{"id":89735,"date":"2025-10-13T00:18:55","date_gmt":"2025-10-12T22:18:55","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=89735"},"modified":"2025-10-12T14:47:31","modified_gmt":"2025-10-12T12:47:31","slug":"nemecko-konci-zakonne-zdravotni-pojisteni","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2025\/10\/13\/nemecko-konci-zakonne-zdravotni-pojisteni\/","title":{"rendered":"N\u011bmecko: Kon\u010d\u00ed z\u00e1konn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed?"},"content":{"rendered":"
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Pokud politici nepodniknou protiopat\u0159en\u00ed, hroz\u00ed n\u011bmeck\u00fdm syst\u00e9m\u016fm z\u00e1konn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed tot\u00e1ln\u00ed kolaps. Ro\u010dn\u00ed deficit nad\u00e1le roste a brzy by mohl dos\u00e1hnout stovek miliard. Kosmetick\u00e1 opat\u0159en\u00ed to nezm\u011bn\u00ed.<\/span><\/strong><\/p>\n

Zaveden\u00e9 strany nejen sabotovaly d\u016fchodov\u00fd syst\u00e9m a poskytly N\u011bmc\u016fm jeden z nejhor\u0161\u00edch d\u016fchodov\u00fdch syst\u00e9m\u016f v Evrop\u011b, ale tak\u00e9 p\u0159ivedly z\u00e1konn\u00e9 zdravotn\u00ed poji\u0161\u0165ovny na pokraj kolapsu. Na jedn\u00e9 stran\u011b slo\u017eit\u00fd syst\u00e9m soukrom\u00fdch a z\u00e1konn\u00fdch zdravotn\u00edch poji\u0161\u0165oven umo\u017e\u0148uje t\u011bm prvn\u00edm vyb\u00edrat si, zat\u00edmco ty druh\u00e9 hrad\u00ed n\u00e1klady. V\u010detn\u011b imigrace do syst\u00e9mu soci\u00e1ln\u00edho zabezpe\u010den\u00ed.<\/span><\/p>\n

Pokud to bude takto pokra\u010dovat, mohl by\u00a0<\/span>deficit z\u00e1konn\u00fdch zdravotn\u00edch poji\u0161\u0165oven \u2013\u00a0<\/span>alespo\u0148 podle v\u00fdpo\u010dt\u016f poradensk\u00e9 spole\u010dnosti Deloitte<\/span><\/a>\u00a0\u2013 do roku 2050 vzr\u016fst na v\u00edce ne\u017e 300 miliard eur.<\/span><\/strong>\u00a0Ji\u017e pro rok 2030 se o\u010dek\u00e1vaj\u00ed deficity p\u0159\u00edjm\u016f ve v\u00fd\u0161i 89 a\u017e 98 miliard eur. A to i p\u0159esto, \u017ee dodate\u010dn\u00e9 p\u0159\u00edsp\u011bvky nad\u00e1le rostou. To maj\u00ed zm\u011bnit \u00fasporn\u00e1 opat\u0159en\u00ed a \u201ezlep\u0161en\u00ed p\u0159\u00edjm\u016f\u201c, v\u010detn\u011b vy\u0161\u0161\u00edch dan\u00ed z nezdrav\u00fdch potravin. Pro srovn\u00e1n\u00ed, lo\u0148sk\u00fd deficit \u010dinil p\u0159ibli\u017en\u011b\u00a0<\/span>6 miliard eur<\/span><\/a>\u00a0.<\/span><\/p>\n

Vzhledem k prob\u00edhaj\u00edc\u00ed deindustrializaci N\u011bmecka a o\u010dek\u00e1van\u00e9mu n\u00e1r\u016fstu nezam\u011bstnanosti se v\u0161ak situace pravd\u011bpodobn\u011b v\u00fdrazn\u011b nezlep\u0161\u00ed. A pokud bude exodus vzd\u011blan\u00fdch N\u011bmc\u016f pokra\u010dovat, zat\u00edmco do zem\u011b budou nad\u00e1le proudit nevzd\u011blan\u00ed imigranti, v\u011bci se nezlep\u0161\u00ed. Krom\u011b toho neust\u00e1le rostouc\u00ed dodate\u010dn\u00e9 p\u0159\u00edsp\u011bvky zvy\u0161uj\u00ed nemzdov\u00e9 n\u00e1klady na pr\u00e1ci, zat\u00edmco z\u00e1rove\u0148 trp\u00ed re\u00e1ln\u00e1 kupn\u00ed s\u00edla lid\u00ed.<\/span><\/p>\n

Bez\u00a0<\/span>kompletn\u00ed reformy syst\u00e9mu zdravotn\u00edho poji\u0161t\u011bn\u00ed (slou\u010den\u00ed v\u0161ech soukrom\u00fdch a z\u00e1konn\u00fdch zdravotn\u00edch poji\u0161\u0165oven) a zastaven\u00ed imigrace do syst\u00e9m\u016f soci\u00e1ln\u00edho zabezpe\u010den\u00ed<\/span><\/strong>\u00a0nebude mo\u017en\u00e9 zastavit sestupnou spir\u00e1lu. Chyb\u00ed v\u0161ak politick\u00e1 v\u016fle k p\u0159ijet\u00ed skute\u010dn\u011b komplexn\u00edch krok\u016f. Musely by se v\u00fdrazn\u011b zv\u00fd\u0161it p\u0159\u00edsp\u011bvky pro osoby pob\u00edraj\u00edc\u00ed ob\u010dansk\u00fd p\u0159\u00edjem (t\u00e9m\u011b\u0159 polovina z nich jsou cizinci), kter\u00e9 ani zdaleka nepokr\u00fdvaj\u00ed n\u00e1klady. Z\u00e1konn\u00e9 zdravotn\u00ed poji\u0161\u0165ovny (tj. pracuj\u00edc\u00ed p\u0159isp\u011bvatel\u00e9) se mus\u00ed o tuto z\u00e1t\u011b\u017e pod\u011blit \u2013\u00a0<\/span>a proto podnikaj\u00ed pr\u00e1vn\u00ed kroky<\/span><\/a>\u00a0.<\/span><\/p>\n

Je\u0161t\u011b v\u00edce vyvst\u00e1v\u00e1 ot\u00e1zka, pro\u010d by obyvatelstvo (a\u0165 u\u017e ti se z\u00e1konn\u00fdm poji\u0161t\u011bn\u00edm, nebo da\u0148ov\u00ed poplatn\u00edci) m\u011blo za v\u0161echny tyto imigranty platit. Koneckonc\u016f, jen pro cizince je to v syst\u00e9mu p\u0159\u00edjm\u016f ob\u010dan\u016f v\u00edce ne\u017e osm miliard eur (pod\u00edl st\u00e1tn\u00edch plateb do fond\u016f zdravotn\u00edho poji\u0161t\u011bn\u00ed plus dodate\u010dn\u00e9 v\u00fdhody poskytovan\u00e9 fondy). A toto \u010d\u00edslo se nesn\u00ed\u017e\u00ed.<\/span><\/p>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

Pokud politici nepodniknou protiopat\u0159en\u00ed, hroz\u00ed n\u011bmeck\u00fdm syst\u00e9m\u016fm z\u00e1konn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed tot\u00e1ln\u00ed kolaps. Ro\u010dn\u00ed deficit nad\u00e1le…<\/p>\n","protected":false},"author":2,"featured_media":89736,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[371,84,514],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/89735"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=89735"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/89735\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/89736"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=89735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=89735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=89735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}