{"id":98247,"date":"2026-01-31T00:24:53","date_gmt":"2026-01-30T23:24:53","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=98247"},"modified":"2026-01-30T11:58:59","modified_gmt":"2026-01-30T10:58:59","slug":"jan-krikke-brics-pripravuje-prvni-koleje-pro-novy-globalni-platebni-system","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2026\/01\/31\/jan-krikke-brics-pripravuje-prvni-koleje-pro-novy-globalni-platebni-system\/","title":{"rendered":"Jan Krikke: BRICS p\u0159ipravuje prvn\u00ed koleje pro nov\u00fd glob\u00e1ln\u00ed platebn\u00ed syst\u00e9m"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<div class=\"elementor-element elementor-element-1fb4c2c elementor-widget elementor-widget-theme-post-content\" data-id=\"1fb4c2c\" data-element_type=\"widget\" data-widget_type=\"theme-post-content.default\">\n<div class=\"elementor-widget-container\">\n<h3><strong><span dir=\"auto\">M\u011bna BRICS, kter\u00e1 by usnadnila dedolarizaci, z\u016fst\u00e1v\u00e1 vzd\u00e1len\u00fdm snem, ale digit\u00e1ln\u00ed m\u011bna jako alternativa k SWIFTu je t\u00e9m\u011b\u0159 tady.<\/span><\/strong><\/h3>\n<p><span dir=\"auto\">Vzhledem k tomu, \u017ee se Indie p\u0159ipravuje na po\u0159\u00e1d\u00e1n\u00ed summitu BRICS koncem leto\u0161n\u00edho roku, pozornost se zam\u011b\u0159\u00ed na platebn\u00ed syst\u00e9m, kter\u00fd propoj\u00ed n\u00e1rodn\u00ed digit\u00e1ln\u00ed m\u011bny. Up\u0159ednostn\u011bn\u00edm t\u00e9to infrastruktury p\u0159ed zaveden\u00edm nov\u00e9 m\u011bny blok pragmaticky s\u00e1z\u00ed na to, \u017ee praktick\u00e9 syst\u00e9my prom\u011bn\u00ed glob\u00e1ln\u00ed finan\u010dn\u00ed krajinu hluboceji ne\u017e symbolick\u00e1 gesta.<\/span><\/p>\n<p><span dir=\"auto\">Na summitu kl\u00ed\u010dov\u00fd bod programu signalizuje potenci\u00e1ln\u00ed posun: v\u00fdvoj platebn\u00edho syst\u00e9mu BRICS zalo\u017een\u00e9ho na interoperabiln\u00edch digit\u00e1ln\u00edch m\u011bn\u00e1ch centr\u00e1ln\u00edch bank (CBDC).<\/span><\/p>\n<p><span dir=\"auto\">Tato iniciativa zam\u011b\u0159en\u00e1 na infrastrukturu p\u0159itahuje men\u0161\u00ed pozornost, proto\u017ee se vyh\u00fdb\u00e1 dramatu vol\u00e1n\u00ed po \u201em\u011bn\u011b BRICS\u201c nebo \u00fapln\u00e9 dedolarizaci. Pr\u00e1v\u011b tento nedostatek poutav\u00fdch akc\u00ed by ji v\u0161ak mohl u\u010dinit z\u00e1va\u017en\u011bj\u0161\u00ed a zd\u016fraznit hlavn\u00ed my\u0161lenku: praktick\u00e9 zm\u011bny infrastruktury mohou prom\u011bnit finance hloub\u011bji ne\u017e symbolick\u00e9 v\u00fdzvy.<\/span><\/p>\n<p><span dir=\"auto\">V tomto smyslu se n\u00e1vrh m\u00edsto p\u0159\u00edm\u00e9ho zpochyb\u0148ov\u00e1n\u00ed dolaru zam\u011b\u0159uje na pragmati\u010dt\u011bj\u0161\u00ed p\u0159\u00edstup \u2013 budov\u00e1n\u00ed alternativn\u00edch platebn\u00edch cest, kter\u00e9 umo\u017e\u0148uj\u00ed p\u0159\u00edm\u00e9 vypo\u0159\u00e1d\u00e1n\u00ed obchodu mezi n\u00e1rodn\u00edmi digit\u00e1ln\u00edmi m\u011bnami a sni\u017euj\u00ed z\u00e1vislost na syst\u00e9mu SWIFT zalo\u017een\u00e9m na dolaru.