{"id":89942,"date":"2025-10-16T00:13:30","date_gmt":"2025-10-15T22:13:30","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=89942"},"modified":"2025-10-15T10:59:01","modified_gmt":"2025-10-15T08:59:01","slug":"moderni-jurij-gagarin-je-prvnim-rusem-ktery-dostava-plat-v-digitalnich-rublech","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2025\/10\/16\/moderni-jurij-gagarin-je-prvnim-rusem-ktery-dostava-plat-v-digitalnich-rublech\/","title":{"rendered":"Modern\u00ed Jurij Gagarin je prvn\u00edm Rusem, kter\u00fd dost\u00e1v\u00e1 plat v digit\u00e1ln\u00edch rublech!"},"content":{"rendered":"
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Vzru\u0161uj\u00edc\u00ed zpr\u00e1vy o bezpe\u010dn\u00e9 a pohodln\u00e9 CBDC od Bank of Russia<\/span><\/strong><\/p>\n

V posledn\u00edch t\u00fddnech do\u0161lo k mnoha vzru\u0161uj\u00edc\u00edm ud\u00e1lostem ohledn\u011b zaveden\u00ed t\u0159et\u00ed formy leg\u00e1ln\u00ed m\u011bny v Rusku, tzv.<\/span>MMF<\/span><\/del>-digit\u00e1ln\u00ed rubl Rusk\u00e9 banky.<\/span><\/em><\/p>\n

(Archiv na\u0161ich p\u0159edchoz\u00edch zpr\u00e1v o rusk\u00e9 CBDC naleznete\u00a0<\/span><\/em>zde<\/span><\/em><\/a>\u00a0.)<\/span><\/em><\/p>\n

Poj\u010fme na palubu!<\/span><\/em><\/p>\n

P\u0159\u00e1telsk\u00fd politik jako prvn\u00ed dost\u00e1v\u00e1 plat v digit\u00e1ln\u00edch rublech<\/span><\/strong><\/h2>\n
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Zdroj:\u00a0<\/span>minfin.gov.ru<\/span><\/a><\/figcaption><\/figure>\n

Rusk\u00e9 ministerstvo financ\u00ed\u00a0<\/span>ozn\u00e1milo<\/span><\/a>\u00a017. z\u00e1\u0159\u00ed dobrou zpr\u00e1vu:<\/span><\/p>\n

Rusk\u00e9 ministerstvo financ\u00ed vyplatilo prvn\u00ed plat v digit\u00e1ln\u00edch rublech st\u00e1tn\u00edmu \u00fa\u0159edn\u00edkovi Rusk\u00e9 federace.<\/span><\/strong><\/em><\/p>\n

Experiment se zaveden\u00edm digit\u00e1ln\u00edho rublu do rozpo\u010dtov\u00e9ho procesu byl proveden spole\u010dn\u011b s rusk\u00fdm ministerstvem financ\u00ed a Bankou Ruska.<\/span><\/strong><\/em><\/p>\n

Od 1. ledna 2026 rusk\u00e9 ministerstvo financ\u00ed a Banka Ruska nab\u00eddnou mo\u017enost prov\u00e1d\u011bt transakce pomoc\u00ed digit\u00e1ln\u00edho rublu. Bude mo\u017en\u00e9 p\u0159ev\u00e1d\u011bt finan\u010dn\u00ed prost\u0159edky na \u00fa\u010dty v rozpo\u010dtov\u00e9m syst\u00e9mu Rusk\u00e9 federace a prov\u00e1d\u011bt r\u016fzn\u00e9 platby z feder\u00e1ln\u00edho rozpo\u010dtu.<\/span><\/strong><\/em><\/p>\n

Pr\u016fkopnick\u00fdm p\u0159\u00edjemcem CBDC nebyl pozd\u011bji nikdo jin\u00fd ne\u017e Anatolij Aksakov, p\u0159edseda V\u00fdboru pro finan\u010dn\u00ed trhy St\u00e1tn\u00ed dumy.<\/span><\/p>\n

Aksakov\u00a0<\/span>uvedl, \u017ee<\/span><\/a>\u00a0p\u0159evod prob\u011bhl hladce, a pochv\u00e1lil \u00fa\u010detn\u00ed odd\u011blen\u00ed St\u00e1tn\u00ed dumy za rychl\u00e9 zvl\u00e1dnut\u00ed \u201epostupu pro p\u0159ips\u00e1n\u00ed mezd na m\u016fj digit\u00e1ln\u00ed \u00fa\u010det v centr\u00e1ln\u00ed bance\u201c.<\/span><\/p>\n

