{"id":92835,"date":"2025-11-23T00:11:03","date_gmt":"2025-11-22T23:11:03","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=92835"},"modified":"2025-11-22T09:29:07","modified_gmt":"2025-11-22T08:29:07","slug":"media-nadale-prosazuji-sdeleni-wef-nebudete-nic-vlastnit-a-budete-stastni-nyni-cnn-rika-dostupnost-je-v-krizi-uz-nikdy-nebudete-nic-vlastnit","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2025\/11\/23\/media-nadale-prosazuji-sdeleni-wef-nebudete-nic-vlastnit-a-budete-stastni-nyni-cnn-rika-dostupnost-je-v-krizi-uz-nikdy-nebudete-nic-vlastnit\/","title":{"rendered":"M\u00e9dia nad\u00e1le prosazuj\u00ed sd\u011blen\u00ed WEF \u201eNebudete nic vlastnit a budete \u0161\u0165astn\u00ed\u201c \u2013 nyn\u00ed CNN \u0159\u00edk\u00e1: \u201eDostupnost je v krizi: U\u017e nikdy nebudete nic vlastnit\u201c"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<div class=\"elementor-element elementor-element-1fb4c2c elementor-widget elementor-widget-theme-post-content\" data-id=\"1fb4c2c\" data-element_type=\"widget\" data-widget_type=\"theme-post-content.default\">\n<div class=\"elementor-widget-container\">\n<p><strong><span dir=\"auto\">\u0158\u00edkaj\u00ed, \u017ee jsme zru\u0161ili otroctv\u00ed. To nen\u00ed pravda; otroctv\u00ed se pouze vyvinulo a prom\u011bnilo n\u00e1s v dobytek na voln\u00e9m v\u00fdb\u011bhu a to, co m\u00e1me dnes, n\u00e1m plant\u00e1\u017en\u00ed syst\u00e9m p\u0159ipom\u00edn\u00e1 d\u011btskou hru.<\/span><\/strong><\/p>\n<p><span dir=\"auto\">Vzhledem k tomu, \u017ee \u017eivotn\u00ed n\u00e1klady mnoha Ameri\u010dan\u016f nad\u00e1le rostou, mnoz\u00ed postupn\u011b doch\u00e1zej\u00ed k z\u00e1v\u011bru, nebo si ji\u017e uv\u011bdomili, \u017ee vlastnit v\u011bt\u0161inu v\u011bc\u00ed je nedosa\u017eiteln\u00e9. T\u00edm se napl\u0148uje p\u0159edpov\u011b\u010f Sv\u011btov\u00e9ho ekonomick\u00e9ho f\u00f3ra, \u017ee do roku 2030 \u201enebudeme vlastnit nic a budeme \u0161\u0165astn\u00ed\u201c \u2013 slogan, kter\u00fd byl ti\u0161e p\u0159edstaven v roce 2015, kdy\u017e mu jen velmi m\u00e1lo lid\u00ed v\u011bnovalo pozornost.<\/span><\/p>\n<p><em><a href=\"https:\/\/thewinepress.substack.com\/p\/the-media-continues-to-push-the-wefs\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"link\" data-id=\"https:\/\/thewinepress.substack.com\/p\/the-media-continues-to-push-the-wefs\"><span dir=\"auto\">Zde je p\u016fvodn\u00ed p\u0159\u00edsp\u011bvek, kter\u00fd byl tehdy zve\u0159ejn\u011bn.<\/span><\/a><\/em><\/p>\n<p><span dir=\"auto\">Nav\u00edc p\u0159ibli\u017en\u011b ve stejnou dobu WEF publikoval esej popisuj\u00edc\u00ed, jak\u00fd bude \u017eivot v roce 2030. Pot\u00e9, co se o tom po roce 2020 dozv\u011bd\u011bla \u0159ada lid\u00ed, autor vydal prohl\u00e1\u0161en\u00ed, v n\u011bm\u017e tvrdil, \u017ee by se to nem\u011blo br\u00e1t doslova, ale lid\u00e9 mu nev\u011b\u0159ili a WEF nakonec \u010dl\u00e1nek ti\u0161e st\u00e1hl.