<\/span><\/p>\n<h3><strong><span dir=\"auto\">\u017d\u00e1dn\u00e1 m\u011bna<\/span><\/strong><\/h3>\n<p><span dir=\"auto\">Finan\u010dn\u00ed spolupr\u00e1ci BRICS obklopuje opakuj\u00edc\u00ed se nedorozum\u011bn\u00ed. Sou\u010dasn\u00e1 iniciativa si neklade za c\u00edl vytvo\u0159it jednotnou m\u011bnu BRICS, ani nevy\u017eaduje, aby \u010dlensk\u00e9 st\u00e1ty postoupily svou m\u011bnovou suverenitu nadn\u00e1rodn\u00edmu org\u00e1nu.<\/span><\/p>\n<p><span dir=\"auto\">P\u0159edchoz\u00ed n\u00e1vrhy v tomto sm\u011bru selhaly z p\u0159edv\u00eddateln\u00fdch d\u016fvod\u016f: odli\u0161n\u00e9 infla\u010dn\u00ed re\u017eimy, nekompatibiln\u00ed kapit\u00e1lov\u00e9 kontroly a obavy z dominance \u010d\u00ednsk\u00e9ho j\u00fcanu.<\/span><\/p>\n<p><span dir=\"auto\">Sou\u010dasn\u00fd p\u0159\u00edstup se ub\u00edr\u00e1 jin\u00fdm sm\u011brem. Jeho c\u00edlem je propojit st\u00e1vaj\u00edc\u00ed n\u00e1rodn\u00ed CBDC \u2013 jako je indick\u00e1 digit\u00e1ln\u00ed rupie, \u010d\u00ednsk\u00fd digit\u00e1ln\u00ed j\u00fcan a rusk\u00fd digit\u00e1ln\u00ed rubl \u2013 prost\u0159ednictv\u00edm interoperabiln\u00ed infrastruktury. Ka\u017ed\u00e1 m\u011bna z\u016fst\u00e1v\u00e1 pln\u011b suver\u00e9nn\u00ed. Co se m\u011bn\u00ed, je infrastruktura, kter\u00e1 jim umo\u017e\u0148uje efektivn\u011bj\u0161\u00ed interakci.<\/span><\/p>\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter\" src=\"https:\/\/i0.wp.com\/asiatimes.com\/wp-content\/uploads\/2026\/01\/SWIFT-AND-BRICS-.png?resize=780%2C957&amp;quality=80&amp;ssl=1\" alt=\"\" width=\"713\" height=\"875\" \/><\/figure>\n<p><span dir=\"auto\">V praxi by to umo\u017enilo vypo\u0159\u00e1d\u00e1vat p\u0159eshrani\u010dn\u00ed platby p\u0159\u00edmo v n\u00e1rodn\u00edch m\u011bn\u00e1ch, obej\u00edt koresponden\u010dn\u00ed banky nebo s\u00ed\u0165 SWIFT zam\u011b\u0159enou na dolar. V\u00fdhody pro \u00fa\u010dastn\u00edky jsou jasn\u00e9: rychlej\u0161\u00ed zpracov\u00e1n\u00ed, ni\u017e\u0161\u00ed transak\u010dn\u00ed n\u00e1klady a sn\u00ed\u017een\u00e1 zranitelnost v\u016f\u010di sankc\u00edm nebo zmrazen\u00ed aktiv ze strany z\u00e1padn\u00edch vl\u00e1d.<\/span><\/p>\n<h3><strong><span dir=\"auto\">\u00dast\u0159edn\u00ed role Indie<\/span><\/strong><\/h3>\n<p><span dir=\"auto\">Role Indie je kl\u00ed\u010dov\u00e1. Jako hostitel summitu a z\u00e1rove\u0148 inici\u00e1tor tohoto procesu Nov\u00e9 Dill\u00ed posunulo interoperabilitu CBDC od abstraktn\u00ed diskuse a\u017e po konkr\u00e9tn\u00ed koordinaci politik. To odr\u00e1\u017e\u00ed \u0161ir\u0161\u00ed indickou filozofii digit\u00e1ln\u00edch plateb, formovanou dom\u00e1c\u00edm \u00fasp\u011bchem Unified Payments Interface (UPI): zam\u011b\u0159en\u00ed na interoperabilitu a zachov\u00e1n\u00ed m\u011bnov\u00e9 suverenity.