V b\u0159eznu Aksakov prosazoval\u00a0<\/span>vypl\u00e1cen\u00ed<\/span><\/a>\u00a0soci\u00e1ln\u00edch d\u00e1vek v digit\u00e1ln\u00edch rublech, aby tyto prost\u0159edky nemohly b\u00fdt utraceny za \u201ealkohol a cigarety\u201c:<\/span><\/p>\n

To se t\u00fdk\u00e1 soci\u00e1ln\u00edch d\u00e1vek a dal\u0161\u00edch forem vl\u00e1dn\u00edch v\u00fddaj\u016f. Podle m\u00e9ho n\u00e1zoru v tomto p\u0159\u00edpad\u011b v\u00fdhody p\u0159eva\u017euj\u00ed nad argumenty, \u017ee je \u0161patn\u00e9 sou\u010dasn\u011b vyd\u00e1vat bezplatn\u00e9 i nebezplatn\u00e9 digit\u00e1ln\u00ed rubly (tj. digit\u00e1ln\u00ed rubly naprogramovan\u00e9 tak, aby byly utraceny pouze za ur\u010dit\u00e9 zbo\u017e\u00ed nebo slu\u017eby). Kontrola je nezbytn\u00e1, jin\u00e1 cesta neexistuje.<\/span><\/em><\/strong><\/p>\n

Opravdu hrdina na\u0161\u00ed doby.<\/span><\/p>\n

Petrohrad testuje \u201echytr\u00e9\u201c parkov\u00e1n\u00ed s digit\u00e1ln\u00edmi rubly<\/span><\/strong><\/h2>\n
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Zdroj:\u00a0<\/span>siapress.ru<\/span><\/a><\/figcaption><\/figure>\n

Rusk\u00e1 m\u00e9dia\u00a08. \u0159\u00edjna\u00a0<\/span>informovala :<\/span><\/a><\/p>\n

VTB v sou\u010dasn\u00e9 dob\u011b testuje v Petrohradu technologii chytr\u00fdch smluv, kter\u00e1 vyu\u017e\u00edv\u00e1 platby v digit\u00e1ln\u00edch rublech s \u201echytr\u00fdm\u201c parkov\u00e1n\u00edm. Projekt byl p\u0159edstaven na f\u00f3ru Finopolis 2025. Podle banky budou klienti VTB v budoucnu moci pomoc\u00ed aplikace vytv\u00e1\u0159et chytr\u00e9 smlouvy \u2013 automatizovan\u00e9 transakce, kter\u00e9 se prov\u00e1d\u011bj\u00ed p\u0159i spln\u011bn\u00ed r\u016fzn\u00fdch podm\u00ednek \u2013 s touto t\u0159et\u00ed formou rublu.<\/span><\/em><\/strong><\/p>\n

Nap\u0159\u00edklad kdy\u017e auto vjede na parkovac\u00ed m\u00edsto, syst\u00e9m automaticky na\u010dte registra\u010dn\u00ed zna\u010dku a \u201espust\u00ed parkovac\u00ed automat\u201c s p\u0159\u00edslu\u0161nou sazbou, kter\u00e1 se m\u016f\u017ee li\u0161it v z\u00e1vislosti na d\u00e9lce parkov\u00e1n\u00ed, denn\u00ed dob\u011b nebo po\u010dtu aktu\u00e1ln\u011b zaparkovan\u00fdch aut. Kdy\u017e auto opust\u00ed parkovac\u00ed m\u00edsto, smlouva se automaticky ukon\u010d\u00ed a u\u017eivateli se strhne odpov\u00eddaj\u00edc\u00ed \u010d\u00e1stka v digit\u00e1ln\u00edch rublech.<\/span><\/em><\/strong><\/p>\n

