{"id":95475,"date":"2025-12-27T00:22:38","date_gmt":"2025-12-26T23:22:38","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=95475"},"modified":"2025-12-26T11:22:05","modified_gmt":"2025-12-26T10:22:05","slug":"jindrich-kulhavy-jak-dosahnout-splaceni-dluhu-bez-valky","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2025\/12\/27\/jindrich-kulhavy-jak-dosahnout-splaceni-dluhu-bez-valky\/","title":{"rendered":"Jind\u0159ich Kulhav\u00fd: Jak dos\u00e1hnout splacen\u00ed dluh\u016f bez v\u00e1lky?"},"content":{"rendered":"
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Posledn\u00ed \u010dl\u00e1nky pat\u0159\u00ed na na\u0161ich str\u00e1nk\u00e1ch ekonomice. Ne, zdaleka na\u0161e ekonomick\u00e9 vzd\u011bl\u00e1n\u00ed a vn\u00edm\u00e1n\u00ed nedostihuje to, kter\u00e9 m\u00e1 Alena Schillerov\u00e1, u\u017e v\u016fbec ne pan\u00ed docentka Ilona \u0160vihl\u00edkov\u00e1, ale zna\u010dn\u011b p\u0159esahuje kvalitu kupeck\u00fdch po\u010dt\u016f elektrik\u00e1\u0159sk\u00e9ho exministra financ\u00ed Stanjury. Dnes bychom to r\u00e1di uzav\u0159eli, jen pohled na \u00fa\u010dty a do pen\u011b\u017eenky \u0159\u00edk\u00e1, \u017ee se k\u00a0tomuto t\u00e9matu budeme vracet st\u00e1le \u010dast\u011bji.<\/span><\/p>\n

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Jak jsme si \u0159ekli, americk\u00fd st\u00e1tn\u00ed dluh je v\u00edcem\u00e9n\u011b nesplatiteln\u00fd. Nav\u00edc ka\u017ed\u00fdm dnem nar\u016fst\u00e1 a doned\u00e1vna nejv\u00fdkonn\u011bj\u0161\u00ed sv\u011btov\u00e1 ekonomika tak vyvol\u00e1v\u00e1 obavy z \u00fapln\u00e9 sebedestrukce. U\u017e d\u00e1vno narazila na sv\u016fj strop a odborn\u00edci i bank\u00e9\u0159i hledaj\u00ed cestu, jak z pr\u016f\u0161vihu ven. De facto existuj\u00ed dva vyzkou\u0161en\u00e9. Jedn\u00edm je v\u00e1lka, druh\u00fdm kr\u00e1de\u017e.\u00a0 O v\u00e1lce nem\u00e1 p\u0159\u00edli\u0161 v\u00fdznam se rozepisovat. Jde o mnohokr\u00e1t vyzkou\u0161en\u00fd tah, kter\u00fd se v\u011bt\u0161inou osv\u011bd\u010dil, nicm\u00e9n\u011b s technick\u00fdm pokrokem jsou d\u016fsledky v\u00e1lky v\u017edy pro sv\u011bt z\u00e1sadn\u011bj\u0161\u00ed a krvav\u011bj\u0161\u00ed. Nav\u00edc v\u00e1lky spot\u0159ebov\u00e1vaj\u00ed st\u00e1le v\u00edce p\u0159\u00edrodn\u00edch zdroj\u016f, kter\u00e9 pozd\u011bji mohou chyb\u011bt. Ekologick\u00e1 z\u00e1t\u011b\u017e bitvy u Lipan byla rozhodn\u011b m\u00e9n\u011b bolestiv\u00e1, ne\u017e bitva u Kursku. A pokud jde o obnovu posti\u017een\u00fdch zem\u00ed po jejich \u010d\u00e1ste\u010dn\u00e9 devastaci, z\u00e1soby materi\u00e1l\u016f k tomu pot\u0159ebn\u00fdch a vych\u00e1zej\u00edc\u00edch z bohatstv\u00ed poskytovan\u00e9ho planetou se tak\u00e9 ten\u010d\u00ed. Jadern\u00e1 varianta by dokonce mohla ot\u0159\u00e1st existenc\u00ed lidstva.<\/p>\n