<\/span><\/p>\n<p><span dir=\"auto\">\u010cl\u00e1nek zn\u00ed takto:<\/span><\/p>\n<h4 class=\"wp-block-heading has-medium-font-size\"><em><strong><span dir=\"auto\">\u201eTakhle by se mohl do roku 2030 zm\u011bnit \u017eivot v m\u00e9m m\u011bst\u011b.\u201c<\/span><\/strong><\/em><\/h4>\n<p><em><span dir=\"auto\">V\u00edtejte v roce 2030. V\u00edtejte v m\u00e9m m\u011bst\u011b \u2013 nebo bych m\u011bl \u0159\u00edct \u201ena\u0161em m\u011bst\u011b\u201c. Nevlastn\u00edm nic. Nevlastn\u00edm auto. Nevlastn\u00edm d\u016fm. Nevlastn\u00edm \u017e\u00e1dn\u00e9 dom\u00e1c\u00ed spot\u0159ebi\u010de ani oble\u010den\u00ed.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">M\u016f\u017ee se v\u00e1m to zd\u00e1t zvl\u00e1\u0161tn\u00ed, ale pro n\u00e1s v tomto m\u011bst\u011b to d\u00e1v\u00e1 dokonal\u00fd smysl. V\u0161echno, co jste d\u0159\u00edve pova\u017eovali za produkt, se nyn\u00ed stalo slu\u017ebou. M\u00e1me p\u0159\u00edstup k doprav\u011b, bydlen\u00ed, j\u00eddlu a v\u0161emu, co pot\u0159ebujeme v ka\u017edodenn\u00edm \u017eivot\u011b. Postupn\u011b se v\u0161echny tyto v\u011bci staly zdarma, tak\u017ee pro n\u00e1s u\u017e ned\u00e1valo smysl vlastnit tolik v\u011bc\u00ed.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Nejprve se komunikace stala digit\u00e1ln\u00ed a bezplatnou pro v\u0161echny. Pak, kdy\u017e se bezplatnou stala i \u010dist\u00e1 energie, se v\u0161echno stalo velmi rychle. Ceny dopravy prudce klesly. Vlastnictv\u00ed auta u\u017e ned\u00e1valo smysl, proto\u017ee jsme si mohli b\u011bhem n\u011bkolika minut p\u0159ivolat autonomn\u00ed vozidlo nebo l\u00e9taj\u00edc\u00ed auto pro del\u0161\u00ed cesty. Za\u010dali jsme cestovat mnohem organizovan\u011bji a koordinovan\u011bji, proto\u017ee ve\u0159ejn\u00e1 doprava se stala jednodu\u0161\u0161\u00ed, rychlej\u0161\u00ed a pohodln\u011bj\u0161\u00ed ne\u017e auta. Dnes se mi t\u011b\u017eko v\u011b\u0159\u00ed, \u017ee jsme se sm\u00ed\u0159ili s dopravn\u00edmi z\u00e1cpami a dopravn\u00edmi z\u00e1cpami, nemluv\u011b o zne\u010di\u0161t\u011bn\u00ed ovzdu\u0161\u00ed spalovac\u00edmi motory. Na co jsme si mysleli?<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">N\u011bkdy pou\u017e\u00edv\u00e1m kolo, kdy\u017e nav\u0161t\u00edv\u00edm p\u0159\u00e1tele. U\u017e\u00edv\u00e1m si cvi\u010den\u00ed a j\u00edzdu. Je to, jako by se na cestu p\u0159idala i moje du\u0161e. Je vtipn\u00e9, jak n\u011bkter\u00e9 v\u011bci nikdy neztrat\u00ed na sv\u00e9 p\u0159ita\u017elivosti: ch\u016fze, j\u00edzda na kole, va\u0159en\u00ed, kreslen\u00ed a p\u011bstov\u00e1n\u00ed rostlin. To d\u00e1v\u00e1 dokonal\u00fd smysl a p\u0159ipom\u00edn\u00e1 n\u00e1m, jak na\u0161e kultura vznikla z bl\u00edzk\u00e9ho vztahu k p\u0159\u00edrod\u011b.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">V na\u0161em m\u011bst\u011b neplat\u00edme n\u00e1jem, proto\u017ee n\u011bkdo jin\u00fd vyu\u017e\u00edv\u00e1 n\u00e1\u0161 voln\u00fd prostor, kdy\u017e ho nepot\u0159ebujeme. M\u016fj ob\u00fdvac\u00ed pokoj slou\u017e\u00ed pro obchodn\u00ed sch\u016fzky, kdy\u017e tam nejsem.