<\/span><\/p>\n<p><span dir=\"auto\">Indick\u00e1 rezervn\u00ed banka (Reserve Bank of India), kter\u00e1 v tomto procesu hraje kl\u00ed\u010dovou roli, zd\u016fraznila, \u017ee digit\u00e1ln\u00ed rupie nen\u00ed kryptoaktivum ani krok k m\u011bnov\u00e9 unii. Jedn\u00e1 se o st\u00e1tem podporovan\u00fd digit\u00e1ln\u00ed ekvivalent hotovosti, jeho\u017e c\u00edlem je zv\u00fd\u0161it efektivitu a z\u00e1rove\u0148 si zachovat politickou kontrolu.<\/span><\/p>\n<p><span dir=\"auto\">Tento postoj vysv\u011btluje, pro\u010d Indie odm\u00edtla n\u00e1vrhy na nadn\u00e1rodn\u00ed m\u011bnu BRICS a z\u00e1rove\u0148 podpo\u0159ila infrastrukturu, kter\u00e1 n\u00e1rodn\u00ed m\u011bny usnad\u0148uje pou\u017eitelnost v p\u0159eshrani\u010dn\u00edm obchodu.<\/span><\/p>\n<p><span dir=\"auto\">Svou roli sehr\u00e1ly i minul\u00e9 zku\u0161enosti. P\u0159edchoz\u00ed bilater\u00e1ln\u00ed dohody o urovn\u00e1n\u00ed s Ruskem zanechaly v Moskv\u011b velk\u00e9 mno\u017estv\u00ed rupi\u00ed, kter\u00e9 nemohla snadno utratit \u2013 probl\u00e9m zn\u00e1m\u00fd jako \u201erupiov\u00e1 past\u201c.<\/span><\/p>\n<p><span dir=\"auto\">Toto selh\u00e1n\u00ed zd\u016fraznilo pot\u0159ebu multilater\u00e1ln\u00ed s\u00edt\u011b, v n\u00ed\u017e by vyd\u011blan\u00e9 m\u011bny mohly ob\u00edhat v r\u00e1mci \u0161ir\u0161\u00edho obchodn\u00edho bloku, sp\u00ed\u0161e ne\u017e aby se zbyte\u010dn\u011b hromadily.<\/span><\/p>\n<h3><strong><span dir=\"auto\">P\u0159\u00edm\u00e9 zpracov\u00e1n\u00ed<\/span><\/strong><\/h3>\n<p><span dir=\"auto\">J\u00e1drem navrhovan\u00e9ho nov\u00e9ho platebn\u00edho syst\u00e9mu BRICS jsou dva kl\u00ed\u010dov\u00e9 mechanismy, jejich\u017e c\u00edlem je usnadnit obchodov\u00e1n\u00ed s n\u00e1rodn\u00edmi m\u011bnami bez z\u00e1vislosti na dolaru: z\u00fa\u010dtovac\u00ed cykly a devizov\u00e9 swapov\u00e9 linky.<\/span><\/p>\n<p><span dir=\"auto\">Z\u00fa\u010dtovac\u00ed cykly funguj\u00ed jako periodick\u00fd syst\u00e9m vz\u00e1jemn\u00e9ho zarovn\u00e1n\u00ed. Nam\u00edsto vynucen\u00ed okam\u017eit\u00e9 sm\u011bny pro ka\u017edou jednotlivou transakci \u2013 co\u017e neust\u00e1le vy\u017eaduje enormn\u00ed hotovostn\u00ed likviditu \u2013 jsou v\u0161echny platby mezi dv\u011bma zem\u011bmi vyb\u00edr\u00e1ny po pevn\u011b stanoven\u00e9 obdob\u00ed. Na konci cyklu se vypo\u0159\u00e1d\u00e1 pouze \u010dist\u00fd rozd\u00edl.<\/span><\/p>\n<p><span dir=\"auto\">Nap\u0159\u00edklad pokud Indie dov\u00e1\u017e\u00ed z \u010c\u00edny celkem 500 miliard \u20b9 za m\u011bs\u00edc a \u010c\u00edna dov\u00e1\u017e\u00ed z Indie celkem 400 miliard \u20b9, je t\u0159eba p\u0159ev\u00e9st pouze \u010distou \u010d\u00e1stku 100 miliard \u20b9, kterou Indie \u010c\u00edn\u011b dlu\u017e\u00ed.<\/span><\/p>\n<p><span dir=\"auto\">To drasticky sni\u017euje objem m\u011bny, kterou je t\u0159eba fyzicky p\u0159esouvat, sni\u017euje n\u00e1klady a eliminuje riziko, \u017ee jedna zem\u011b uv\u00edzne s velk\u00fdm a nepou\u017eiteln\u00fdm p\u0159ebytkem m\u011bny jin\u00e9 zem\u011b.