Tak\u017ee opus\u0165me v\u00e1le\u010dn\u00e9 stezky a zam\u011b\u0159me se na kr\u00e1de\u017ee. Prostoru pro n\u011b si elity utv\u00e1\u0159\u00ed dlouhodob\u011b mnoho. P\u0159edev\u0161\u00edm bankovn\u00ed sektor se na podobnou \u010dinnost doslova specializuje. Finan\u010dn\u00edci spole\u010dn\u011b s politiky si vyr\u00e1b\u00ed takov\u00e9 n\u00e1stroje, aby n\u00e1m v podstat\u011b neumo\u017enili si ud\u011blat bezpe\u010dn\u00fd pol\u0161t\u00e1\u0159. Znehodnocov\u00e1n\u00ed \u00faspor, da\u0148ov\u00e9 n\u00e1stroje, mo\u017enosti vyvlastn\u011bn\u00ed a dal\u0161\u00ed opat\u0159en\u00ed v\u010detn\u011b identifikace obli\u010dej\u016f a sledov\u00e1n\u00ed ka\u017ed\u00e9ho na\u0161eho p\u0159\u00edjmu \u010di v\u00fddaje jim umo\u017e\u0148uj\u00ed dr\u017eet n\u00e1s pod krkem ve dne v noci.\u00a0 Jedin\u00fdm d\u016fvodem je mo\u017enost kdykoliv n\u00e1m s\u00e1hnout na jak\u00fdkoliv majetek a zalepit t\u00edm d\u00edry tvo\u0159en\u00e9 vlastn\u00ed hami\u017enost\u00ed a neschopnost\u00ed. Naopak neochota davu vzep\u0159\u00edt se t\u011bmto praktik\u00e1m je jistotou, kterou vl\u00e1dc\u016fm nikdo nevezme.<\/p>\n

Kdysi sm\u011bnn\u00fd obchod byl postupn\u011b nahrazen pou\u017e\u00edv\u00e1n\u00edm pen\u011bz. Jejich hodnota b\u00fdvala kryta ur\u010dit\u00fdm bohatstv\u00edm. Cenou zlata nej\u010dast\u011bji, i kdy\u017e byly doby, kdy vl\u00e1dly pazourek, \u017eelezo \u010di bronz, pozd\u011bji v\u0161ak v\u00fdznam p\u0159evzaly zlato a st\u0159\u00edbro. Mince tvo\u0159en\u00e9 z t\u011bchto kov\u016f m\u011bly jasnou hodnotu do doby, ne\u017e se za\u010daly vyr\u00e1b\u011bt ze slitin se sni\u017euj\u00edc\u00edm se obsahem cen\u011bn\u00fdch ingredienc\u00ed. A pap\u00edrov\u00e9 ti\u0161t\u011bn\u00e9 bankovky u\u017e p\u016fvodn\u00ed p\u0159edstavy zhatily \u00fapln\u011b. Zlato se p\u0159est\u011bhovalo do trezor\u016f a v ob\u011bhu jsou honosn\u011b vypadaj\u00edc\u00ed pap\u00edrky a mince vypadaj\u00edc\u00ed jako u\u0161lechtil\u00e9 pr\u016fmyslov\u00e9 podlo\u017eky. Kryt\u00e9 u\u017e \u010dasto nejsou ni\u010d\u00edm, tedy ani prac\u00ed \u010deskoslovensk\u00e9ho lidu. Standardy se tak zm\u011bnily. Na piedestal se dostaly dluhopisy, akcie a vrcholem manipulovatelnosti jsou tzv. digit\u00e1ln\u00ed m\u011bny.<\/p>\n