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Ob\u010das se rozhodnu uva\u0159it si sama. Je to tak snadn\u00e9 \u2013 pot\u0159ebn\u00e9 kuchy\u0148sk\u00e9 spot\u0159ebi\u010de mi doru\u010d\u00ed a\u017e ke dve\u0159\u00edm b\u011bhem n\u011bkolika minut. Od t\u00e9 doby, co je doru\u010den\u00ed zdarma, u\u017e nem\u00e1me v\u0161echny tyto v\u011bci nama\u010dkan\u00e9 v byt\u011b. Pro\u010d bychom m\u011bli skladovat stroj na t\u011bstoviny a pala\u010dink\u00e1\u0159stv\u00ed ve sk\u0159\u00edn\u00edch? M\u016f\u017eeme si je jednodu\u0161e objednat, kdy\u017e je pot\u0159ebujeme.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">To tak\u00e9 usnadnilo pr\u016flom v ob\u011bhov\u00e9m hospod\u00e1\u0159stv\u00ed. Kdy\u017e se z produkt\u016f stanou slu\u017eby, nikdo se u\u017e nezaj\u00edm\u00e1 o zbo\u017e\u00ed s kr\u00e1tkou \u017eivotnost\u00ed. V\u0161echno je navr\u017eeno s ohledem na trvanlivost, opravitelnost a recyklovatelnost. Materi\u00e1ly proud\u00ed na\u0161\u00ed ekonomikou rychleji a lze je relativn\u011b snadno p\u0159em\u011bnit na nov\u00e9 produkty. Probl\u00e9my \u017eivotn\u00edho prost\u0159ed\u00ed se zdaj\u00ed b\u00fdt vzd\u00e1len\u00e9, proto\u017ee pou\u017e\u00edv\u00e1me pouze \u010distou energii a \u010dist\u00e9 v\u00fdrobn\u00ed metody. Vzduch je \u010dist\u00fd, voda je \u010dist\u00e1 a nikdo by se neodv\u00e1\u017eil zasahovat do p\u0159\u00edrodn\u00edch rezervac\u00ed, proto\u017ee jsou pro na\u0161i pohodu tak cenn\u00e9. M\u011bsta maj\u00ed spoustu zelen\u011b, v\u0161ude jsou rostliny a stromy. Po\u0159\u00e1d nech\u00e1pu, pro\u010d jsme v minulosti ve\u0161ker\u00fd otev\u0159en\u00fd prostor ve m\u011bst\u011b zapl\u0148ovali betonem.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Nakupov\u00e1n\u00ed? U\u017e si moc nepamatuju, co to je. Pro v\u011bt\u0161inu z n\u00e1s se to vyvinulo ve vyb\u00edr\u00e1n\u00ed v\u011bc\u00ed, kter\u00e9 chceme pou\u017e\u00edt. N\u011bkdy si to u\u017e\u00edv\u00e1m a n\u011bkdy chci, aby to za m\u011b ud\u011blal algoritmus. Zn\u00e1 m\u016fj vkus l\u00e9pe ne\u017e j\u00e1 s\u00e1m.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Kdy\u017e um\u011bl\u00e1 inteligence a roboti p\u0159evzali velkou \u010d\u00e1st na\u0161\u00ed pr\u00e1ce, najednou jsme m\u011bli \u010das dob\u0159e se naj\u00edst, dob\u0159e sp\u00e1t a tr\u00e1vit \u010das s ostatn\u00edmi lidmi. Koncept dopravn\u00ed \u0161pi\u010dky u\u017e ned\u00e1v\u00e1 smysl, proto\u017ee pr\u00e1ci, kterou d\u011bl\u00e1me, m\u016f\u017eeme d\u011blat kdykoli. Nev\u00edm, jestli bych to je\u0161t\u011b naz\u00fdval prac\u00ed. Je to sp\u00ed\u0161 \u010das na reflexi, tvorbu a rozvoj.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Na chv\u00edli se ze v\u0161eho stala z\u00e1bava a lid\u00e9 se necht\u011bli zab\u00fdvat slo\u017eit\u00fdmi t\u00e9maty. A\u017e na posledn\u00ed chv\u00edli jsme zjistili, jak bychom mohli v\u0161echny tyto nov\u00e9 technologie vyu\u017e\u00edt k lep\u0161\u00edm \u00fa\u010del\u016fm ne\u017e jen k zab\u00edjen\u00ed \u010dasu.