<\/span><\/p>\n<p><span dir=\"auto\">M\u011bnov\u00e9 swapov\u00e9 linky slou\u017e\u00ed jako z\u00e1chrann\u00e1 s\u00ed\u0165 pro likviditu. Jedn\u00e1 se o p\u0159edem dohodnut\u00e9 dohody mezi centr\u00e1ln\u00edmi bankami o v\u00fdm\u011bn\u011b pevn\u00fdch \u010d\u00e1stek jejich m\u011bn po stanovenou dobu.<\/span><\/p>\n<p><span dir=\"auto\">Pokud zem\u011b n\u00e1hle pot\u0159ebuje v\u00edce m\u011bny partnera k pokryt\u00ed sv\u00e9ho z\u00e1vazku z \u010dist\u00e9ho vypo\u0159\u00e1d\u00e1n\u00ed \u2013 nap\u0159\u00edklad kv\u016fli sez\u00f3nn\u00edmu n\u00e1r\u016fstu dovozu \u2013 m\u016f\u017ee si jej\u00ed centr\u00e1ln\u00ed banka tuto m\u011bnu do\u010dasn\u011b \u201ep\u016fj\u010dit\u201c prost\u0159ednictv\u00edm swapov\u00e9 linky.<\/span><\/p>\n<h3><strong><span dir=\"auto\">Obavy ohledn\u011b dolarov\u00e9ho dluhu<\/span><\/strong><\/h3>\n<p><span dir=\"auto\">Nic z toho ned\u011bl\u00e1 ze syst\u00e9mu BRICS n\u00e1hradu za dolar, z\u00e1klad modern\u00edch glob\u00e1ln\u00edch financ\u00ed. Dolar i nad\u00e1le tvo\u0159\u00ed p\u0159ibli\u017en\u011b 59 % sv\u011btov\u00fdch devizov\u00fdch rezerv, je z\u00e1kladem 58 % mezin\u00e1rodn\u00edch plateb a pou\u017e\u00edv\u00e1 se k fakturaci v\u00edce ne\u017e poloviny ve\u0161ker\u00e9ho p\u0159eshrani\u010dn\u00edho obchodu.<\/span><\/p>\n<p><span dir=\"auto\">Z\u00e1rove\u0148 se bezprecedentn\u00ed rozsah americk\u00e9ho i glob\u00e1ln\u00edho dolarov\u00e9ho dluhu stal hlavn\u00edm zdrojem syst\u00e9mov\u00fdch finan\u010dn\u00edch rizik.<\/span><\/p>\n<p><span dir=\"auto\">Vzhledem k tomu, \u017ee se st\u00e1tn\u00ed dluh USA bl\u00ed\u017e\u00ed 39 bilion\u016fm dolar\u016f a glob\u00e1ln\u00ed dluh se odhaduje na 315 bilion\u016f dolar\u016f, z \u010deho\u017e je 64 % denominov\u00e1no v dolarech, je stabilita sv\u011btov\u00e9 ekonomiky nebezpe\u010dn\u011b spojena s pokra\u010duj\u00edc\u00ed d\u016fv\u011brou v dolar.<\/span><\/p>\n<p><span dir=\"auto\">\u00dast\u0159edn\u00edm probl\u00e9mem je samoposiluj\u00edc\u00ed cyklus. Obsluha obrovsk\u00e9ho americk\u00e9ho dluhu z\u00e1vis\u00ed na neust\u00e1l\u00e9 glob\u00e1ln\u00ed popt\u00e1vce po aktivech denominovan\u00fdch v dolarech, zejm\u00e9na po americk\u00fdch st\u00e1tn\u00edch dluhopisech. Pokud tato popt\u00e1vka oslab\u00ed v d\u016fsledku faktor\u016f, jako jsou geopolitick\u00e9 posuny nebo politika USA, \u00farokov\u00e9 sazby by mohly prudce vzr\u016fst.<\/span><\/p>\n<p><span dir=\"auto\">Vy\u0161\u0161\u00ed \u00farokov\u00e9 sazby by dramaticky zv\u00fd\u0161ily n\u00e1klady americk\u00e9 vl\u00e1dy na obsluhu dluhu (kter\u00e9 jsou nyn\u00ed nejv\u011bt\u0161\u00ed polo\u017ekou americk\u00e9ho feder\u00e1ln\u00edho rozpo\u010dtu) a z\u00e1rove\u0148 by zhor\u0161ily glob\u00e1ln\u00ed finan\u010dn\u00ed podm\u00ednky. To by mohlo vyvolat potenci\u00e1ln\u00ed bankroty a krize v dal\u0161\u00edch zem\u00edch a spole\u010dnostech zat\u00ed\u017een\u00fdch \u00fav\u011bry denominovan\u00fdmi v dolarech.