{"id":9674,"date":"2022-04-15T06:13:07","date_gmt":"2022-04-15T04:13:07","guid":{"rendered":"http:\/\/www.infokuryr.cz\/n\/?p=9674"},"modified":"2022-04-15T06:13:07","modified_gmt":"2022-04-15T04:13:07","slug":"75-procent-bank-bude-v-pristich-trech-letech-vyuzivat-biometrii-zalozenou-na-umele-inteligenci-ai","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2022\/04\/15\/75-procent-bank-bude-v-pristich-trech-letech-vyuzivat-biometrii-zalozenou-na-umele-inteligenci-ai\/","title":{"rendered":"75 procent bank bude v p\u0159\u00ed\u0161t\u00edch t\u0159ech letech vyu\u017e\u00edvat biometrii zalo\u017eenou na um\u011bl\u00e9 inteligenci (AI)"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<div class=\"elementor-element elementor-element-1fb4c2c elementor-widget elementor-widget-theme-post-content\" data-id=\"1fb4c2c\" data-element_type=\"widget\" data-widget_type=\"theme-post-content.default\">\n<div class=\"elementor-widget-container\">\n<p><strong><span>Zpr\u00e1va Know Your Algorithm: Future Identity podtrhuje d\u016fle\u017eitost biometrick\u00fdch z\u00e1klad\u016f<\/span><\/strong><\/p>\n<p><span>Spole\u010dnost Future Identity zve\u0159ejnila svou nejnov\u011bj\u0161\u00ed digit\u00e1ln\u00ed zpr\u00e1vu, kter\u00e1 se zab\u00fdv\u00e1 \u201evysok\u00fdmi n\u00e1klady na levnou biometrii\u201c.\u00a0Tvrd\u00ed, \u017ee v\u00fdb\u011br spr\u00e1vn\u00e9ho partnera pro technologii identity pro banky m\u016f\u017ee znamenat v\u00fdznamn\u00fd rozd\u00edl.<\/span><\/p>\n<p><span>Dokument shrnuje p\u0159\u00edpadov\u00e9 studie bank vyu\u017e\u00edvaj\u00edc\u00edch biometrick\u00e9 technologie Innovatrics.<\/span><\/p>\n<p><span>Future Identity za\u010d\u00edn\u00e1 pozn\u00e1mkou, \u017ee 75 procent bank v p\u0159\u00ed\u0161t\u00edch t\u0159ech letech pou\u017e\u00edv\u00e1 nebo pl\u00e1nuje pou\u017e\u00edvat biometrii poh\u00e1n\u011bnou um\u011blou inteligenc\u00ed (AI).<\/span><\/p>\n<p><span>Z tohoto d\u016fvodu zaznamenal v\u00fdvoj takov\u00fdch technologi\u00ed v posledn\u00ed dob\u011b velk\u00fd pokrok, co\u017e tak\u00e9 podtrhuj\u00ed ned\u00e1vn\u00e9 \u00fadaje z Future Market Insight (FMI), kter\u00e9 nazna\u010duj\u00ed, \u017ee trh s ov\u011b\u0159ov\u00e1n\u00edm identity bude m\u00edt do roku 2032 hodnotu t\u00e9m\u011b\u0159 40 miliard USD. v \u010dele tohoto r\u016fstu.\u00a0Tato progn\u00f3za p\u0159edstavuje t\u00e9m\u011b\u0159 15procentn\u00ed slo\u017een\u00fd ro\u010dn\u00ed r\u016fst z odhadovan\u00fdch 8,6 miliardy dolar\u016f v roce 2021.<\/span><\/p>\n<p><span>Podle zpr\u00e1vy zaznamenal biometrick\u00fd pr\u016fmysl v posledn\u00ed dob\u011b rychl\u00fd r\u016fst.<\/span><\/p>\n<p><span>\u201eNa trhu jsou stovky zd\u00e1nliv\u011b podobn\u00fdch \u0159e\u0161en\u00ed, ale usp\u011bchan\u00e9 p\u0159ijet\u00ed bez \u00fapln\u00e9ho pochopen\u00ed a vyhodnocen\u00ed technologie by mohlo m\u00edt katastrof\u00e1ln\u00ed n\u00e1sledky,\u201c p\u00ed\u0161e se v dokumentu.<\/span><\/p>\n<p><span>Pro posouzen\u00ed validity biometrick\u00fdch \u0159e\u0161en\u00ed v bankovnictv\u00ed zpr\u00e1va analyzovala r\u016fzn\u00e9 p\u0159\u00edpady pou\u017eit\u00ed, v\u010detn\u011b sv\u011bdectv\u00ed vedouc\u00edch pracovn\u00edk\u016f Erste Bank, Tatra Banky a Home Creditu.<\/span><\/p>\n<p><span>\u201eJak ukazuje tato sb\u00edrka zku\u0161enost\u00ed, v\u00fdb\u011br spr\u00e1vn\u00e9ho partnera pro identitu byl kritick\u00fdm krokem, kter\u00fd umo\u017enil [t\u011bmto spole\u010dnostem] dos\u00e1hnout jejich strategick\u00fdch c\u00edl\u016f,\u201c \u0159ekl \u0159editel obchodn\u00ed jednotky DOT spole\u010dnosti Innovatrics Daniel Ferak.