{"id":97059,"date":"2026-01-17T00:24:35","date_gmt":"2026-01-16T23:24:35","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=97059"},"modified":"2026-01-16T12:37:23","modified_gmt":"2026-01-16T11:37:23","slug":"utok-na-nasi-svobodu-eu-nadale-omezuje-pouzivani-hotovosti","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2026\/01\/17\/utok-na-nasi-svobodu-eu-nadale-omezuje-pouzivani-hotovosti\/","title":{"rendered":"\u00datok na na\u0161i svobodu: EU nad\u00e1le omezuje pou\u017e\u00edv\u00e1n\u00ed hotovosti"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p><strong><span dir=\"auto\">Zat\u00edmco mnoho lid\u00ed v Rakousku a N\u011bmecku st\u00e1le d\u00e1v\u00e1 p\u0159ednost hotovosti p\u0159ed digit\u00e1ln\u00edmi platebn\u00edmi metodami, eurokrat\u00e9 v Bruselu pracuj\u00ed na dal\u0161\u00edch omezen\u00edch. Od roku 2027 budou platit p\u0159\u00edsn\u011bj\u0161\u00ed pravidla.<\/span><\/strong><\/p>\n<p><span dir=\"auto\">Politici jsou zvykl\u00ed pou\u017e\u00edvat k dosa\u017een\u00ed sv\u00fdch c\u00edl\u016f sal\u00e1movou taktiku. Vzhledem k tomu, \u017ee zav\u00e1d\u011bn\u00ed p\u0159\u00edsn\u00fdch pravidel se \u010dasto setk\u00e1v\u00e1 se siln\u00fdm odporem ve\u0159ejnosti, jsou takov\u00e1 opat\u0159en\u00ed nejl\u00e9pe zav\u00e1d\u011bna postupn\u011b. To plat\u00ed i pro omezen\u00ed hotovostn\u00edch transakc\u00ed.<\/span><\/p>\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\">\n<div class=\"wp-block-embed__wrapper\">\n<div class=\"twitter-tweet twitter-tweet-rendered\"><iframe id=\"twitter-widget-0\" class=\"\" title=\"X P\u0159\u00edsp\u011bvek\" src=\"https:\/\/platform.twitter.com\/embed\/Tweet.html?dnt=true&amp;embedId=twitter-widget-0&amp;features=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%3D%3D&amp;frame=false&amp;hideCard=false&amp;hideThread=false&amp;id=1990385868859699576&amp;lang=cs&amp;origin=https%3A%2F%2Freport24.news%2Fangriff-auf-unsere-freiheit-eu-schraenkt-bargeldnutzung-immer-weiter-ein%2F&amp;sessionId=724ab06c4bf1af4bb0c54d60cd87fa320951b1c4&amp;theme=light&amp;widgetsVersion=2615f7e52b7e0%3A1702314776716&amp;width=550px\" frameborder=\"0\" scrolling=\"no\" allowfullscreen=\"allowfullscreen\" data-tweet-id=\"1990385868859699576\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/div>\n<\/figure>\n<p><span dir=\"auto\">V souladu s t\u00edm bude od p\u0159\u00ed\u0161t\u00edho roku platit celoevropsk\u00e1 hranice pro platby v hotovosti ve v\u00fd\u0161i 10 000 EUR. To je od\u016fvodn\u011bno pot\u0159ebou bojovat proti pran\u00ed \u0161pinav\u00fdch pen\u011bz zlo\u010dinci. Jednotliv\u00e9 \u010dlensk\u00e9 st\u00e1ty EU v\u0161ak mohou zav\u00e9st je\u0161t\u011b ni\u017e\u0161\u00ed limity. Krom\u011b toho mohou tyto p\u0159edpisy zav\u00e9st samy jednotliv\u00e9 \u010dlensk\u00e9 st\u00e1ty EU.<\/span><\/p>\n<p><span dir=\"auto\">Tato regulace se omezuje i na obchodn\u00ed transakce. Transakce mezi soukrom\u00fdmi osobami \u2013 nap\u0159\u00edklad p\u0159i koupi vozidla od zn\u00e1m\u00e9ho nebo \u010dlena rodiny \u2013 (zat\u00edm) nebudou omezeny. Nicm\u00e9n\u011b osoby, kter\u00e9 \u010dasto prov\u00e1d\u011bj\u00ed hotovostn\u00ed transakce v hodnot\u011b mezi 3 000 a 10 000 eury, by mohly p\u0159it\u00e1hnout pozornost \u00fa\u0159ad\u016f.<\/span><\/p>\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\">\n<div class=\"wp-block-embed__wrapper\">\n<div class=\"twitter-tweet twitter-tweet-rendered\"><iframe id=\"twitter-widget-1\" class=\"\" title=\"X P\u0159\u00edsp\u011bvek\" src=\"https:\/\/platform.twitter.com\/embed\/Tweet.html?dnt=true&amp;embedId=twitter-widget-1&amp;features=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%3D%3D&amp;frame=false&amp;hideCard=false&amp;hideThread=false&amp;id=1987536341836431652&amp;lang=cs&amp;origin=https%3A%2F%2Freport24.news%2Fangriff-auf-unsere-freiheit-eu-schraenkt-bargeldnutzung-immer-weiter-ein%2F&amp;sessionId=724ab06c4bf1af4bb0c54d60cd87fa320951b1c4&amp;theme=light&amp;widgetsVersion=2615f7e52b7e0%3A1702314776716&amp;width=550px\" frameborder=\"0\" scrolling=\"no\" allowfullscreen=\"allowfullscreen\" data-tweet-id=\"1987536341836431652\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/div>\n<\/figure>\n<p><span dir=\"auto\">Je obzvl\u00e1\u0161t\u011b zaj\u00edmav\u00e9, \u017ee v roce 2023 rakousk\u00e1 vl\u00e1da pod veden\u00edm kancl\u00e9\u0159e Nehammera ozn\u00e1mila pl\u00e1ny na \u00fastavn\u00ed zakotven\u00ed hotovosti jako platebn\u00edho prost\u0159edku \u2013 my\u0161lenku, kterou d\u0159\u00edve opakovan\u011b prosazovala FP\u00d6 (Strana svobody Rakouska). K tomu v\u0161ak nakonec nedo\u0161lo. Diskuse o hotovosti a jej\u00edm p\u0159ijet\u00ed nad\u00e1le prob\u00edhaj\u00ed i v N\u011bmecku.