<\/span><\/p>\n<p><span dir=\"auto\">Tato dynamika by vytvo\u0159ila zranitelnosti jak pro americkou, tak pro glob\u00e1ln\u00ed ekonomiku, kter\u00e1 je z\u00e1visl\u00e1 na likvidit\u011b dolaru.<\/span><\/p>\n<h3><strong><span dir=\"auto\">Obrann\u00e1 opat\u0159en\u00ed USA<\/span><\/strong><\/h3>\n<p><span dir=\"auto\">Aby Spojen\u00e9 st\u00e1ty ochr\u00e1nily dolar v jeho roli nejd\u016fle\u017eit\u011bj\u0161\u00ed glob\u00e1ln\u00ed rezervn\u00ed m\u011bny, uplat\u0148uj\u00ed mnohostrannou strategii, kter\u00e1 kombinuje institucion\u00e1ln\u00ed, finan\u010dn\u00ed a n\u011bkdy i donucovac\u00ed opat\u0159en\u00ed, sp\u00ed\u0161e ne\u017e aby se spol\u00e9haly na jeden dramatick\u00fd krok.<\/span><\/p>\n<p><span dir=\"auto\">Prim\u00e1rn\u00edm n\u00e1strojem je pou\u017eit\u00ed finan\u010dn\u00edch sankc\u00ed a p\u0159\u00edstup k dolarov\u00e9mu glob\u00e1ln\u00edmu platebn\u00edmu syst\u00e9mu (SWIFT) jako odstra\u0161uj\u00edc\u00ed prost\u0159edek. Zem\u011b jako \u00cdr\u00e1n a Rusko \u010del\u00ed v\u00e1\u017en\u00e9 ekonomick\u00e9 izolaci kv\u016fli zpochyb\u0148ov\u00e1n\u00ed z\u00e1jm\u016f USA, co\u017e demonstruje vysok\u00e9 n\u00e1klady na fungov\u00e1n\u00ed mimo dolarov\u00fd ekosyst\u00e9m.<\/span><\/p>\n<p><span dir=\"auto\">To vytv\u00e1\u0159\u00ed siln\u00fd odrazuj\u00edc\u00ed \u00fa\u010dinek pro ostatn\u00ed, proto\u017ee snahy o \u201ededolarizaci\u201c riskuj\u00ed, \u017ee n\u00e1rody budou od\u0159\u00edznuty od nejv\u011bt\u0161\u00edho finan\u010dn\u00edho trhu sv\u011bta a nejobchodovan\u011bj\u0161\u00ed m\u011bny.<\/span><\/p>\n<p><span dir=\"auto\">Z\u00e1rove\u0148 USA pracuj\u00ed na roz\u0161\u00ed\u0159en\u00ed a modernizaci dosahu dolaru. Nejv\u00fdznamn\u011bj\u0161\u00ed nov\u011b vznikaj\u00edc\u00ed oblast\u00ed je digit\u00e1ln\u00ed finan\u010dn\u00ed sv\u011bt. Ameri\u010dt\u00ed regul\u00e1to\u0159i a finan\u010dn\u00ed instituce aktivn\u011b utv\u00e1\u0159ej\u00ed r\u00e1mec pro stablecoiny denominovan\u00e9 v dolarech \u2013 kryptom\u011bny v\u00e1zan\u00e9 na americk\u00fd dolar.<\/span><\/p>\n<p><span dir=\"auto\">Zaji\u0161t\u011bn\u00edm fungov\u00e1n\u00ed t\u011bchto digit\u00e1ln\u00edch aktiv pod regula\u010dn\u00edm dohledem USA je c\u00edlem upevnit dominanci dolaru v rychle se rozv\u00edjej\u00edc\u00ed digit\u00e1ln\u00ed ekonomice a p\u0159ijmout inovace, nikoli jimi b\u00fdt naru\u0161en.<\/span><\/p>\n<p><span dir=\"auto\">Ned\u00e1vn\u00e9 trendy v\u0161ak vyvol\u00e1vaj\u00ed obavy mezi investory a centr\u00e1ln\u00edmi bank\u00e9\u0159i. Kl\u00ed\u010dov\u00fdm ukazatelem je zrychlen\u00e1 popt\u00e1vka po zlat\u011b ze strany centr\u00e1ln\u00edch bank po cel\u00e9m sv\u011bt\u011b. V roce 2025 poprv\u00e9 za t\u00e9m\u011b\u0159 t\u0159i desetilet\u00ed kolektivn\u00ed zlat\u00e9 rezervy zahrani\u010dn\u00edch centr\u00e1ln\u00edch bank p\u0159ekro\u010dily co do hodnoty jejich rezervy v americk\u00fdch st\u00e1tn\u00edch dluhopisech.