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Nejv\u00edc se ob\u00e1v\u00e1m v\u0161ech t\u011bch, kte\u0159\u00ed ne\u017eij\u00ed v na\u0161em m\u011bst\u011b. O ty, kter\u00e9 jsme cestou ztratili. O ty, kte\u0159\u00ed se rozhodli, \u017ee v\u0161echna tato technologie je pro n\u011b p\u0159\u00edli\u0161. O ty, kte\u0159\u00ed se c\u00edtili nadbyte\u010dn\u00ed a neu\u017eite\u010dn\u00ed, kdy\u017e roboti a um\u011bl\u00e1 inteligence p\u0159evzali tolik na\u0161ich pracovn\u00edch m\u00edst. O ty, kte\u0159\u00ed se rozzlobili na politick\u00fd syst\u00e9m a obr\u00e1tili se proti n\u011bmu. \u017dij\u00ed jin\u00fdm \u017eivotem mimo m\u011bsto. N\u011bkte\u0159\u00ed si vytvo\u0159ili mal\u00e9, sob\u011bsta\u010dn\u00e9 komunity. Jin\u00ed prost\u011b z\u016fstali v pr\u00e1zdn\u00fdch a opu\u0161t\u011bn\u00fdch domech mal\u00fdch vesnic z 19. stolet\u00ed.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">N\u011bkdy m\u011b \u0161tve, \u017ee nem\u00e1m \u017e\u00e1dn\u00e9 skute\u010dn\u00e9 soukrom\u00ed. Nem\u016f\u017eu j\u00edt kamkoli, ani\u017e bych se zaregistroval. V\u00edm, \u017ee n\u011bkde se nahr\u00e1v\u00e1 v\u0161echno, co d\u011bl\u00e1m, mysl\u00edm a o \u010dem sn\u00edm. Jen douf\u00e1m, \u017ee to nikdo proti mn\u011b nezneu\u017eije.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Celkov\u011b vzato je to dobr\u00fd \u017eivot. Mnohem lep\u0161\u00ed ne\u017e cesta, kterou jsme si zvolili a kter\u00e1 jasn\u011b uk\u00e1zala, \u017ee nem\u016f\u017eeme pokra\u010dovat se stejn\u00fdm modelem r\u016fstu. M\u011bli jsme v\u0161echny tyto hrozn\u00e9 v\u011bci: civiliza\u010dn\u00ed choroby, zm\u011bnu klimatu, uprchlickou krizi, ni\u010den\u00ed \u017eivotn\u00edho prost\u0159ed\u00ed, zcela p\u0159et\u00ed\u017een\u00e1 m\u011bsta, zne\u010di\u0161t\u011bn\u00ed vody a ovzdu\u0161\u00ed, soci\u00e1ln\u00ed nepokoje a nezam\u011bstnanost. Ztratili jsme p\u0159\u00edli\u0161 mnoho lid\u00ed, ne\u017e jsme si uv\u011bdomili, \u017ee m\u016f\u017eeme d\u011blat v\u011bci jinak.<\/span><\/em><\/p>\n<p><span dir=\"auto\">Ale na n\u011bco tak fiktivn\u00edho a hypotetick\u00e9ho, jak tvrd\u00ed WEF, se zd\u00e1, \u017ee se to ve skute\u010dnosti vyv\u00edj\u00ed tak, jak je v \u010dl\u00e1nku p\u0159edpov\u011bzeno.<\/span><\/p>\n<p><em><span dir=\"auto\">Loni den\u00edk The Wall Street Journal<\/span><\/em><span dir=\"auto\">\u00a0zve\u0159ejnil\u00a0naprosto absurdn\u00ed propagandistick\u00fd \u010dl\u00e1nek, kter\u00fd nazna\u010doval, \u017ee n\u011bkte\u0159\u00ed Ameri\u010dan\u00e9 si tento \u017eivotn\u00ed styl \u2013 \u017eivot, ve kter\u00e9m nevlastn\u00ed ani ko\u0161ili, kterou maj\u00ed na sob\u011b, p\u0159esn\u011b jak p\u0159edpov\u00eddal WEF \u2013 ji\u017e osvojili. \u010cl\u00e1nek m\u011bl n\u00e1zev \u201eExtr\u00e9mn\u00ed n\u00e1jemn\u00edci, kte\u0159\u00ed nevlastn\u00ed nic, ani d\u017e\u00edny; Nejde jen o pron\u00e1jem auta. Pronajmout si lze v\u00e1no\u010dn\u00ed stromky, kempingov\u00e9 vybaven\u00ed a dokonce i rakve.