{"id":8775,"date":"2022-03-03T02:01:39","date_gmt":"2022-03-03T01:01:39","guid":{"rendered":"http:\/\/www.infokuryr.cz\/n\/?p=8775"},"modified":"2022-03-02T19:27:47","modified_gmt":"2022-03-02T18:27:47","slug":"valka-o-hotovost-vstupuje-do-odvazne-nove-faze","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2022\/03\/03\/valka-o-hotovost-vstupuje-do-odvazne-nove-faze\/","title":{"rendered":"V\u00e1lka o hotovost vstupuje do odv\u00e1\u017en\u00e9 nov\u00e9 f\u00e1ze"},"content":{"rendered":"
<\/div>\n

V\u017edy se pod\u00edvejte za zjevn\u00e9 titulky, abyste vid\u011bli, co se d\u011bje v z\u00e1kulis\u00ed.\u00a0V tomto p\u0159\u00edpad\u011b jsou n\u00e1stroje konfiskace aktiv rafinovan\u00e9: z\u00e1porn\u00e9 \u00farokov\u00e9 sazby, omezen\u00ed v\u00fdb\u011bru hotovosti, bankovn\u00ed p\u0159evody a zmrazen\u00ed aktiv.\u00a0Chcete-li udr\u017eet pen\u00edze na\u017eivu, mus\u00edte je pou\u017e\u00edvat denn\u011b.\u00a0\u2043 Editor\u00a0<\/em><\/strong><\/p>\n

S tolika zpr\u00e1vami o Ukrajin\u011b, inflaci, masivn\u00edch vl\u00e1dn\u00edch v\u00fddaj\u00edch a raketov\u011b rostouc\u00edch deficitech je snadn\u00e9 p\u0159ehl\u00e9dnout prob\u00edhaj\u00edc\u00ed v\u00e1lku o hotovost.\u00a0To je chyba, proto\u017ee to m\u00e1 nejen v\u00e1\u017en\u00e9 d\u016fsledky pro va\u0161e pen\u00edze, ale tak\u00e9 pro va\u0161e soukrom\u00ed a osobn\u00ed svobodu, jak dnes uvid\u00edte.<\/p>\n

V\u00e1lka o hotovost je glob\u00e1ln\u00edm \u00fasil\u00edm, kter\u00e9 se vede na mnoha front\u00e1ch.\u00a0Podle m\u00e9ho n\u00e1zoru je v\u00e1lka s hotovost\u00ed nebezpe\u010dn\u00e1 kv\u016fli ztr\u00e1t\u011b soukrom\u00ed a riziku, \u017ee vl\u00e1da zabav\u00ed majetek.<\/p>\n

Vl\u00e1dy v\u017edy pou\u017e\u00edvaj\u00ed pran\u00ed \u0161pinav\u00fdch pen\u011bz, obchodov\u00e1n\u00ed s drogami a terorismus jako z\u00e1minku k tomu, aby sledovaly poctiv\u00e9 ob\u010dany a up\u00edraly jim mo\u017enost pou\u017e\u00edvat pen\u011b\u017en\u00ed alternativy, jako je fyzick\u00e1 hotovost, zlato a dnes i kryptom\u011bny.<\/p>\n

Skute\u010dn\u00e9 b\u0159emeno v\u00e1lky s hotovost\u00ed spo\u010d\u00edv\u00e1 na poctiv\u00fdch ob\u010danech, kte\u0159\u00ed \u010del\u00ed konfiskaci sv\u00fdch aktiv prost\u0159ednictv\u00edm negativn\u00edch \u00farokov\u00fdch sazeb, ztr\u00e1ty soukrom\u00ed, zmrazen\u00ed \u00fa\u010dt\u016f a omezen\u00ed v\u00fdb\u011bru nebo p\u0159evodu hotovosti.<\/p>\n

Nep\u0159\u00e1tel\u00e9 hotovosti propaguj\u00ed jednoduchost a pohodl\u00ed digit\u00e1ln\u00edch plateb.\u00a0Samoz\u0159ejm\u011b nelze pop\u0159\u00edt, \u017ee digit\u00e1ln\u00ed platby jsou docela pohodln\u00e9.\u00a0S\u00e1m je pou\u017e\u00edv\u00e1m ve form\u011b kreditn\u00edch a debetn\u00edch karet, bankovn\u00edch p\u0159evod\u016f, automatick\u00fdch vklad\u016f a plateb \u00fa\u010dt\u016f.\u00a0Vy ur\u010dit\u011b taky.<\/p>\n

