{"id":97900,"date":"2026-01-27T04:45:19","date_gmt":"2026-01-27T03:45:19","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=97900"},"modified":"2026-01-27T04:45:19","modified_gmt":"2026-01-27T03:45:19","slug":"jiri-paroubek-obri-rozdily-v-majetku-a-financich-ceskych-domacnosti","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2026\/01\/27\/jiri-paroubek-obri-rozdily-v-majetku-a-financich-ceskych-domacnosti\/","title":{"rendered":"Ji\u0159\u00ed Paroubek: Ob\u0159\u00ed rozd\u00edly v majetku a financ\u00edch \u010desk\u00fdch dom\u00e1cnost\u00ed"},"content":{"rendered":"
<\/div>\n

V uplynul\u00e9m t\u00fddnu se objevily na newsletteru Poznat sv\u011bt zaj\u00edmav\u00e9 informace, kter\u00e9 se t\u00fdkaj\u00ed pr\u016fm\u011brn\u00e9ho jm\u011bn\u00ed \u010desk\u00fdch dom\u00e1cnost\u00ed. A zejm\u00e9na medi\u00e1nu \u010dist\u00e9ho jm\u011bn\u00ed \u010desk\u00fdch dom\u00e1cnost\u00ed. Pr\u016fm\u011brn\u00e9 \u010dist\u00e9 jm\u011bn\u00ed \u010desk\u00fdch dom\u00e1cnost\u00ed dosahuje v\u00fd\u0161e 3,8 milion\u016f korun. Pro posuzov\u00e1n\u00ed re\u00e1ln\u00e9 majetkov\u00e9 \u00farovn\u011b \u010desk\u00fdch dom\u00e1cnost\u00ed je ov\u0161em mnohem p\u0159esn\u011bj\u0161\u00ed sledovat medi\u00e1n \u010dist\u00e9ho jm\u011bn\u00ed.<\/strong><\/p>\n

\u010cist\u00e9 jm\u011bn\u00ed je veli\u010dina, do kter\u00e9 jsou zahrnuty na stran\u011b aktiv nemovitosti, tedy nap\u0159\u00edklad byty anebo bytov\u00e9 domy, a\u00a0 tak\u00e9 \u00faspory a investice dan\u00e9 dom\u00e1cnosti. Toto \u010d\u00edslo je n\u00e1sledn\u011b pon\u00ed\u017eeno o objem nesplacen\u00fdch hypot\u00e9k a p\u016fj\u010dek. V\u00fdsledn\u00e9 \u010d\u00edslo\u00a0 p\u0159edstavuje \u010dist\u00e9 jm\u011bn\u00ed dom\u00e1cnosti. Medi\u00e1nem \u010dist\u00e9ho jm\u011bn\u00ed dom\u00e1cnosti je tedy jak\u00fdsi prost\u0159edek v p\u0159ehledu \u010desk\u00fdch dom\u00e1cnost\u00ed se\u0159azen\u00fdch podle v\u00fd\u0161e \u010dist\u00e9ho jm\u011bn\u00ed. Medi\u00e1n v \u010cesku p\u0159edstavuje\u00a0 2,8 milion\u016f korun. Je to \u010d\u00edslo srovnateln\u00e9 nap\u0159\u00edklad se Slovenskem nebo s Portugalskem. Pro n\u011bkoho m\u016f\u017ee b\u00fdt p\u0159ekvapiv\u00e9, \u017ee v\u00fd\u0161e majetku rodiny vych\u00e1z\u00ed u n\u00e1s v medi\u00e1nu \u010di v pr\u016fm\u011bru\u00a0 takto vysoko. Kdy\u017e kolem sebe vid\u00edme v\u011bt\u0161inou dom\u00e1cnosti, kter\u00e9 toho mnoho nemaj\u00ed. Ale v\u011bt\u0161ina \u010desk\u00fdch dom\u00e1cnost\u00ed, konkr\u00e9tn\u011b 73% dom\u00e1cnost\u00ed, tedy t\u00e9m\u011b\u0159 t\u0159i \u010dtvrtiny rodin u n\u00e1s vlastn\u00ed nemovitost, kde bydl\u00ed. Velk\u00e1 \u010d\u00e1st \u010desk\u00fdch dom\u00e1cnosti vlastn\u00ed tak\u00e9 rekrea\u010dn\u00ed nemovitost.\u00a0 Dom\u00e1cnosti s vlastn\u00edm bydlen\u00edm maj\u00ed medi\u00e1n \u010dist\u00e9ho jm\u011bn\u00ed na \u00farovni \u010dty\u0159i miliony K\u010d.<\/p>\n

