Toto bylo odhaleno b\u011bhem\u00a0<\/span><strong><span dir=\"auto\">T\u00fddne Sv\u011btov\u00e9 banky MMF<\/span><\/strong><span dir=\"auto\">\u00a0, kter\u00fd po\u0159\u00e1dala\u00a0<\/span><strong><span dir=\"auto\">Atlantick\u00e1 rada<\/span><\/strong><span dir=\"auto\">\u00a0, v r\u00e1mci zased\u00e1n\u00ed s n\u00e1zvem \u201eJak tokenizace pen\u011bz ovlivn\u00ed mezin\u00e1rodn\u00ed m\u011bnov\u00fd syst\u00e9m\u201c.<\/span><\/p>\n<p><strong><span dir=\"auto\">Siddharth Tiwari<\/span><\/strong><span dir=\"auto\">\u00a0z\u00a0<\/span><strong><span dir=\"auto\">Banky pro mezin\u00e1rodn\u00ed platby (BIS)<\/span><\/strong><span dir=\"auto\">\u00a0vysv\u011btlil, pro\u010d jsou digit\u00e1ln\u00ed identifika\u010dn\u00ed \u00fadaje tak d\u016fle\u017eit\u00e9 v kontextu CBDC, tokenizace, stablecoin\u016f a bezhotovostn\u00edch plateb:<\/span><\/p>\n<p><em><span dir=\"auto\">\u201eMysl\u00edm, \u017ee v Indii se stalo to, \u017ee web byl pou\u017eit k digitalizaci \u2013 nikoli k tokenizaci \u2013 platebn\u00edho syst\u00e9mu. Je to docela elegantn\u00ed syst\u00e9m. Je otev\u0159en\u00fd 24 hodin denn\u011b, 7 dn\u00ed v t\u00fddnu. Je okam\u017eit\u00fd. Je zdarma. Je p\u0159\u00e1telsk\u00fd k velk\u00fdm technologick\u00fdm a finan\u010dn\u00edm spole\u010dnostem, na rozd\u00edl od \u010c\u00edny, kde existuje konkurence mezi Alipay, WeChat Pay a PBC.<\/span><\/em><br \/>\n<em><span dir=\"auto\">A v r\u00e1mci regula\u010dn\u00edho syst\u00e9mu je v\u0161e vypo\u0159\u00e1d\u00e1no v fiat pen\u011bz\u00edch. A je to prvn\u00ed p\u0159\u00edklad velk\u00fdch fintech spole\u010dnost\u00ed, jako jsou Google Pay, Apple Pay a WhatsApp Pay, kter\u00e9 se v r\u00e1mci regula\u010dn\u00edho syst\u00e9mu vypo\u0159\u00e1daly. A jsou s t\u00edm velmi spokojen\u00e9.<\/span><\/em><br \/>\n<em><span dir=\"auto\">[\u2026] Tak\u017ee to nen\u00ed ani tak ot\u00e1zka rozvojov\u00fdch nebo rozvinut\u00fdch zem\u00ed. Je to ot\u00e1zka, zda m\u00e1te historii finan\u010dn\u00edch transakc\u00ed. M\u016f\u017eete poskytnout z\u00e1stavu?<\/span><\/em><br \/>\n<em><span dir=\"auto\">A tyto probl\u00e9my jsou v Indii stejn\u00e9 ji\u017e v\u00edce ne\u017e deset let. Rozd\u00edly mezi mu\u017ei a \u017eenami, vzd\u011blan\u00fdmi a nevzd\u011blan\u00fdmi, m\u011bstsk\u00fdmi a venkovsk\u00fdmi, zam\u011bstnan\u00fdmi a nezam\u011bstnan\u00fdmi \u2013 p\u0159\u00edstup k finan\u010dn\u00edmu syst\u00e9mu klesl na jednocifern\u00e1 procenta, co\u017e je mo\u017en\u00e1 nejv\u011bt\u0161\u00ed pokles v ned\u00e1vn\u00e9 historii.\u201c 100 let. A to je obrovsk\u00e9.<\/span><\/em><br \/>\n<em><span dir=\"auto\">Dnes si m\u016f\u017eu jen vyt\u00e1hnout telefon, je interoperabiln\u00ed, m\u016f\u017eu v\u00e1m n\u011bco p\u0159ev\u00e9st a vy to obdr\u017e\u00edte za m\u00e9n\u011b ne\u017e vte\u0159inu. Singapur m\u00e1 tot\u00e9\u017e. Mysl\u00edm, \u017ee guvern\u00e9r tady \u0159ekl, \u017ee necht\u011bj\u00ed tokenizovat na maloobchodn\u00ed \u00farovni, proto\u017ee mal\u00ed investo\u0159i nebudou p\u0159ech\u00e1zet mezi tokenizovan\u00fdmi vklady a t\u00edm, co u\u017e maj\u00ed.