\u201eChytr\u00e9 smlouvy jsou pro firmy ji\u017e zn\u00e1mou rutinou, ale mohou n\u00e1m v\u0161em u\u0161et\u0159it spoustu \u010dasu a zbyte\u010dn\u00e9ho \u00fasil\u00ed t\u00edm, \u017ee zkr\u00e1t\u00ed dobu pot\u0159ebnou k dokon\u010den\u00ed ka\u017edodenn\u00edch \u00fakol\u016f. V kombinaci s technologi\u00ed digit\u00e1ln\u00edho rublu se v\u0161e st\u00e1v\u00e1 je\u0161t\u011b jednodu\u0161\u0161\u00edm a transparentn\u011bj\u0161\u00edm,\u201c \u0159ekl Alexey Okhorzin, senior viceprezident a vedouc\u00ed odd\u011blen\u00ed retailov\u00e9ho bankovnictv\u00ed ve spole\u010dnosti VTB. \u201eExperiment s parkov\u00e1n\u00edm ukazuje, \u017ee z\u00e1kazn\u00edk ji\u017e nemus\u00ed hledat parkovac\u00ed automat a \u010dekat ve front\u011b, instalovat si aplikaci, uchov\u00e1vat si parkovac\u00ed l\u00edstek ani cokoli skenovat p\u0159i opu\u0161t\u011bn\u00ed parkovi\u0161t\u011b. Po opu\u0161t\u011bn\u00ed parkovac\u00edho m\u00edsta chytr\u00e1 smlouva automaticky vypo\u010d\u00edt\u00e1 a ode\u010dte poplatek s ohledem na \u010das a dal\u0161\u00ed podm\u00ednky, bez termin\u00e1l\u016f, karet nebo aplikac\u00ed, a to i v p\u0159\u00edpad\u011b, \u017ee je u\u017eivatel offline. Chytr\u00e1 smlouva si nav\u00edc pamatuje m\u00edsto parkov\u00e1n\u00ed a aktivuje se p\u0159i jeho p\u0159\u00ed\u0161t\u00ed n\u00e1v\u0161t\u011bv\u011b.\u201c<\/span><\/em><\/strong><\/p>\n

Kdy\u017e se nebezpe\u010dn\u00ed konspira\u010dn\u00ed teoretici ptaj\u00ed, pro\u010d v\u0161echny centr\u00e1ln\u00ed banky po cel\u00e9m sv\u011bt\u011b, kter\u00e9 poslouchaj\u00ed MMF, ozn\u00e1mily sou\u010dasn\u011b s v\u00fdvojem CBDC, m\u016f\u017eete nyn\u00ed odpov\u011bd\u011bt:\u00a0<\/span>aby se usnadnilo parkov\u00e1n\u00ed<\/span><\/em>\u00a0.<\/span><\/p>\n

V\u011bt\u0161ina Rus\u016f je podle velmi spolehliv\u00e9ho bankovn\u00edho pr\u016fzkumu p\u0159ipravena dost\u00e1vat sv\u00e9 platy v digit\u00e1ln\u00edch rublech.<\/span><\/strong><\/h2>\n
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Zdroj:\u00a0<\/span>bcs-express.ru<\/span><\/a><\/figcaption><\/figure>\n

Podle v\u00fdsledk\u016f pr\u016fzkumu<\/span><\/a>\u00a0banky VTB\u00a0je 68 % Rus\u016f otev\u0159eno platb\u00e1m v digit\u00e1ln\u00edch rublech.<\/span><\/p>\n

Stejn\u00fd pr\u016fzkum v\u0161ak ukazuje, \u017ee 42 % respondent\u016f by pou\u017e\u00edvalo digit\u00e1ln\u00ed rubly stejn\u011b \u010dasto jako hotovostn\u00ed i bezhotovostn\u00ed rubly… co\u017e znamen\u00e1, \u017ee 26 % by souhlasilo s pravideln\u00fdmi platbami v digit\u00e1ln\u00edch rublech, kter\u00e9 by pou\u017e\u00edvali jen ob\u010das, z\u0159\u00eddka nebo mo\u017en\u00e1 nikdy? (Vzhledem k tomu, \u017ee na digit\u00e1ln\u00edch rublech nelze z\u00edskat \u00faroky, nen\u00ed jasn\u00e9, pro\u010d by je n\u011bkdo neutratil co nejd\u0159\u00edve.) Je to z\u00e1hada.<\/span><\/p>\n

V\u00fdsledky pr\u016fzkumu ost\u0159e kontrastuj\u00ed s\u00a0<\/span>v\u00fdsledky \u010dervnov\u00e9ho pr\u016fzkumu<\/span><\/a>\u00a0, ve kter\u00e9m bylo pouze 6 % Rus\u016f ochotno otev\u0159\u00edt si digit\u00e1ln\u00ed pen\u011b\u017eenku. M\u016f\u017ee se toho za \u010dty\u0159i m\u011bs\u00edce tolik zm\u011bnit?<\/span><\/p>\n