\u201c<\/span><\/p>\n<p><span dir=\"auto\">No, mainstreamov\u00e1 propagandistick\u00e1 slu\u017eba op\u011bt \u0161\u00ed\u0159\u00ed podobn\u00e9 poselstv\u00ed.<\/span><\/p>\n<p><em><span dir=\"auto\">CNN<\/span><\/em><span dir=\"auto\">\u00a0je nejnov\u011bj\u0161\u00edm vin\u00edkem s titulkem, kter\u00fd to dokonale shrnuje:\u00a0<\/span><em><span dir=\"auto\">\u201eCenov\u00e1 dostupnost je v krizi. \u0158e\u0161en\u00ed: U\u017e nikdy nic nebudete vlastnit.\u201c<\/span><\/em><\/p>\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter\" src=\"https:\/\/substackcdn.com\/image\/fetch\/$s_!lyPc!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep\/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faf9e4ee2-6355-4cc2-a76c-e663941ca687_1708x901.png\" alt=\"\" width=\"725\" height=\"383\" \/><\/figure>\n<p><span dir=\"auto\">\u010cl\u00e1nek za\u010d\u00edn\u00e1 slovy: \u201eP\u0159etrv\u00e1vaj\u00edc\u00ed inflace i nad\u00e1le \u010din\u00ed \u017eivotn\u00ed n\u00e1klady mnoha Ameri\u010dan\u016f ne\u00fanosn\u00fdmi. Objevila se \u0159ada inovativn\u00edch \u0159e\u0161en\u00ed \u2013 v\u0161echna v\u0161ak maj\u00ed jedno spole\u010dn\u00e9: \u017eenou spot\u0159ebitele hloub\u011bji do dluh\u016f.\u201c<\/span><\/p>\n<p><span dir=\"auto\">Auto\u0159i pot\u00e9 cituj\u00ed Trump\u016fv koncept 50let\u00e9 hypot\u00e9ky, kter\u00e1 by \u010dlov\u011bka finan\u010dn\u011b zruinovala na zbytek \u017eivota, jeliko\u017e pr\u016fm\u011brn\u00fd kupuj\u00edc\u00ed domu je dnes n\u011bco m\u00e1lo p\u0159es 40 let. Ka\u017ed\u00fd, kdo si tuto hypot\u00e9ku po\u0161etile vezme, se tedy ani nedo\u017eije dostate\u010dn\u011b dlouh\u00e9ho \u017eivota na to, aby ji splatil, a i kdyby se mu ji n\u011bjak\u00fdm zp\u016fsobem poda\u0159ilo splatit, o n\u011bkolik let pozd\u011bji zem\u0159e.<\/span><\/p>\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter\" src=\"https:\/\/substackcdn.com\/image\/fetch\/$s_!hISs!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep\/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc92d4964-acbb-4140-9ffc-de4a1435682a_1852x768.png\" alt=\"\" width=\"791\" height=\"328\" \/><\/figure>\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter\" src=\"https:\/\/substackcdn.com\/image\/fetch\/$s_!YLGy!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep\/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0240f818-7955-403d-a094-8def3d8c1fbe_1800x880.png\" alt=\"\" width=\"761\" height=\"372\" \/><\/figure>\n<p><span dir=\"auto\">\u00darokov\u00e9 n\u00e1klady jsou u toho t\u00e9m\u011b\u0159 dvakr\u00e1t vy\u0161\u0161\u00ed ne\u017e u 30let\u00e9 hypot\u00e9ky, co\u017e bylo na tehdej\u0161\u00ed dobu \u0161\u00edlen\u00e9, ale Trump asi \u0159ekl: \u201ePodr\u017ete mi pivo.