N\u00edzkop\u0159\u00edjmov\u00e9 dom\u00e1cnosti se pohybuj\u00ed s medi\u00e1nem na 1,4 milionech K\u010d. A naopak vysokop\u0159\u00edjmov\u00e9 dom\u00e1cnosti maj\u00ed medi\u00e1n \u010dist\u00e9ho jm\u011bn\u00ed kolem 5 milion\u016f K\u010d. A \u010d\u00edm v\u00edce je \u010dlen\u016f dom\u00e1cnosti, t\u00edm b\u00fdv\u00e1 v\u011bt\u0161\u00ed tak\u00e9 jejich majetek. A naopak, jedno\u010dlenn\u00e9 dom\u00e1cnosti maj\u00ed majetek kolem 1,7 milionu korun.<\/p>\n

\u00a0Zhruba \u010dtvrtina dom\u00e1cnost\u00ed \u017eije v n\u00e1jemn\u00edm byt\u011b. Tyto dom\u00e1cnosti bez\u00a0\u00a0nemovit\u00e9ho majetku \u010din\u00ed medi\u00e1n \u010dist\u00e9ho majetku\u00a0\u00a0200 tis\u00edc K\u010d To nen\u00ed mnoho.<\/p>\n

\u00a0P\u0159ed \u010dasem newslechter Poznat sv\u011bt uvedl \u010d\u00edsla, kter\u00e1 se t\u00fdkaj\u00ed finan\u010dn\u00edho jm\u011bn\u00ed, finan\u010dn\u00ed situace\u00a0\u00a0\u010desk\u00fdch dom\u00e1cnost\u00ed. Pr\u016fm\u011brn\u00e1 dom\u00e1cnost m\u00e1 finan\u010dn\u00ed majetek 900 tis\u00edc K\u010d. Ale 77% \u010desk\u00fdch dom\u00e1cnost\u00ed nem\u00e1 \u017e\u00e1dn\u00e9 finan\u010dn\u00ed rezervy…. To je velmi p\u0159ekvapiv\u00e9 zji\u0161t\u011bn\u00ed, i kdy\u017e rok a p\u016fl star\u00e9, Ob\u00e1v\u00e1m se, \u017ee od t\u00e9 doby se v tomto sm\u011bru ale nic podstatn\u00e9ho k lep\u0161\u00edmu nezm\u011bnilo.<\/p>\n

Pokud jde o medi\u00e1n \u010dist\u00e9ho jm\u011bn\u00ed\u00a0\u00a0v zem\u00edch z\u00e1padn\u00ed Evropy\u00a0\u00a0dosahuje diferenciace spole\u010densk\u00e9ho bohatstv\u00ed mnohem vy\u0161\u0161\u00edch hodnot ne\u017e u n\u00e1s.. Zhruba desetina dom\u00e1cnost\u00ed vlastn\u00ed ve velk\u00e9 \u010d\u00e1sti zem\u00ed z\u00e1padn\u00ed Evropy asi polovinu ve\u0161ker\u00e9ho majetku v dan\u00e9 spole\u010dnosti.\u00a0\u00a0U n\u00e1s jedna desetina dom\u00e1cnost\u00ed vlastn\u00ed t\u00e9m\u011b\u0159 dv\u011b p\u011btiny ve\u0161ker\u00e9ho majetku.<\/p>\n

\u00a0Pokud jde o cely sv\u011bt, tak jedno procento obyvatelstva vlastn\u00ed zhruba polovinu sv\u011btov\u00e9ho bohatstv\u00ed.<\/p>\n