<\/span><\/p>\n<p><span dir=\"auto\">Tento historick\u00fd miln\u00edk byl podtr\u017een dramatick\u00fdm n\u00e1r\u016fstem ceny zlata, kter\u00e1 v roce 2025 vzrostla o 60\u201370 %, \u010d\u00edm\u017e se cena poprv\u00e9 v historii dostala v\u00fdrazn\u011b nad 4 000 dolar\u016f za unci. Ceny v prvn\u00edm m\u011bs\u00edci roku 2026 d\u00e1le rostly a dos\u00e1hly v\u00edce ne\u017e 5 500 dolar\u016f za unci.<\/span><\/p>\n<p><span dir=\"auto\">Tento postupn\u00fd posun k \u201eneutr\u00e1ln\u00edm\u201c aktiv\u016fm, jako je zlato \u2013 jedno z m\u00e1la, kter\u00e9 nenese \u017e\u00e1dn\u00e9 riziko protistrany, pokud si vlastn\u00edk udr\u017e\u00ed fyzickou kontrolu \u2013 zvy\u0161uje odolnost, ani\u017e by zcela naru\u0161il st\u00e1vaj\u00edc\u00ed m\u011bnov\u00fd \u0159\u00e1d. Zd\u016fraz\u0148uje v\u0161ak klesaj\u00edc\u00ed d\u016fv\u011bru v syst\u00e9m p\u0159ehnan\u011b zam\u011b\u0159en\u00fd na dolar.<\/span><\/p>\n<p><span dir=\"auto\">Pravd\u011bpodobnost, \u017ee USA dos\u00e1hnou \u201em\u011bkk\u00e9ho p\u0159ist\u00e1n\u00ed\u201c sv\u00e9ho dluhov\u00e9ho b\u0159emene prost\u0159ednictv\u00edm kontrolovan\u00e9 inflace, z\u016fst\u00e1v\u00e1 p\u0159edm\u011btem intenzivn\u00ed debaty. Vy\u017eadovalo by to sn\u00ed\u017een\u00ed dluhu inflac\u00ed, ani\u017e by to zp\u016fsobilo kolaps ekonomiky. Eroze kupn\u00ed s\u00edly dolaru by v\u0161ak vedla k ni\u017e\u0161\u00ed \u017eivotn\u00ed \u00farovni v\u011bt\u0161iny Ameri\u010dan\u016f.<\/span><\/p>\n<h3><strong><span dir=\"auto\">Tlumi\u010de n\u00e1raz\u016f<\/span><\/strong><\/h3>\n<p><span dir=\"auto\">Obavy ohledn\u011b dolaru \u010d\u00e1ste\u010dn\u011b vysv\u011btluj\u00ed obnoven\u00e9 \u00fasil\u00ed zem\u00ed BRICS o vytvo\u0159en\u00ed paraleln\u00edho platebn\u00edho syst\u00e9mu vedle syst\u00e9mu SWIFT. Mezi dal\u0161\u00ed obavy pat\u0159ilo vylou\u010den\u00ed Ruska ze syst\u00e9mu SWIFT a zabaven\u00ed rusk\u00fdch rezerv v hodnot\u011b 300 miliard dolar\u016f.<\/span><\/p>\n<p><span dir=\"auto\">Rusko nebylo prvn\u00ed zem\u00ed, kter\u00e1 poc\u00edtila hn\u011bv z\u00e1padn\u00edho finan\u010dn\u00edho syst\u00e9mu; \u00cdr\u00e1nu, Severn\u00ed Koreji a Kub\u011b byl tak\u00e9 zmrazen nebo zabaven majetek. Rusko se v\u0161ak stalo zlomov\u00fdm bodem. Pokud lze rusk\u00fd majetek zmrazit, \u017e\u00e1dn\u00e1 zem\u011b nen\u00ed imunn\u00ed v\u016f\u010di stejn\u00e9mu osudu.<\/span><\/p>\n<p><span dir=\"auto\">Samoz\u0159ejm\u011b, ne\u017e bude m\u00edt zem\u011b BRICS pln\u011b funk\u010dn\u00ed platebn\u00ed syst\u00e9m, kter\u00fd m\u016f\u017ee slou\u017eit jako alternativa k SWIFTu, z\u016fst\u00e1vaj\u00ed je\u0161t\u011b zna\u010dn\u00e9 p\u0159ek\u00e1\u017eky, v\u010detn\u011b harmonizace pr\u00e1vn\u00edch p\u0159edpis\u016f a technick\u00e9 implementace.