{"id":91588,"date":"2025-11-07T00:11:56","date_gmt":"2025-11-06T23:11:56","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=91588"},"modified":"2025-11-06T10:24:53","modified_gmt":"2025-11-06T09:24:53","slug":"bezhotovostni-spolecnost-kyrgyzstan-vyzaduje-aby-vsechny-podniky-jiz-neprijimaly-hotovost-povoleny-jsou-pouze-karty-nebo-qr-kody","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2025\/11\/07\/bezhotovostni-spolecnost-kyrgyzstan-vyzaduje-aby-vsechny-podniky-jiz-neprijimaly-hotovost-povoleny-jsou-pouze-karty-nebo-qr-kody\/","title":{"rendered":"Bezhotovostn\u00ed spole\u010dnost: Kyrgyzst\u00e1n vy\u017eaduje, aby v\u0161echny podniky ji\u017e nep\u0159ij\u00edmaly hotovost \u2013 povoleny jsou pouze karty nebo QR k\u00f3dy"},"content":{"rendered":"
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\u201eKa\u017ed\u00e1 platba je zaznamenan\u00e1 transakce, kterou lze analyzovat a zahrnout do ofici\u00e1ln\u00edch zpr\u00e1v \u2013 st\u00e1le v\u00edce pen\u011bz se dost\u00e1v\u00e1 ze st\u00ednu a st\u00e1v\u00e1 se sou\u010d\u00e1st\u00ed form\u00e1ln\u00ed ekonomiky,\u201c uv\u00e1d\u00ed se ve zpr\u00e1v\u011b.<\/span><\/p>\n

Mal\u00e1 st\u0159edoasijsk\u00e1 zem\u011b\u00a0<\/span>Kyrgyzst\u00e1n<\/span><\/strong>\u00a0u\u010dinila kontroverzn\u00ed rozhodnut\u00ed donutit podniky k zcela bezhotovostn\u00edmu provozu \u2013 podle pl\u00e1nu\u00a0centr\u00e1ln\u00ed banky zem\u011b<\/strong>\u00a0budou moci p\u0159ij\u00edmat pouze\u00a0<\/span>platby kartami nebo QR k\u00f3dy<\/span><\/strong>\u00a0.<\/span><\/p>\n

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Podle zpr\u00e1vy\u00a0<\/span>Fergana.News<\/span><\/a><\/strong>\u00a0(p\u0159eklad z ru\u0161tiny):<\/span><\/p>\n

Kyrgyzsk\u00e1 vl\u00e1da se rozhodla po\u017eadovat, aby podniky p\u0159ij\u00edmaly platby pouze prost\u0159ednictv\u00edm\u00a0<\/span>bankovn\u00edch karet nebo elektronick\u00fdch pen\u011b\u017eenek<\/span><\/strong>\u00a0. Nov\u00fd postup vstoup\u00ed v platnost po n\u011bkolikam\u011bs\u00ed\u010dn\u00edm p\u0159echodn\u00e9m obdob\u00ed, informoval server 24.kg s odvol\u00e1n\u00edm na usnesen\u00ed kabinetu ministr\u016f o reform\u011b da\u0148ov\u00e9 spr\u00e1vy.<\/span><\/em><\/p>\n

Dokument\u00a0<\/span>na\u0159izuje p\u0159echod na bezhotovostn\u00ed platebn\u00ed metody<\/span><\/strong>\u00a0. Tato zm\u011bna se t\u00fdk\u00e1 v\u0161ech maloobchodn\u00edch a servisn\u00edch podnik\u016f v obc\u00edch. Majitel\u00e9 obchod\u016f, restaurac\u00ed a firem si proto mus\u00ed\u00a0instalovat\u00a0<\/span>POS termin\u00e1ly nebo se p\u0159ipojit k\u00a0<\/span><\/strong>online platebn\u00edm syst\u00e9m\u016fm<\/span><\/strong>\u00a0.<\/span><\/em><\/p>\n

Podle vl\u00e1dn\u00edho na\u0159\u00edzen\u00ed je toto rozhodnut\u00ed sou\u010d\u00e1st\u00ed politiky\u00a0<\/span>transparentnosti p\u0159\u00edjm\u016f<\/span><\/strong>\u00a0a\u00a0<\/span>boje proti \u0161ed\u00e9 ekonomice<\/span><\/strong>\u00a0. Z\u00e1rove\u0148 budou v\u0161echny transakce zaznamen\u00e1v\u00e1ny v elektronick\u00fdch syst\u00e9mech.<\/span><\/em><\/p>\n