\u201c<\/span><\/p>\n<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\"><iframe loading=\"lazy\" title=\"Pl\u00e1n, jak prom\u011bnit Ameri\u010dany v trval\u00e9 n\u00e1jemn\u00edky (50let\u00e1 hypot\u00e9ka)\" src=\"https:\/\/www.youtube.com\/embed\/zSw9Wbzn-Nc?feature=oembed\" width=\"800\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/figure>\n<p><span dir=\"auto\">D\u00e1le jsem ned\u00e1vno publikoval \u010dl\u00e1nek, v n\u011bm\u017e uv\u00e1d\u00edm, \u017ee podle analytik\u016f UBS budou vl\u00e1dy hledat zp\u016fsoby, jak p\u0159esm\u011brovat d\u016fchody a d\u011bdictv\u00ed od ub\u00fdvaj\u00edc\u00edch star\u0161\u00edch generac\u00ed na spl\u00e1cen\u00ed dluh\u016f (co\u017e ve skute\u010dnosti znamen\u00e1, \u017ee si tyto prost\u0159edky str\u010d\u00ed do kapsy elita). Vzhledem k tomu, \u017ee se nepochybn\u011b najdou hlup\u00e1ci, kte\u0159\u00ed se k tomu skute\u010dn\u011b p\u0159ihl\u00e1s\u00ed a pak mo\u017en\u00e1 zem\u0159ou, tato hypot\u00e9ka bude jednodu\u0161e p\u0159evedena na n\u011bkoho jin\u00e9ho, \u200b\u200bkdo m\u00e1 nyn\u00ed tu \u201esm\u016flu\u201c, \u017ee je t\u00edmto dluhem tak\u00e9 zat\u00ed\u017een.<\/span><\/p>\n<p><span dir=\"auto\">\u010cl\u00e1nek CNN d\u00e1le pojedn\u00e1v\u00e1 o \u017e\u00e1dostech \u201eKup te\u010f, pla\u0165 pozd\u011bji\u201c (BNPL) o financov\u00e1n\u00ed t\u00fddenn\u00edch \u017eivotn\u00edch n\u00e1klad\u016f.<\/span><\/p>\n<p><em><span dir=\"auto\">\u201eSpot\u0159ebitel\u00e9 \u2013 zejm\u00e9na ti mlad\u0161\u00ed \u2013 v\u0161ak st\u00e1le \u010dast\u011bji nakupuj\u00ed, kter\u00e9 by si jinak nemohli dovolit, jak ukazuje ned\u00e1vn\u00fd n\u00e1r\u016fst neplacen\u00fdch plateb.\u201c<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Studie u\u017eivatel\u016f BNPL, kterou loni zve\u0159ejnil Feder\u00e1ln\u00ed rezervn\u00ed syst\u00e9m, uv\u00e1d\u00ed, \u017ee \u201edosp\u011bl\u00ed, kte\u0159\u00ed uv\u00e1d\u011bj\u00ed ni\u017e\u0161\u00ed \u00farove\u0148 finan\u010dn\u00ed pohody, a ti, kte\u0159\u00ed se zdaj\u00ed pot\u00fdkat s omezenou likviditou nebo \u00fav\u011bry, nepat\u0159ili jen mezi ty, kte\u0159\u00ed BNPL nej\u010dast\u011bji vyu\u017e\u00edvaj\u00ed, ale v\u011bt\u0161ina t\u011bchto spot\u0159ebitel\u016f tak\u00e9 uvedla, \u017ee BNPL pou\u017e\u00edvaj\u00ed, proto\u017ee to byl jedin\u00fd zp\u016fsob, jak si tyto n\u00e1kupy mohli dovolit.\u201c<\/span><\/em><\/p>\n<p><span dir=\"auto\">V dubnu WP citoval zpr\u00e1vu spole\u010dnosti Lending Tree, kter\u00e1 uv\u00e1d\u00ed, \u017ee 25 % Ameri\u010dan\u016f pou\u017e\u00edv\u00e1 aplikace BNPL k placen\u00ed za potraviny.<\/span><\/p>\n<p><span dir=\"auto\">Ale spole\u010dnosti BNPL jsou ve sv\u00e9 vlastn\u00ed \u00fav\u011brov\u00e9 bublin\u011b a \u017eij\u00ed na dluh.