<\/span><\/em><\/p>\n<p><strong><span dir=\"auto\">Hung Tran<\/span><\/strong><span dir=\"auto\">\u00a0z Atlantick\u00e9 rady se k Tiwariho pozn\u00e1mk\u00e1m p\u0159ipojil a zd\u016fraznil, \u017ee digit\u00e1ln\u00ed identifikace je pro fungov\u00e1n\u00ed tohoto syst\u00e9mu kl\u00ed\u010dov\u00e1, zejm\u00e9na pokud chce ekonomika tokenizovat na maloobchodn\u00ed \u00farovni. Tran \u0159ekl:<\/span><\/p>\n<p><em><span dir=\"auto\">\u201ePokud tomu rozum\u00edm, kl\u00ed\u010dov\u00fdm p\u0159edpokladem pro fungov\u00e1n\u00ed tohoto syst\u00e9mu UPI v Indii je digit\u00e1ln\u00ed identita, kter\u00e1 byla v Indii zavedena jako ve\u0159ejn\u00fd statek a vy\u017eaduje dvoufaktorov\u00e9 ov\u011b\u0159ov\u00e1n\u00ed. To znamen\u00e1, \u017ee ka\u017ed\u00fd m\u00e1 nyn\u00ed jak\u00fdsi digit\u00e1ln\u00ed identifika\u010dn\u00ed prvek.<\/span><\/em><br \/>\n<em><span dir=\"auto\">Banky se c\u00edt\u00ed dob\u0159e p\u0159i prov\u00e1d\u011bn\u00ed takov\u00fdch transakc\u00ed, proto\u017ee v\u011bd\u00ed, \u017ee se skute\u010dn\u011b jedn\u00e1 o jejich z\u00e1kazn\u00edka a \u017ee se skute\u010dn\u011b jedn\u00e1 o p\u0159\u00edjemce, kter\u00e9mu chce tento z\u00e1kazn\u00edk poslat pen\u00edze. Bez tohoto syst\u00e9mu digit\u00e1ln\u00ed identifikace si je t\u011b\u017ek\u00e9 p\u0159edstavit, \u017ee by n\u011bco takov\u00e9ho fungovalo. A tento digit\u00e1ln\u00ed identifika\u010dn\u00ed prvek pravd\u011bpodobn\u011b nebude snadn\u00e9 p\u0159en\u00e9st do jin\u00fdch zem\u00ed kv\u016fli odli\u0161n\u00fdm kultur\u00e1m a spole\u010densk\u00e9mu vn\u00edm\u00e1n\u00ed \u2013 lidem se nemus\u00ed l\u00edbit. Tak\u017ee m\u00e1 vy\u0161\u0161\u00ed po\u017eadavky.\u201c<\/span><\/em><\/p>\n<p><span dir=\"auto\">Tran pozd\u011bji uvedl, \u017ee\u00a0<\/span><strong><span dir=\"auto\">identity \u2013 my sami \u2013 budou tokenizov\u00e1ny za 15 let<\/span><\/strong><span dir=\"auto\">\u00a0.<\/span><\/p>\n<p><em><span dir=\"auto\">\u201eBIS pracuje na n\u011b\u010dem, \u010demu se \u0159\u00edk\u00e1 jednotn\u00e1 \u00fa\u010detn\u00ed kniha. Pokud m\u00e1te 10 a 90 procent, pro\u010d netokenizovat v\u0161echno? Tokenizovat ve\u0159ejn\u00e9 pen\u00edze, CBDC, bankovn\u00ed vklady, akciov\u00fd trh, aby slou\u017eily jako z\u00e1stava pro p\u016fj\u010dky. A jakmile jsou tokenizov\u00e1ny, stanou se extr\u00e9mn\u011b efektivn\u00edmi.<\/span><\/em><br \/>\n<em><span dir=\"auto\">A \u2013 vid\u00edte \u2013 nepochybuji o tom, \u017ee vy i j\u00e1 budeme tokenizov\u00e1ni za 15 let.\u201c<\/span><\/em><\/p>\n<p><strong><span dir=\"auto\">AUTOR\u016eV KOMENT\u00c1\u0158<\/span><\/strong><\/p>\n<p><span dir=\"auto\">V americk\u00fdch m\u00e9di\u00edch, a\u0165 u\u017e velk\u00fdch, nebo mal\u00fdch, o tom nic neusly\u0161\u00edte ani neuvid\u00edte, ale to, co se d\u011bje v zahrani\u010d\u00ed, vytv\u00e1\u0159\u00ed pl\u00e1n pro zbytek sv\u011bta.