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Cel\u00fd finan\u010dn\u00ed a bankovn\u00ed prostor je natolik slo\u017eit\u00fd, \u017ee se v n\u011bm prost\u00fd \u010dlov\u011bk nevyzn\u00e1. To je jeho smysl. V podstat\u011b je pro v\u011bt\u0161inu lid\u00ed slo\u017eit\u00e9 si i spo\u010d\u00edtat, kolik korun nav\u00edc zaplat\u00ed splacen\u00edm \u00fav\u011bru \u010di hypot\u00e9ky. Kdyby tomu tak nebylo, norm\u00e1ln\u00ed \u010dlov\u011bk by o n\u011b\u010dem podobn\u00e9m ani neuva\u017eoval. S t\u00edm banky po\u010d\u00edtaj\u00ed a v\u0161e zabaluj\u00ed do ciz\u00edch n\u00e1zv\u016f, p\u0159id\u00e1vaj\u00ed procenta, poplatky atd. Jen\u017ee p\u0159esto se p\u00e1r pochybova\u010d\u016f v\u017edy na\u0161lo, tak se hledaly dal\u0161\u00ed zp\u016fsoby, jak v\u0161e zkomplikovat. A po\u010d\u00edta\u010de ty mo\u017enosti zn\u00e1sobily. P\u0159i\u0161ly digit\u00e1ln\u00ed pen\u00edze z imagin\u00e1rn\u00edho sv\u011bta umo\u017e\u0148uj\u00edc\u00ed kr\u00e1de\u017ee, podfuky a obrovsk\u00e9 zisky t\u011bm, kte\u0159\u00ed se zorientovali. Jen\u017ee po\u0159\u00e1d plat\u00ed m\u00e1 d\u00e1ti-dal. Nic nevznikne z ni\u010deho a hromadu na stran\u011b jedn\u00e9 odpracuj\u00ed ti na stran\u011b druh\u00e9. Zp\u011bt k USA. Existuje pl\u00e1n, jak umo\u0159it obrovsk\u00fd a naprosto nep\u0159edstaviteln\u00fd dluh. Jde o soubor hromad\u011bn\u00ed n\u011b\u010deho imagin\u00e1rn\u00edho, co pozd\u011bji znehodnot\u00ed re\u00e1ln\u00e9, a t\u00edm umo\u017en\u00ed ve fin\u00e1le kr\u00e1de\u017e \u00faspor miliard\u00e1m lid\u00ed.<\/p>\n

Pokud jste zodpov\u011bdn\u00ed, \u0161et\u0159\u00edte. Inflace V\u00e1m loni a p\u0159edloni ukradnula t\u0159etinu z toho, co jste naspo\u0159ili. Dobr\u00e1, koupili jste nemovitosti. Na ty V\u00e1m zvednuli dan\u011b a mohou to d\u011blat donekone\u010dna, ne\u017e jim domy a pozemky odevzd\u00e1te. Dobrovoln\u011b. Ceny let\u011bly nahoru ve v\u0161ech sf\u00e9r\u00e1ch a cena bydlen\u00ed u\u017e je na hranici udr\u017eitelnosti. P\u0159esto si lid\u00e9 zat\u00edm docela je\u0161t\u011b \u017eij\u00ed, nicm\u00e9n\u011b smy\u010dka se utahuje. Zadlu\u017eenost spole\u010dnosti roste. Banky tla\u010d\u00ed na ukon\u010den\u00ed hotovosti, cht\u011bj\u00ed m\u00edt v\u0161e pod \u00faplnou kontrolou. M\u00e1te pen\u00edze pod pol\u0161t\u00e1\u0159em? Zak\u00e1\u017eou V\u00e1m to. Pot\u00e9 je jednoduch\u00e9 odstavit bankomaty, zastavit p\u0159evody, ud\u011blat z V\u00e1s naprosto z\u00e1visl\u00e9. Ud\u011blat m\u011bnovou zm\u011bnu je n\u00e1hle tak snadn\u00e9. Zlato bude prohl\u00e1\u0161eno za neleg\u00e1ln\u00ed kov v ruk\u00e1ch soukrom\u00fdch a budete vyzv\u00e1ni k jeho p\u0159ed\u00e1n\u00ed \u010di odprodeji za stanovenou cenu. I to u\u017e se v historii stalo. V\u00fdkup byl ohodnocen n\u00edzko, a po n\u011bm n\u00e1hle ceny zlata raketov\u011b stoupnuly. \u00daspory tak byly znehodnoceny. Ameri\u010dan\u00e9 to um\u00ed. Podobn\u00e9 lze ud\u011blat i s digit\u00e1ln\u00edmi m\u011bnami, kde kol\u00eds\u00e1n\u00ed hodnoty vn\u00edm\u00e1me u\u017e nyn\u00ed.<\/p>\n