V\u00fdjimka plat\u00ed pouze pro\u00a0<\/span>venkovsk\u00e9 a t\u011b\u017eko dostupn\u00e9 oblasti<\/span><\/strong>\u00a0, kde digit\u00e1ln\u00ed infrastruktura je\u0161t\u011b nen\u00ed dostate\u010dn\u011b rozvinut\u00e1 \u2013\u00a0<\/span>platby v hotovosti tam z\u016fstanou do\u010dasn\u011b povoleny<\/span><\/strong>\u00a0.<\/span><\/em><\/p>\n

Podle \u00fa\u0159ad\u016f by p\u0159echod na\u00a0<\/span>bezhotovostn\u00ed platebn\u00ed syst\u00e9m<\/span><\/strong>\u00a0m\u011bl st\u00e1tu umo\u017enit\u00a0<\/span>rychlej\u0161\u00ed sledov\u00e1n\u00ed finan\u010dn\u00edch tok\u016f<\/span><\/strong>\u00a0, co\u017e by Kyrgyzst\u00e1n p\u0159ibl\u00ed\u017eilo \u201ecivilizovan\u00e9 form\u011b da\u0148ov\u00e9 kontroly\u201c.<\/span><\/em><\/p>\n

Za implementaci odpov\u00edd\u00e1\u00a0<\/span>da\u0148ov\u00e1 spr\u00e1va<\/span><\/strong>\u00a0a\u00a0<\/span>N\u00e1rodn\u00ed banka Kyrgyzsk\u00e9 republiky<\/span><\/strong>\u00a0.<\/span><\/em><\/p>\n

D\u00e1le ji\u017e vstoupily v platnost zm\u011bny da\u0148ov\u00e9ho z\u00e1kona: pokuty a pen\u00e1le se nyn\u00ed vypo\u010d\u00edt\u00e1vaj\u00ed\u00a0<\/span>automaticky<\/span><\/strong>\u00a0\u2013 bez zapojen\u00ed da\u0148ov\u00e9ho inspektora. V\u00fd\u0161e \u200b\u200bpen\u00e1le odpov\u00edd\u00e1 proml\u010dec\u00ed lh\u016ft\u011b da\u0148ov\u00e9ho dluhu.<\/span><\/em><\/p>\n

D\u00e1le\u00a0<\/span>jsou vylou\u010deny platby v hotovosti<\/span><\/strong>\u00a0. Dan\u011b lze platit pouze\u00a0<\/span>elektronicky<\/span><\/strong>\u00a0, tj. digit\u00e1ln\u011b \u2013 nap\u0159\u00edklad prost\u0159ednictv\u00edm\u00a0<\/span>syst\u00e9m\u016f digit\u00e1ln\u00edch samoobslu\u017en\u00fdch plateb (DPS)<\/span><\/strong>\u00a0nebo\u00a0<\/span>Jednotn\u00e9ho da\u0148ov\u00e9ho \u00fa\u010dtu<\/span><\/strong>\u00a0. \u00da\u0159ady se t\u00edmto opat\u0159en\u00edm sna\u017e\u00ed\u00a0<\/span>pln\u011b automatizovat proces da\u0148ov\u00e9 kontroly<\/span><\/strong>\u00a0.<\/span><\/em><\/p>\n

Koncem \u0159\u00edjna leto\u0161n\u00edho roku podepsal prezident\u00a0<\/span>Sadyr D\u017eaparov<\/span><\/strong>\u00a0z\u00e1kon, kter\u00fdm se m\u011bn\u00ed\u00a0<\/span>z\u00e1kon\u00edk pr\u00e1ce<\/span><\/strong>\u00a0, podle kter\u00e9ho jsou zam\u011bstnavatel\u00e9 povinni vypl\u00e1cet\u00a0<\/span>mzdy v\u00fdhradn\u011b v bezhotovostn\u00ed form\u011b<\/span><\/strong>\u00a0.<\/span><\/em><\/p>\n