<\/span><\/p>\n<p><span dir=\"auto\">V\u011bt\u0161ina CBDC ve v\u011bt\u0161in\u011b zem\u00ed BRICS je st\u00e1le ve f\u00e1zi testov\u00e1n\u00ed (digit\u00e1ln\u00ed rupie, e-CNY a digit\u00e1ln\u00ed rubl je\u0161t\u011b nejsou pln\u011b \u0161k\u00e1lovateln\u00e9) a interoperabilita \u010del\u00ed technick\u00fdm, regula\u010dn\u00edm a spr\u00e1vn\u00edm v\u00fdzv\u00e1m. Vzhledem k nep\u0159edv\u00eddateln\u00e9 politice USA a rostouc\u00edmu geopolitick\u00e9mu a geoekonomick\u00e9mu nap\u011bt\u00ed v\u0161ak alternativn\u00ed finan\u010dn\u00ed syst\u00e9m ji\u017e nen\u00ed mo\u017enost\u00ed, ale ekonomick\u00fdm a finan\u010dn\u00edm imperativem.<\/span><\/p>\n<p><span dir=\"auto\">Vypracov\u00e1n\u00edm paraleln\u00edho platebn\u00edho syst\u00e9mu by platebn\u00ed syst\u00e9m BRICS mohl poskytnout alternativn\u00ed platebn\u00ed kan\u00e1l v p\u0159\u00edpad\u011b glob\u00e1ln\u00ed krize. To by zabr\u00e1nilo \u00fapln\u00e9mu zastaven\u00ed p\u0159eshrani\u010dn\u00edho obchodu a umo\u017enilo by pokra\u010dov\u00e1n\u00ed z\u00e1kladn\u00edch obchodn\u00edch tok\u016f, zejm\u00e9na v oblasti energi\u00ed a surovin.<\/span><\/p>\n<p><span dir=\"auto\">Zaji\u0161t\u011bn\u00edm transak\u010dn\u00ed funk\u010dnosti pro v\u00fdznamnou \u010d\u00e1st glob\u00e1ln\u00ed ekonomiky by platebn\u00ed syst\u00e9m BRICS mohl zm\u00edrnit dopady n\u00e1kazy, z\u00edskat \u010das pro koordinovan\u00e9 politick\u00e9 reakce a usnadnit \u0159\u00edzen\u011bj\u0161\u00ed a m\u00e9n\u011b katastrofick\u00e9 p\u0159izp\u016fsoben\u00ed se nov\u00e9 finan\u010dn\u00ed rovnov\u00e1ze.<\/span><\/p>\n<h3><strong><span dir=\"auto\">Pokl\u00e1d\u00e1n\u00ed kolej\u00ed<\/span><\/strong><\/h3>\n<p><span dir=\"auto\">V\u00fdvoj platebn\u00edch syst\u00e9m\u016f BRICS bude pravd\u011bpodobn\u011b prob\u00edhat pragmaticky, s vyu\u017eit\u00edm st\u00e1vaj\u00edc\u00edch bilater\u00e1ln\u00edch syst\u00e9m\u016f p\u0159ed jejich roz\u0161\u00ed\u0159en\u00edm do multilater\u00e1ln\u00ed s\u00edt\u011b. P\u0159\u00edkladem je z\u00e1kladn\u00ed spojen\u00ed mezi Indi\u00ed a SAE, kl\u00ed\u010dovou ekonomikou spojenou s BRICS, a tak\u00e9 \u0161esti dal\u0161\u00edmi zem\u011bmi.<\/span><\/p>\n<p><span dir=\"auto\">Indick\u00e9 jednotn\u00e9 platebn\u00ed rozhran\u00ed je ji\u017e interoperabiln\u00ed s platformou okam\u017eit\u00fdch plateb (IPP) Spojen\u00fdch arabsk\u00fdch emir\u00e1t\u016f, co\u017e umo\u017e\u0148uje rychl\u00e9 a n\u00edzkon\u00e1kladov\u00e9 p\u0159eshrani\u010dn\u00ed p\u0159evody. Tento zaveden\u00fd koridor m\u016f\u017ee slou\u017eit jako ov\u011b\u0159en\u00fd model a technick\u00fd pl\u00e1n pro dal\u0161\u00ed partnery BRICS.