<\/span><\/p>\n<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\"><iframe loading=\"lazy\" title=\"Koupit nyn\u00ed V\u00fdchoz\u00ed Pozd\u011bji\" src=\"https:\/\/www.youtube.com\/embed\/7aokdMZ4SFY?feature=oembed\" width=\"800\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/figure>\n<p><span dir=\"auto\">Mezit\u00edm, jak d\u00e1le informuje CNN, celkov\u00e9 zadlu\u017een\u00ed spot\u0159ebitel\u016f a dom\u00e1cnost\u00ed nad\u00e1le dosahuje nov\u00fdch rekordn\u00edch maxim. Podle nejnov\u011bj\u0161\u00edch \u00fadaj\u016f Feder\u00e1ln\u00edho rezervn\u00edho syst\u00e9mu se Ameri\u010dan\u00e9 st\u00e1le \u010dast\u011bji dost\u00e1vaj\u00ed do v\u00e1\u017en\u00fdch prodlen\u00ed s platbami.<\/span><\/p>\n<p><em><span dir=\"auto\">\u201eKreditn\u00ed ratingy letos klesly nejrychlej\u0161\u00edm tempem od velk\u00e9 recese. Kdy\u017e n\u011bkomu klesne kreditn\u00ed rating, financov\u00e1n\u00ed st\u00e1vaj\u00edc\u00edho nebo nov\u00e9ho dluhu se obvykle st\u00e1v\u00e1 dra\u017e\u0161\u00edm, proto\u017ee v\u011b\u0159itel\u00e9 vn\u00edmaj\u00ed dlu\u017en\u00edka jako v\u011bt\u0161\u00ed riziko. Aby to kompenzovali, \u00fa\u010dtuj\u00ed si vy\u0161\u0161\u00ed \u00farokov\u00e9 sazby.\u201c<\/span><\/em><\/p>\n<p><span dir=\"auto\">Ale zp\u011bt k t\u00e9matu vlastnictv\u00ed domu: Mlad\u0161\u00ed generace si uv\u011bdomuj\u00ed, \u017ee je to pro n\u011b ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f nedosa\u017eiteln\u00e9. CNN napsala:<\/span><\/p>\n<p><em><span dir=\"auto\">Vlastnit d\u016fm je ji\u017e dlouho ned\u00edlnou sou\u010d\u00e1st\u00ed americk\u00e9ho snu, a to z dobr\u00e9ho d\u016fvodu.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">I kdy\u017e m\u00e1 pron\u00e1jem sv\u00e9 v\u00fdhody, nejv\u011bt\u0161\u00ed v\u00fdhodou vlastnictv\u00ed je, \u017ee nemovitost m\u00e1 tendenci \u010dasem zhodnocovat, co\u017e vytv\u00e1\u0159\u00ed tok bohatstv\u00ed, ze kter\u00e9ho mohou lid\u00e9 \u010derpat v pozd\u011bj\u0161\u00edm \u017eivot\u011b, a umo\u017e\u0148uje lidem odej\u00edt do d\u016fchodu.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">Nemluv\u011b o da\u0148ov\u00fdch v\u00fdhod\u00e1ch spojen\u00fdch s vlastnictv\u00edm domu, jako je mo\u017enost ode\u010d\u00edst si \u00faroky z hypot\u00e9ky a sn\u00ed\u017eit tak celkovou da\u0148ovou z\u00e1t\u011b\u017e. U plateb n\u00e1jemn\u00e9ho neexistuje srovnateln\u00e1 mo\u017enost.<\/span><\/em><\/p>\n<p><em><span dir=\"auto\">\u201eVlastnictv\u00ed domu bylo po dlouhou dobu jedn\u00edm z nejdostupn\u011bj\u0161\u00edch zp\u016fsob\u016f, jak si pr\u016fm\u011brn\u00fd \u010dlov\u011bk mohl vybudovat bohatstv\u00ed,\u201c \u0159ekl Schulz. Vzhledem k vysok\u00fdm cen\u00e1m nemovitost\u00ed a hypote\u010dn\u00edm sazb\u00e1m v posledn\u00edch letech se v\u0161ak stalo dal\u0161\u00edm finan\u010dn\u00edm rozhodnut\u00edm, kter\u00e9 lidi nut\u00ed v\u00e1hat.<\/span><\/em><\/p>\n<p><span dir=\"auto\">A to je v\u0161e: Takhle \u010dl\u00e1nek kon\u010d\u00ed.<\/span><\/p>\n<p><span dir=\"auto\">V podstat\u011b je v\u0161echno p\u0159\u00edli\u0161 drah\u00e9 a lid\u00e9 jsou st\u00e1le v\u00edce zatla\u010dov\u00e1ni do hlub\u0161\u00edho dluhov\u00e9ho otroctv\u00ed; a podle CNN je \u0159e\u0161en\u00edm: \u201eU\u017e nikdy nebudou nic vlastnit.