QR k\u00f3dy jako nov\u00fd platebn\u00ed standard<\/span><\/strong><\/h3>\n

Obchodn\u00ed web\u00a0<\/span>Akchabar<\/span><\/strong>\u00a0minul\u00fd m\u011bs\u00edc informoval , \u017ee tento krok navazuje na st\u00e1vaj\u00edc\u00ed z\u00e1kony, kter\u00e9 zru\u0161ily poplatky za digit\u00e1ln\u00ed transakce, a to s c\u00edlem podpo\u0159it elektronick\u00e9 platby. Nyn\u00ed se\u00a0<\/span>QR k\u00f3dy p\u0159es chytr\u00e9 telefony<\/span><\/strong>\u00a0stanou hlavn\u00ed platebn\u00ed metodou.<\/span><\/p>\n

Hlavn\u00edm motorem t\u00e9to digit\u00e1ln\u00ed revoluce bylo rozhodnut\u00ed\u00a0<\/span>N\u00e1rodn\u00ed banky Kyrgyzsk\u00e9 republiky<\/span><\/strong>\u00a0, kter\u00e9 vstoupilo v platnost\u00a025.\u00a0<\/span>listopadu 2024 :\u00a0<\/span><\/strong>poplatky za vnitrost\u00e1tn\u00ed p\u0159evody v KGS<\/span><\/strong>\u00a0mezi soukrom\u00fdmi osobami byly zru\u0161eny \u2013 a to jak v r\u00e1mci t\u00e9\u017ee banky, tak mezi r\u016fzn\u00fdmi bankami.<\/span><\/em><\/p>\n

D\u0159\u00edve si banky \u00fa\u010dtovaly poplatky ve v\u00fd\u0161i\u00a0<\/span>5 a\u017e 20 KGS za 1 000 KGS<\/span><\/strong>\u00a0a za vy\u0161\u0161\u00ed \u010d\u00e1stky\u00a0a\u017e\u00a0<\/span>100 KGS . Po zru\u0161en\u00ed t\u011bchto poplatk\u016f prudce vzrostly elektronick\u00e9 platby: V prvn\u00edm \u010dtvrtlet\u00ed roku 2025 bylo vybr\u00e1no\u00a0<\/span><\/strong>177,5 miliardy KGS<\/span><\/strong>\u00a0v hotovosti \u2013 p\u0159ibli\u017en\u011b o\u00a0<\/span>30 % m\u00e9n\u011b<\/span><\/strong>\u00a0ne\u017e ve stejn\u00e9m obdob\u00ed p\u0159edchoz\u00edho roku. Po\u010det v\u00fdb\u011br\u016f hotovosti klesl o\u00a0<\/span>26,3 %<\/span><\/strong>\u00a0na\u00a0<\/span>16 milion\u016f transakc\u00ed<\/span><\/strong>\u00a0.<\/span><\/em><\/p>\n

Platby pomoc\u00ed QR k\u00f3d\u016f<\/span><\/strong>\u00a0pat\u0159\u00ed nyn\u00ed mezi nejobl\u00edben\u011bj\u0161\u00ed bezhotovostn\u00ed platebn\u00ed metody: Do\u00a0<\/span>1. kv\u011btna 2025<\/span><\/strong>\u00a0bylo prost\u0159ednictv\u00edm QR k\u00f3d\u016f zpracov\u00e1no\u00a0<\/span>87 milion\u016f plateb<\/span><\/strong>\u00a0v hodnot\u011b\u00a0<\/span>146,1 miliardy KGS<\/span><\/strong>\u00a0\u2013 to je\u00a0<\/span>13,5kr\u00e1t v\u00edce transakc\u00ed<\/span><\/strong>\u00a0a\u00a0<\/span>22,8kr\u00e1t v\u00edce tr\u017eeb<\/span><\/strong>\u00a0ne\u017e v p\u0159edchoz\u00edm roce.<\/span><\/em><\/p>\n

Obzvl\u00e1\u0161t\u011b siln\u00fd r\u016fst zaznamenala oblast\u00a0<\/span>bezhotovostn\u00edch plateb st\u00e1tu<\/span><\/strong>\u00a0\u2013\u00a0<\/span>13,7 milionu transakc\u00ed<\/span><\/strong>\u00a0v hodnot\u011b\u00a0<\/span>4,1 miliardy KGS<\/span><\/strong>\u00a0(371kr\u00e1t v\u00edce ne\u017e v p\u0159edchoz\u00edm roce).<\/span><\/em><\/p>\n