Vr\u00e1t\u00edm se je\u0161t\u011b k zem\u00edm z\u00e1padn\u00ed Evropy, i kdy\u017e v t\u011bchto zem\u00edch je uplat\u0148ov\u00e1no progresivn\u00ed zdan\u011bn\u00ed pr\u00e1vnick\u00fdch i fyzick\u00fdch osob. P\u0159esto tam do\u0161lo ve spole\u010dnosti k obrovsk\u00e9 majetkov\u00e9 diferenciaci. Nen\u00ed tedy pravdou, \u017ee by progresivn\u00ed zdan\u011bn\u00ed zabra\u0148ovalo schopn\u011bj\u0161\u00edm v hromad\u011bn\u00ed majetku, tedy bohatnout. Ale p\u0159eci jenom tento n\u00e1stroj vede k tomu, \u017ee st\u0159edn\u00ed vrstvy a p\u0159\u00edjmov\u011b ni\u017e\u0161\u00ed vrstvy obyvatelstva jsou p\u0159i p\u0159erozd\u011blov\u00e1n\u00ed vytvo\u0159en\u00e9ho n\u00e1rodn\u00edho spole\u010densk\u00e9ho produktu na tom l\u00e9pe, ne\u017e kdyby bylo zdan\u011bn\u00ed prov\u00e1d\u011bno nap\u0159\u00edklad rovnou dan\u00ed.\u00a0\u00a0Progresivn\u00ed zdan\u011bn\u00ed zm\u00edr\u0148uje diferenciaci ve spole\u010dnosti, ale nedok\u00e1\u017ee \u0159e\u0161it spole\u010denskou nerovnost.<\/p>\n

\u010cesk\u00e1 spole\u010dnost tedy je majetkov\u011b a co se t\u00fd\u010de finan\u010dn\u00ed s\u00edly dom\u00e1cnost\u00ed velice diferencovanou spole\u010dnosti. Zejm\u00e9na zar\u00e1\u017eej\u00edc\u00ed je to, \u017ee v\u00edce ne\u017e t\u0159i \u010dtvrtiny \u010desk\u00fdch dom\u00e1cnost\u00ed maj\u00ed prakticky minim\u00e1ln\u00ed nebo \u017e\u00e1dn\u00e9 finan\u010dn\u00ed \u00faspory. A \u017ee lid\u00e9, – i dovoluji si tvrdit, \u017ee podle pr\u016fzkum\u016f, kter\u00e9 byly v posledn\u00ed dob\u011b zpracov\u00e1v\u00e1ny \u2013 i d\u00edky vysok\u00e9mu a neregulovan\u00e9mu n\u00e1jemn\u00e9mu ni\u017e\u0161\u00ed majetek. Ten je vlastn\u011b z hlediska celospole\u010densk\u00e9ho nev\u00fdznamn\u00fd.<\/p>\n

\u00a0Pochopiteln\u011b, pr\u016fm\u011brn\u00e1 \u010d\u00edsla jm\u011bn\u00ed a medi\u00e1ny \u010dist\u00e9ho jm\u011bn\u00ed ovliv\u0148uje on\u011bch 10 % nejbohat\u0161\u00edch dom\u00e1cnost\u00ed, kter\u00e9 \u010dasto vlastn\u00ed celou plej\u00e1du nemovitost\u00ed a jejich finan\u010dn\u00ed jm\u011bn\u00ed je n\u00e1sobn\u011b v\u011bt\u0161\u00ed ne\u017eli finan\u010dn\u00ed jm\u011bn\u00ed dom\u00e1cnost\u00ed ze st\u0159edn\u00edch \u010di n\u00edzkop\u0159\u00edjmov\u00fdch vrstev.<\/p>\n

Tato \u010d\u00edsla jsou v\u00fdzvou p\u0159edev\u0161\u00edm pro politickou levici, aby si uv\u011bdomovala v\u00fdznam a pot\u0159ebnost, kter\u00e9 by mohla m\u00edt pro diferencovanou \u010deskou spole\u010dnost. Tak aby ochra\u0148ovala z\u00e1jmy st\u0159edn\u011b p\u0159\u00edjmov\u00fdch a n\u00edzkop\u0159\u00edjmov\u00fdch dom\u00e1cnost\u00ed.<\/p>\n

Ji\u0159\u00ed Paroubek<\/a><\/p>\n

\"\"<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

V uplynul\u00e9m t\u00fddnu se objevily na newsletteru Poznat sv\u011bt zaj\u00edmav\u00e9 informace, kter\u00e9 se t\u00fdkaj\u00ed pr\u016fm\u011brn\u00e9ho…<\/p>\n","protected":false},"author":2,"featured_media":40409,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[2118,45,1503,327,1975],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/97900"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=97900"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/97900\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/40409"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=97900"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=97900"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=97900"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}