<\/span><\/p>\n<p><span dir=\"auto\">D\u016fle\u017eit\u00e9 je poznamenat, \u017ee tento limit m\u016f\u017ee b\u00fdt v jednotliv\u00fdch zem\u00edch stanoven dokonce n\u00ed\u017ee. V roce 2027 by to mohlo b\u00fdt 10 000 eur a do roku 2030 mo\u017en\u00e1 jen 5 000 eur. A kdy\u017e vezmeme v \u00favahu dopad inflace, tyto \u010d\u00e1stky budou m\u00edt za p\u00e1r let je\u0161t\u011b men\u0161\u00ed hodnotu ne\u017e dnes. Od zaveden\u00ed eura ji\u017e ztratilo p\u0159ibli\u017en\u011b 40 procent sv\u00e9 kupn\u00ed s\u00edly,\u00a0<\/span><a href=\"https:\/\/www.flossbachvonstorch.lu\/de\/impulse\/artikel-und-meinungen\/detail\/wertverlust\"><span dir=\"auto\">jak ukazuje anal\u00fdza<\/span><\/a><span dir=\"auto\"> . Pokud by byl v t\u00e9 dob\u011b zaveden limit pro hotovost ve v\u00fd\u0161i 10 000 eur, odpov\u00eddalo by to kupn\u00ed s\u00edle dnes pouze asi 6 000 eur.<\/span><\/p>\n<p><span dir=\"auto\">Dal\u0161\u00edm d\u016fle\u017eit\u00fdm bodem jsou samotn\u00e9 nomin\u00e1ln\u00ed hodnoty bankovek. Zat\u00edmco nap\u0159\u00edklad v z\u00e1padn\u00edm N\u011bmecku byly zpo\u010d\u00e1tku vyd\u00e1v\u00e1ny bankovky do 100 n\u011bmeck\u00fdch marek, od 60. let 20. stolet\u00ed se tiskly tak\u00e9 bankovky v hodnot\u011b 500 a 1 000 marek, aby se vyrovnala inflace. V Rakousku byla a\u017e do roku 1983 nejv\u011bt\u0161\u00ed nomin\u00e1ln\u00ed hodnotou bankovka v hodnot\u011b 1 000 \u0161ilink\u016f. I tam inflace vedla k zaveden\u00ed bankovky v hodnot\u011b 5 000 \u0161ilink\u016f. EU v\u0161ak ji\u017e zvolila jin\u00fd p\u0159\u00edstup. Bankovka v hodnot\u011b 500 marek byla fakticky zru\u0161ena (ji\u017e se netiskne), tak\u017ee nejvy\u0161\u0161\u00ed hodnotu m\u00e1 bankovka v hodnot\u011b 200 eur. I zde je v\u0161ak jen ot\u00e1zkou \u010dasu, kdy se tato bankovka p\u0159estane tisknout a z\u016fstane pouze bankovka v hodnot\u011b 100 marek. A op\u011bt: 100 eur m\u00e1 dnes v dob\u011b zaveden\u00ed spole\u010dn\u00e9 m\u011bny kupn\u00ed s\u00edlu pouze asi 60 eur. Pokud se to stane za p\u00e1r let, z hlediska kupn\u00ed s\u00edly by to bylo zhruba ekvivalentn\u00ed tomu, kdyby nejv\u011bt\u0161\u00ed eurobankovka byla pades\u00e1tka na za\u010d\u00e1tku roku 2000.<\/span><\/p>\n<p><span dir=\"auto\">Limit hotovosti vytvo\u0159en\u00fd EU s podporou vl\u00e1d jednotliv\u00fdch \u010dlensk\u00fdch st\u00e1t\u016f je proto z dlouhodob\u00e9ho hlediska zr\u00e1dnou metodou, jak omezit pou\u017e\u00edv\u00e1n\u00ed hotovosti na mal\u00e9 \u010d\u00e1stky prost\u0159ednictv\u00edm inflace a ztr\u00e1ty kupn\u00ed s\u00edly. C\u00edlem je v kone\u010dn\u00e9m d\u016fsledku zvyknout si lidi na pou\u017e\u00edv\u00e1n\u00ed poskytovatel\u016f digit\u00e1ln\u00edch plateb, kdekoli je to mo\u017en\u00e9 \u2013 a to a\u017e do t\u00e9 m\u00edry, \u017ee se zavede digit\u00e1ln\u00ed m\u011bna centr\u00e1ln\u00ed banky (CBDC).<\/span><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-1185\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2021\/04\/kuryr-podpis.png\" alt=\"\" width=\"84\" height=\"24\" \/><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zat\u00edmco mnoho lid\u00ed v Rakousku a N\u011bmecku st\u00e1le d\u00e1v\u00e1 p\u0159ednost hotovosti p\u0159ed digit\u00e1ln\u00edmi platebn\u00edmi metodami,&#8230;<\/p>\n","protected":false},"author":2,"featured_media":97060,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[41,3009,4873,90],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/97059"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=97059"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/97059\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/97060"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=97059"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=97059"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=97059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}