Dnes t\u00e9m\u011b\u0159 v\u0161echny komer\u010dn\u00ed banky (krom\u011b\u00a0<\/span>EcoIslamicBank<\/span><\/strong>\u00a0) a 12 poskytovatel\u016f platebn\u00edch slu\u017eeb nab\u00edzej\u00ed slu\u017eby zalo\u017een\u00e9 na QR k\u00f3dech. V cel\u00e9 zemi je\u00a0v obchodech a servisn\u00edch za\u0159\u00edzen\u00edch instalov\u00e1no\u00a0<\/span>71 600 QR k\u00f3d\u016f \u2013\u00a0<\/span><\/strong>jen za posledn\u00ed m\u011bs\u00edc jich bylo p\u0159ibli\u017en\u011b 4 000.<\/span><\/strong>\u00a0Pro srovn\u00e1n\u00ed, v cel\u00e9 zemi\u00a0je pouze\u00a0<\/span>2 560 bankomat\u016f<\/span><\/strong>\u00a0a\u00a0<\/span>44 317 POS termin\u00e1l\u016f .<\/span><\/strong><\/em><\/p>\n

D\u00edky tomu je\u00a0<\/span>platba QR kartou nejroz\u0161\u00ed\u0159en\u011bj\u0161\u00ed bezhotovostn\u00ed platebn\u00ed metodou<\/span><\/strong>\u00a0v Kyrgyzst\u00e1nu.<\/span><\/em><\/p>\n

V prvn\u00edm \u010dtvrtlet\u00ed roku 2025 ob\u010dan\u00e9 provedli\u00a0<\/span>24 milion\u016f plateb pomoc\u00ed QR karet<\/span><\/strong>\u00a0\u2013 \u010dty\u0159ikr\u00e1t v\u00edce ne\u017e ve stejn\u00e9m obdob\u00ed p\u0159edchoz\u00edho roku. Celkov\u00e1 hodnota remitenc\u00ed vzrostla na\u00a0<\/span>21,6 miliardy KGS<\/span><\/strong>\u00a0. Mezibankovn\u00ed p\u0159evody prudce vzrostly z\u00a0<\/span>916 000 na 45,6 milionu \u2013 co\u017e p\u0159edstavuje t\u00e9m\u011b\u0159\u00a0<\/span><\/strong>49n\u00e1sobn\u00fd<\/span><\/strong>\u00a0n\u00e1r\u016fst\u00a0.<\/span><\/em><\/p>\n

P\u0159evody v r\u00e1mci t\u00e9\u017ee banky se tak\u00e9 zv\u00fd\u0161ily, a to ze\u00a0<\/span>4 na 15 milion\u016f<\/span><\/strong>\u00a0.<\/span><\/em><\/p>\n

Podle zpr\u00e1v<\/strong>\u00a0ze zru\u0161en\u00ed poplatk\u016f profitovali v\u0161ichni:
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\nob\u010dan\u00e9\u00a0, kte\u0159\u00ed ji\u017e nemuseli platit poplatky za p\u0159evody;\u00a0firmy\u00a0,<\/strong>\u00a0kter\u00e9 mohly snadn\u011bji p\u0159ij\u00edmat platby;\u00a0a dokonce i\u00a0banky<\/strong>\u00a0, kter\u00e9 zv\u00fd\u0161ily sv\u00e9 p\u0159\u00edjmy z jin\u00fdch poplatk\u016f. V prvn\u00edm \u010dtvrtlet\u00ed roku 2025 banky vygenerovaly p\u0159\u00edjmy z poplatk\u016f\u00a0p\u0159es 5 miliard kilsk\u00fdch gs<\/strong>\u00a0\u2013 t\u00e9m\u011b\u0159\u00a0o miliardu v\u00edce<\/strong> ne\u017e v p\u0159edchoz\u00edm roce.<\/span><\/em><\/p>\n

A kone\u010dn\u011b, i\u00a0<\/span>st\u00e1t<\/span><\/strong>\u00a0z toho t\u011b\u017e\u00ed : Ka\u017ed\u00e1 digit\u00e1ln\u00ed platba je\u00a0<\/span>zaznamenan\u00e1 a analyzovateln\u00e1 transakce<\/span><\/strong>\u00a0\u2013 st\u00e1le v\u00edce pen\u011bz proud\u00ed ze st\u00ednov\u00e9 ekonomiky do form\u00e1ln\u00ed ekonomiky.<\/span><\/em><\/p>\n