<\/span><\/p>\n<p><span dir=\"auto\">Roz\u0161\u00ed\u0159en\u00ed by logicky sm\u011b\u0159ovalo k integraci dal\u0161\u00edch \u010dlen\u016f s robustn\u00edmi dom\u00e1c\u00edmi syst\u00e9my okam\u017eit\u00fdch plateb, jako je brazilsk\u00fd PIX nebo potenci\u00e1ln\u011b \u010d\u00ednsk\u00e1 infrastruktura CIPS\/digit\u00e1ln\u00edho j\u00fcanu.<\/span><\/p>\n<p><span dir=\"auto\">V\u00fdzvou bude vytvo\u0159en\u00ed centr\u00e1ln\u00edho uzlu nebo spole\u010dn\u00e9ho standardu pro zas\u00edl\u00e1n\u00ed zpr\u00e1v, kter\u00fd propoj\u00ed tyto r\u016fzn\u00e9 n\u00e1rodn\u00ed syst\u00e9my, ani\u017e by vy\u017eadoval \u00faplnou harmonizaci. Zpo\u010d\u00e1tku to bude m\u00edt podobu s\u00edt\u011b dvoustrann\u00fdch dohod, kter\u00e9 p\u0159\u00edmo sn\u00ed\u017e\u00ed z\u00e1vislost na z\u00e1padn\u00edm syst\u00e9mu SWIFT pro obchodn\u00ed vypo\u0159\u00e1d\u00e1n\u00ed v m\u00edstn\u00edch m\u011bn\u00e1ch.<\/span><\/p>\n<p><span dir=\"auto\">Dlouhodob\u00fdm c\u00edlem je jednotn\u00e1 platforma BRICS, kter\u00e1 umo\u017en\u00ed p\u0159\u00edm\u00e9 transakce v \u010dlensk\u00fdch m\u011bn\u00e1ch. \u00da\u010dast je dobrovoln\u00e1. \u00dasp\u011bch z\u00e1vis\u00ed na p\u0159ekon\u00e1n\u00ed geopolitick\u00fdch rozd\u00edl\u016f a harmonizaci technick\u00fdch standard\u016f.<\/span><\/p>\n<p><span dir=\"auto\">Navzdory zna\u010dn\u00fdm p\u0159ek\u00e1\u017ek\u00e1m je sm\u011br v\u00fdvoje dostate\u010dn\u011b jasn\u00fd, aby si zaslou\u017eil pozornost. \u00c9ra jedin\u00e9ho hegemonn\u00edho finan\u010dn\u00edho syst\u00e9mu neskon\u010d\u00ed p\u0159es noc, ale alternativn\u00ed cesta je prakticky historickou nevyhnutelnost\u00ed. BRICS s Indi\u00ed v \u010dele klade prvn\u00ed koleje.<\/span><\/p>\n<\/div>\n<\/div>\n<div class=\"elementor-element elementor-element-8c57238 quelle dc-has-condition dc-condition-empty elementor-widget elementor-widget-heading\" data-id=\"8c57238\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h3 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/asiatimes.com\/2026\/01\/brics-laying-first-tracks-for-new-global-payment-system\/\" target=\"_blank\" rel=\"nofollow noopener\"><span dir=\"auto\">Zdroj<\/span><\/a><\/span><\/h3>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>M\u011bna BRICS, kter\u00e1 by usnadnila dedolarizaci, z\u016fst\u00e1v\u00e1 vzd\u00e1len\u00fdm snem, ale digit\u00e1ln\u00ed m\u011bna jako alternativa k&#8230;<\/p>\n","protected":false},"author":2,"featured_media":98248,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[1042,1161,4740,916,504],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/98247"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=98247"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/98247\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/98248"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=98247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=98247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=98247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}