Abychom to shrnuli. V\u0161echny platebn\u00ed bezhotovostn\u00ed syst\u00e9my maj\u00ed b\u00fdt kontroln\u00edmi, \u00faspory v bank\u00e1ch jsou de facto jejich pen\u011bzi, ne Va\u0161imi, to je jen iluze. A majetky hmotn\u00e9 je t\u0159eba d\u011blit na ty, na kter\u00e9 m\u016f\u017ee st\u00e1t dos\u00e1hnout a na kter\u00e9 ne. Nemovitosti se dan\u00ed vysoko, ale zrovna u nich se mohou lid\u00e9 po spojen\u00ed se vzep\u0159\u00edt. Vyvlast\u0148ov\u00e1n\u00ed je mo\u017en\u00e9 jen tehdy, pokud se politici neboj\u00ed. Zlato m\u016f\u017eete zakopat a po\u010dkat, a\u017e bude op\u011bt obchodovateln\u00e9. Ale v\u0161e ulo\u017een\u00e9 v bank\u00e1ch, v bankovn\u00edch schr\u00e1nk\u00e1ch, v kryptom\u011bn\u00e1ch, dluhopisech a akci\u00edch je snadno znehodnotiteln\u00e9 a ukradnuteln\u00e9. \u0158\u00edk\u00e1 se tomu vy\u0161\u0161\u00ed z\u00e1jmy. Vrchnost si sv\u00e9 pohl\u00edd\u00e1. Jej\u00ed majetkov\u00e9 portfolio je natolik pestr\u00e9, \u017ee jim v\u017edy hodn\u011b zbude. Zbytek, a je jedno, jste li relativn\u011b bohat\u00ed \u010di chud\u00ed, v\u0161e zaplat\u00ed. Sv\u011bt pojede d\u00e1le do dal\u0161\u00ed vlny dluh\u016f, restrukturalizac\u00ed, m\u011bn a kr\u00e1de\u017e\u00ed. V\u0161ichni ti chytr\u00e1ci s kartami, \u00fa\u010dty, investicemi, kryptom\u011bnami a jasn\u00fdm p\u0159edobrazem vlastn\u00edho bohatnut\u00ed za\u017eij\u00ed tvrd\u00fd n\u00e1raz. Pr\u00e1v\u011b na n\u011bm stoj\u00ed ekonomika planety. Bu\u010fte p\u0159ipraveni nic nem\u00edt a b\u00fdt za to \u0161\u0165astn\u00ed. To n\u00e1m p\u0159eci slibuj\u00ed.<\/p>\n

Jind\u0159ich Kulhav\u00fd<\/a><\/p>\n

\"\"<\/p>\n

 <\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Posledn\u00ed \u010dl\u00e1nky pat\u0159\u00ed na na\u0161ich str\u00e1nk\u00e1ch ekonomice. Ne, zdaleka na\u0161e ekonomick\u00e9 vzd\u011bl\u00e1n\u00ed a vn\u00edm\u00e1n\u00ed nedostihuje…<\/p>\n","protected":false},"author":2,"featured_media":95476,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[503,1181,1503,90],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/95475"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=95475"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/95475\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/95476"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=95475"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=95475"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=95475"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}