Autor\u016fv koment\u00e1\u0159:<\/span><\/h3>\n

Ko\u010dka je z pytle venku (op\u011bt): Nejde o pohodl\u00ed a komfort, ale o systematick\u00fd pl\u00e1n centr\u00e1ln\u00ed banky zem\u011b a v\u0161ech centr\u00e1ln\u00edch bank, jak monitorovat v\u0161echny transakce a prom\u011bnit n\u00e1s v digit\u00e1ln\u00ed otroky. V\u0161e, co neproch\u00e1z\u00ed ofici\u00e1ln\u00edmi kan\u00e1ly, je pova\u017eov\u00e1no za neleg\u00e1ln\u00ed a je sou\u010d\u00e1st\u00ed \u201est\u00ednov\u00e9\u201c a \u010dern\u00e9 tr\u017en\u00ed ekonomiky.<\/span><\/em><\/p>\n

Ver\u0161 22:7: \u201eBohat\u00fd panuje nad chud\u00fdmi a dlu\u017en\u00edk je slu\u017eebn\u00edkem v\u011b\u0159itele.\u201c<\/span><\/strong><\/em><\/p>\n

Stejn\u00e1 logika se skr\u00fdv\u00e1 za \u201eBritcard\u201c Keira Starmera. Tato karta m\u00e1 bojovat proti neleg\u00e1ln\u00ed imigraci a neleg\u00e1ln\u00ed pr\u00e1ci t\u00edm, \u017ee slou\u017e\u00ed jako digit\u00e1ln\u00ed identifika\u010dn\u00ed prvek pro pr\u00e1ci a vlastnictv\u00ed firmy. Leg\u00e1ln\u00ed ob\u010dan se tak m\u016f\u017ee p\u0159es noc st\u00e1t neleg\u00e1ln\u00edm, pokud nedodr\u017euje pravidla.<\/span><\/em><\/p>\n

I kdy\u017e to nen\u00ed v \u010dl\u00e1nc\u00edch v\u00fdslovn\u011b zm\u00edn\u011bno, ukazuje to to, o \u010dem u\u017e l\u00e9ta diskutujeme a p\u0159ed \u010d\u00edm varujeme: za\u010d\u00e1tek komplexn\u00ed tokenizace, digit\u00e1ln\u00ed identity a soci\u00e1ln\u00ed kreditn\u00ed sk\u00f3re.<\/span><\/em><\/p>\n

To je dal\u0161\u00ed krok ke \u201ekone\u010dn\u00e9mu \u0159e\u0161en\u00ed\u201c.<\/span><\/em><\/p>\n

Zjeven\u00ed 13:16: \u201eA zp\u016fsobuje, \u017ee v\u0161ichni, mal\u00ed i velc\u00ed, bohat\u00ed i chud\u00ed, svobodn\u00ed i spoutan\u00ed, dostanou znamen\u00ed na pravou ruku nebo na \u010delo.\u201c [17] a \u017ee nikdo nem\u016f\u017ee kupovat ani prod\u00e1vat, pokud nem\u00e1 znamen\u00ed nebo jm\u00e9no \u0161elmy nebo \u010d\u00edslo jej\u00edho jm\u00e9na. [18] V tom je moudrost. Kdo m\u00e1 rozum, a\u0165 spo\u010d\u00edt\u00e1 \u010d\u00edslo \u0161elmy, nebo\u0165 je to \u010d\u00edslo \u010dlov\u011bka a jeho \u010d\u00edslo je 666.<\/span><\/em><\/p>\n<\/div>\n<\/div>\n

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Zdroj<\/span><\/a><\/span><\/h3>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\u201eKa\u017ed\u00e1 platba je zaznamenan\u00e1 transakce, kterou lze analyzovat a zahrnout do ofici\u00e1ln\u00edch zpr\u00e1v \u2013 st\u00e1le…<\/p>\n","protected":false},"author":2,"featured_media":91589,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[3009,224,90,2486],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/91588"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=91588"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/91588\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/91589"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=91588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=91588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=91588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}