<\/span><\/p>\n<p><span dir=\"auto\">To, co se d\u011bje v Indii, je dal\u0161\u00ed drsnou p\u0159ipom\u00ednkou nebezpe\u010d\u00ed CBDC, tokenizace a digit\u00e1ln\u00edch identifik\u00e1tor\u016f. Proto\u017ee tokeny, CBDC a stablecoiny jsou programovateln\u00e9, mohou podkladov\u00e9 chytr\u00e9 smlouvy obsahovat data a podm\u00ednky expirace. To znamen\u00e1, \u017ee takzvan\u00e9 \u201epen\u00edze\u201c \u2013 nebo v tomto p\u0159\u00edpad\u011b \u201epouk\u00e1zky\u201c \u2013 mus\u00ed b\u00fdt pou\u017eity v dan\u00e9m \u010dasov\u00e9m r\u00e1mci, jinak expiruj\u00ed, a \u017ee jsou naprogramov\u00e1ny tak, aby se pou\u017e\u00edvaly pouze pro konkr\u00e9tn\u00ed polo\u017eky a transakce.\u00a0<\/span><strong><span dir=\"auto\">Pou\u017eijte je, nebo o n\u011b p\u0159ijdete.<\/span><\/strong><span dir=\"auto\">\u00a0To je jeden z mnoha d\u016fvod\u016f, pro\u010d je tento syst\u00e9m tak nebezpe\u010dn\u00fd.<\/span><\/p>\n<p><span dir=\"auto\">P\u0159ipome\u0148me si drastick\u00e1 prohl\u00e1\u0161en\u00ed b\u00fdval\u00e9ho \u0161\u00e9fa BIS\u00a0<\/span><strong><span dir=\"auto\">Augustina Carstense<\/span><\/strong><span dir=\"auto\">\u00a0, kter\u00fd 19. \u0159\u00edjna 2020 \u0159ekl:<\/span><\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\"><iframe loading=\"lazy\" title=\"BIS - Hotovost vs. CBDC pro \u201epovolen\u00ed\u201c, jak budou va\u0161e pen\u00edze utraceny, pro sledov\u00e1n\u00ed a vym\u00e1h\u00e1n\u00ed tohoto aspektu\" src=\"https:\/\/www.youtube.com\/embed\/9FM4Fu2ujDE?feature=oembed\" width=\"800\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/figure>\n<p><em><span dir=\"auto\">\u201eNev\u00edme, kdo dnes pou\u017e\u00edv\u00e1 stodolarovou bankovku, a nev\u00edme, kdo dnes pou\u017e\u00edv\u00e1 tis\u00edcipesoovou bankovku. Z\u00e1sadn\u00ed rozd\u00edl oproti CBDC spo\u010d\u00edv\u00e1 v tom, \u017ee centr\u00e1ln\u00ed banka bude m\u00edt absolutn\u00ed kontrolu nad pravidly a p\u0159edpisy, kter\u00e9 upravuj\u00ed pou\u017e\u00edv\u00e1n\u00ed tohoto vyj\u00e1d\u0159en\u00ed z\u00e1vazku centr\u00e1ln\u00ed banky, a \u017ee budeme m\u00edt tak\u00e9 technologii k jejich vym\u00e1h\u00e1n\u00ed.\u201c<\/span><\/em><\/p>\n<p><span dir=\"auto\">Carstensovo \u0161okuj\u00edc\u00ed prohl\u00e1\u0161en\u00ed bylo opakem toho, co p\u016fvodn\u011b o CBDC \u0159ekl, kdy\u017e v b\u0159eznu 2019 bagatelizoval jejich nezbytnost, ale pak asi o \u010dty\u0159i m\u011bs\u00edce pozd\u011bji zm\u011bnil n\u00e1zor a prohl\u00e1sil CBDC za nezbytn\u00e9. Jak ji\u017e bylo vysv\u011btleno, aby CBDC byly pln\u011b funk\u010dn\u00ed pro \u0161irokou ve\u0159ejnost, mus\u00ed b\u00fdt pen\u00edze, aktiva a komodity tokenizov\u00e1ny.