<\/span><\/p>\n<p><span>\u201eDodavatel\u00e9, kte\u0159\u00ed vyv\u00edjej\u00ed svou vlastn\u00ed technologii, testovanou v nez\u00e1visl\u00fdch laborato\u0159\u00edch a osv\u011bd\u010denou v nes\u010detn\u00fdch projektech, maj\u00ed nejen skv\u011blou technologii, kterou mohou nab\u00eddnout, ale tak\u00e9 d\u016fv\u011bryhodn\u00e9ho partnera, kter\u00fd m\u00e1 odborn\u00e9 znalosti a zku\u0161enosti, aby ji prov\u00e1zel cel\u00fdm procesem implementace. .\u201c<\/span><\/p>\n<p><span>CEO Trustmatic Donal Greene zopakoval Ferakovo stanovisko v p\u0159\u00edsp\u011bvku na LinkedIn pot\u00e9, co na zpr\u00e1v\u011b spolupracoval s Future Identity.<\/span><\/p>\n<p><span>\u201ePravdou o biometrick\u00e9m pr\u016fmyslu je, \u017ee existuje relativn\u011b mal\u00fd po\u010det skv\u011bl\u00fdch prodejc\u016f.\u00a0Krom\u011b toho existuje velk\u00fd po\u010det poskytovatel\u016f ov\u011b\u0159ov\u00e1n\u00ed identity, kte\u0159\u00ed nab\u00edzej\u00ed velmi malou transparentnost, pokud jde o jejich z\u00e1kladn\u00ed biometrick\u00e9 technologie.<\/span><\/p>\n<p><span>Podle gener\u00e1ln\u00edho \u0159editele mnoho z t\u011bchto poskytovatel\u016f nab\u00edz\u00ed neov\u011b\u0159en\u00e9, netestovan\u00e9 nebo open-source biometrick\u00e9 \u00fadaje.<\/span><\/p>\n<p><span>\u201ePro organizace to p\u0159edstavuje obrovsk\u00e9 riziko, pokud jde o slab\u00fd v\u00fdkon, n\u00edzkou p\u0159esnost, demografick\u00e9 zkreslen\u00ed a tak d\u00e1le.<\/span><\/p>\n<p><span>\u201eKYA (Know Your Algorithm) je stejn\u011b d\u016fle\u017eit\u00e1 jako KYC (Know Your Customer),\u201c uzav\u00edr\u00e1 Greene.\u00a0Tento pojem byl tak\u00e9 navr\u017een ve zpr\u00e1v\u011b NIST a zd\u016fraznil Patrick Grother v rozhovoru pro rok 2020 s Biometric Update.<\/span><\/p>\n<p><span>K \u0159e\u0161en\u00ed t\u011bchto rizik je podle Laury Camplissonov\u00e9, vedouc\u00ed portfolia budouc\u00edch identit ve VC Innovations, d\u016fle\u017eit\u00e9 pln\u011b posoudit omezen\u00ed, kvalitu a spravedlivost ov\u011b\u0159ovac\u00ed technologie p\u0159ed investov\u00e1n\u00edm.<\/span><\/p>\n<p><span>&#8222;Implementac\u00ed p\u0159esn\u00fdch a \u00fa\u010delov\u00fdch \u0159e\u0161en\u00ed od renomovan\u00e9ho dodavatele se tyto p\u0159edn\u00ed finan\u010dn\u00ed instituce a integr\u00e1to\u0159i posunuli daleko za cenu \u0161patn\u00e9 um\u011bl\u00e9 inteligence.&#8220;<\/span><\/p>\n<\/div>\n<\/div>\n<div class=\"elementor-element elementor-element-8c57238 quelle dc-has-condition dc-condition-empty elementor-widget elementor-widget-heading\" data-id=\"8c57238\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h3 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size: 8pt;\"><a href=\"https:\/\/www.biometricupdate.com\/202204\/know-your-algorithm-future-identity-report-highlights-importance-of-biometrics-fundamentals\" target=\"_blank\" rel=\"nofollow noopener\">ZDROJ: KNOW YOUR ALGORITHM: FUTURE IDENTITY REPORT ZD\u016eRAZ\u0147UJE D\u016eLE\u017dITOST Z\u00c1KLAD\u016e BIOMETRIE<\/a><\/span><\/h3>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Zpr\u00e1va Know Your Algorithm: Future Identity podtrhuje d\u016fle\u017eitost biometrick\u00fdch z\u00e1klad\u016f Spole\u010dnost Future Identity zve\u0159ejnila svou&#8230;<\/p>\n","protected":false},"author":2,"featured_media":3608,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[503,2196,2195],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/9674"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=9674"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/9674\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/3608"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=9674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=9674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=9674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}