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Zdroj:\u00a0<\/span>kommersant.ru<\/span><\/a><\/figcaption><\/figure>\n

Ud\u011blej si z toho, co chce\u0161.<\/span><\/p>\n

A nakonec\u2026<\/span><\/p>\n

Rusk\u00e1 banka potvrzuje, \u017ee digit\u00e1ln\u00ed rubl pom\u016f\u017ee babi\u010dk\u00e1m pos\u00edlat pen\u00edze sv\u00fdm obl\u00edben\u00fdm vnou\u010dat\u016fm<\/span><\/strong><\/h2>\n
\"\"
Zdroj:\u00a0<\/span>rbc.ru<\/span><\/a><\/figcaption><\/figure>\n

Rusk\u00e1 banka si l\u00e1me hlavu:\u00a0<\/span>Jak p\u0159esv\u011bd\u010dit rusk\u00e9 babi\u010dky, aby dost\u00e1valy d\u016fchody v digit\u00e1ln\u00edch rublech?<\/span><\/em><\/p>\n

Najednou p\u0159i\u0161el\u00a0<\/span>n\u00e1pad<\/span><\/a>\u00a0:<\/span><\/p>\n

Digit\u00e1ln\u00ed rubly z\u00edskan\u00e9 jako d\u016fchod lze pou\u017e\u00edt nejen k placen\u00ed v obchodech, ale tak\u00e9 k pos\u00edl\u00e1n\u00ed pen\u011bz milovan\u00e9mu vnou\u010deti bez dal\u0161\u00edch poplatk\u016f.\u00a0<\/span><\/em><\/strong>Centr\u00e1ln\u00ed banka to uvedla<\/span><\/strong><\/em><\/a>\u00a0ve sv\u00e9 odpov\u011bdi na ot\u00e1zku \u201eJak m\u00e1m vysv\u011btlit digit\u00e1ln\u00ed rubl sv\u00e9 babi\u010dce?\u201c.<\/span><\/em><\/strong><\/p>\n

[\u2026]<\/span><\/p>\n

Centr\u00e1ln\u00ed banka upozornila, \u017ee p\u0159evod pen\u011bz na bankovn\u00ed kartu jejich \u201eobl\u00edben\u00e9ho vnou\u010dete\u201c m\u016f\u017ee v\u00e9st k dodate\u010dn\u00fdm n\u00e1klad\u016fm, proto\u017ee n\u011bkter\u00e9 banky si \u00fa\u010dtuj\u00ed provize. U digit\u00e1ln\u00edch rubl\u016f to v\u0161ak neplat\u00ed.<\/span><\/em><\/strong><\/p>\n

\u201eZa p\u0159evody pomoc\u00ed digit\u00e1ln\u00edch rubl\u016f se ne\u00fa\u010dtuj\u00ed \u017e\u00e1dn\u00e9 poplatky; jsou zdarma,\u201c vysv\u011btlil regul\u00e1tor.<\/span><\/em><\/strong><\/p>\n

No tedy.<\/span><\/p>\n

\"\"
Mistrovsk\u00e9 d\u00edlo um\u011bl\u00e9 inteligence zrozen\u00e9 z v\u00fdzvy \u201eVytvo\u0159te karikaturu rusk\u00e9 b\u00e1bu\u0161ky obj\u00edmaj\u00edc\u00ed \u0161\u0165astn\u00fd digit\u00e1ln\u00ed rubl.\u201c<\/span><\/em><\/figcaption><\/figure>\n

Od Edwarda Slavsquata<\/span><\/em><\/p>\n<\/div>\n<\/div>\n

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Zdroj<\/span><\/a><\/span><\/h3>\n

 <\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Vzru\u0161uj\u00edc\u00ed zpr\u00e1vy o bezpe\u010dn\u00e9 a pohodln\u00e9 CBDC od Bank of Russia V posledn\u00edch t\u00fddnech do\u0161lo…<\/p>\n","protected":false},"author":2,"featured_media":89943,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[503,5545,22],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/89942"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=89942"}],"version-history":[{"count":1,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/89942\/revisions"}],"predecessor-version":[{"id":89944,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/89942\/revisions\/89944"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/89943"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=89942"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=89942"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=89942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}