<\/span><\/p>\n<p><span dir=\"auto\">Centr\u00e1ln\u00ed banka vlastn\u00ed va\u0161i identitu; v\u00ed, co d\u011bl\u00e1te a jak utr\u00e1c\u00edte, a pot\u00e9 m\u016f\u017ee ur\u010dit, jak se tyto schv\u00e1len\u00e9 tokeny pou\u017e\u00edvaj\u00ed. Trump \u2013 a dal\u0161\u00ed zem\u011b, kter\u00e9 ho n\u00e1sledovaly \u2013 zavedly stablecoiny, \u201edigit\u00e1ln\u00ed dolary\u201c, jako\u00a0<\/span><strong><span dir=\"auto\">taktiku \u201en\u00e1vnada a podveden\u00ed<\/span><\/strong><span dir=\"auto\">\u00a0\u201c, ale st\u00e1le se jedn\u00e1 o CBDC, jen privatizovan\u00e9, propojen\u00e9 s ministerstvem financ\u00ed a v kone\u010dn\u00e9m d\u016fsledku s Feder\u00e1ln\u00edm rezervn\u00edm syst\u00e9mem, zat\u00edmco korporace a banky maj\u00ed moc ovliv\u0148ovat, jak jsou tokeny vyd\u00e1v\u00e1ny a distribuov\u00e1ny.<\/span><\/p>\n<p><strong><em><span dir=\"auto\">Ver\u0161 22:7: Bohat\u00fd panuje nad chud\u00fdmi a dlu\u017en\u00edk je slu\u017eebn\u00edkem v\u011b\u0159itele.<\/span><\/em><\/strong><\/p>\n<p><span dir=\"auto\">Nakonec to vede k fin\u00e1ln\u00edmu \u0159e\u0161en\u00ed:<\/span><\/p>\n<p><em><span dir=\"auto\">Zjeven\u00ed 13:16-18: A zp\u016fsobuje, \u017ee v\u0161ichni, mal\u00ed i velc\u00ed, bohat\u00ed i chud\u00ed, svobodn\u00ed i otroci, dostanou znamen\u00ed na pravou ruku nebo na \u010delo, tak\u017ee nikdo nem\u016f\u017ee kupovat ani prod\u00e1vat, leda ten, kdo m\u00e1 to znamen\u00ed, jm\u00e9no \u0161elmy nebo \u010d\u00edslo jej\u00edho jm\u00e9na. V tom je moudrost: Kdo m\u00e1 rozum, a\u0165 spo\u010d\u00edt\u00e1 \u010d\u00edslo \u0161elmy, nebo\u0165 je to \u010d\u00edslo \u010dlov\u011bka: Jeho \u010d\u00edslo je 666.<\/span><\/em><\/p>\n<\/div>\n<\/div>\n<div class=\"elementor-element elementor-element-8c57238 quelle dc-has-condition dc-condition-empty elementor-widget elementor-widget-heading\" data-id=\"8c57238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h3 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/thewinepress.substack.com\/p\/india-introduces-monthly-cbdc-based\" target=\"_blank\" rel=\"nofollow noopener\"><span dir=\"auto\">Zdroj<\/span><\/a><\/span><\/h3>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u201eDigit\u00e1ln\u00ed potravinov\u00e9 l\u00edstky\u201c prost\u0159ednictv\u00edm pen\u011bz centr\u00e1ln\u00ed banky: Indie spou\u0161t\u00ed pilotn\u00ed projekt programovateln\u00e9 potravinov\u00e9 pomoci Larry&#8230;<\/p>\n","protected":false},"author":2,"featured_media":98751,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[10530,3722,79,940,2812],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/98750"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=98750"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/98750\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/98751"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=98750"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=98750"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=98750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}