\u201c<\/span><\/p>\n<p><span dir=\"auto\">To byl v\u017edy c\u00edl centr\u00e1ln\u00edch bank, modern\u00edch \u201em\u011bna\u0159\u016f pen\u011bz\u201c: vlastnit v\u0161echno, st\u00e1t se v\u011b\u0159iteli a kupci posledn\u00ed instance, kde se ka\u017ed\u00fd stane nevoln\u00edkem \u017eebraj\u00edc\u00edm o st\u00e1tem dotovan\u00fd chl\u00e9b s digit\u00e1ln\u00edm ID propojen\u00fdm se soci\u00e1ln\u00edm kreditn\u00edm ratingem v tokenizovan\u00e9 ekonomice.<\/span><\/p>\n<p><span dir=\"auto\">\u010cl\u00e1nek na CNN se zab\u00fdv\u00e1 jen povrchn\u011b, proto\u017ee si uv\u011bdomujete, \u017ee tolik v\u011bc\u00ed se st\u00e1v\u00e1 nedosa\u017eiteln\u00fdmi, v\u0161echno se st\u00e1v\u00e1 slu\u017ebou nebo p\u0159edplatn\u00fdm, v\u0161echno se digitalizuje, tak\u017ee miz\u00ed i pap\u00edrov\u00e9 dokumenty.<\/span><\/p>\n<p><span dir=\"auto\">\u0158\u00edkaj\u00ed, \u017ee jsme zru\u0161ili otroctv\u00ed. To nen\u00ed pravda; otroctv\u00ed se pouze vyvinulo a prom\u011bnilo n\u00e1s v dobytek na voln\u00e9m v\u00fdb\u011bhu a to, co m\u00e1me te\u010f, n\u00e1m plant\u00e1\u017en\u00ed syst\u00e9m p\u0159ipom\u00edn\u00e1 d\u011btskou hru.<\/span><\/p>\n<p><span dir=\"auto\">Ale historie u\u017e podobn\u00e9 ud\u00e1losti zaznamenala, jak jsem informoval v p\u0159edchoz\u00edm poselstv\u00ed loni; a tato nejnov\u011bj\u0161\u00ed zpr\u00e1va CNN je jen dal\u0161\u00edm kusem propagandy, kter\u00e1 m\u00e1 tento fakt vtlouct do hlavy mas\u00e1m. Nebylo nab\u00eddnuto \u017e\u00e1dn\u00e9 \u0159e\u0161en\u00ed, pouze dluhov\u00e9 otroctv\u00ed a konec, to je v\u0161e.<\/span><\/p>\n<\/div>\n<\/div>\n<div class=\"elementor-element elementor-element-8c57238 quelle dc-has-condition dc-condition-empty elementor-widget elementor-widget-heading\" data-id=\"8c57238\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h3 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/thewinepress.substack.com\/p\/the-media-continues-to-push-the-wefs\" target=\"_blank\" rel=\"nofollow noopener\"><span dir=\"auto\">Zdroj<\/span><\/a><\/span><\/h3>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0158\u00edkaj\u00ed, \u017ee jsme zru\u0161ili otroctv\u00ed. To nen\u00ed pravda; otroctv\u00ed se pouze vyvinulo a prom\u011bnilo n\u00e1s&#8230;<\/p>\n","protected":false},"author":2,"featured_media":26500,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[327,158,2315,48,613],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/92835"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=92835"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/92835\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/26500"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=92835"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=92835"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=92835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}