Ale nejjist\u011bj\u0161\u00ed zp\u016fsob, jak n\u011bkoho ukol\u00e9bat k samolibosti, je nab\u00eddnout \u201evymo\u017eenosti\u201c, kter\u00e9 se rychle stanou zvykem a nemohou b\u00fdt bez.\u00a0Faktor pohodl\u00ed se prosazuje a spot\u0159ebitel\u00e9 migruj\u00ed z hotovosti na digit\u00e1ln\u00ed platby, stejn\u011b jako p\u0159ed sto lety p\u0159e\u0161li ze zlat\u00fdch a st\u0159\u00edbrn\u00fdch minc\u00ed na pap\u00edrov\u00e9 pen\u00edze.<\/p>\n

Pr\u016fzkum zjistil, \u017ee v\u00edce ne\u017e t\u0159etina Ameri\u010dan\u016f a Evropan\u016f by nem\u011bla v\u016fbec \u017e\u00e1dn\u00fd probl\u00e9m obej\u00edt se bez hotovosti a platit zcela digit\u00e1ln\u011b.\u00a0Konkr\u00e9tn\u011b studie zjistila, \u017ee 34 % Evropan\u016f a 38 % dot\u00e1zan\u00fdch Ameri\u010dan\u016f by rad\u011bji platilo bezhotovostn\u011b.<\/p>\n

Ve skute\u010dnosti je v\u0161ak takzvan\u00e1 \u201ebezhotovostn\u00ed spole\u010dnost\u201c jen trojsk\u00fdm kon\u011bm pro syst\u00e9m, ve kter\u00e9m jsou v\u0161echna finan\u010dn\u00ed aktiva elektronick\u00e1 a zastoupena digit\u00e1ln\u011b v knih\u00e1ch n\u011bkolika velk\u00fdch bank a spr\u00e1vc\u016f majetku.<\/p>\n

Jakmile toho bude dosa\u017eeno, bude pro st\u00e1tn\u00ed moc snadn\u00e9 zabavit a zmrazit majetek nebo jej podrobit neust\u00e1l\u00e9mu dohledu, zdan\u011bn\u00ed a dal\u0161\u00edm form\u00e1m digit\u00e1ln\u00ed konfiskace, jako je negativn\u00ed \u00farok.<\/p>\n

Dokud m\u016f\u017eete j\u00edt do sv\u00e9 banky a vybrat si sv\u00e9 pen\u00edze, oni to nemohou ud\u011blat.\u00a0To je kl\u00ed\u010d.\u00a0Jin\u00fdmi slovy, je pro n\u011b mnohem snaz\u0161\u00ed kontrolovat va\u0161e pen\u00edze, pokud v\u00e1s nejprve na\u017eenou do digit\u00e1ln\u00ed chl\u00e9va.\u00a0To je jejich skute\u010dn\u00fd c\u00edl a v\u0161echny ostatn\u00ed d\u016fvody jsou jen v\u00fdmluvy.<\/p>\n

To v\u00e1m ne\u0159eknou.<\/p>\n

Elity v\u011bd\u00ed, \u017ee v norm\u00e1ln\u00ed dob\u011b nemohou prosazovat sv\u00e9 nepopul\u00e1rn\u00ed programy.\u00a0Glob\u00e1ln\u00ed elity a hlubinn\u00ed st\u00e1tn\u00ed akt\u00e9\u0159i maj\u00ed v\u017edy dlouh\u00fd seznam program\u016f a na\u0159\u00edzen\u00ed, na jejich\u017e implementaci se nemohou do\u010dkat.\u00a0V\u011bd\u00ed, \u017ee v\u011bt\u0161ina z nich je velmi nepopul\u00e1rn\u00ed a \u017ee za norm\u00e1ln\u00edch okolnost\u00ed by s jejich implementac\u00ed nikdy nepro\u0161li.<\/p>\n

Kdy\u017e ale vypukne krize, ob\u010dan\u00e9 zoufale tou\u017e\u00ed po rychl\u00e9 akci a rychl\u00fdch \u0159e\u0161en\u00edch.\u00a0Elity p\u0159edlo\u017e\u00ed sv\u00e9 z\u00e1chrann\u00e9 bal\u00ed\u010dky, ale pak je pou\u017eij\u00ed jako trojsk\u00e9 kon\u011b k propa\u0161ov\u00e1n\u00ed ve sv\u00fdch seznamech p\u0159\u00e1n\u00ed.\u00a0To je p\u0159esn\u011b to, co pr\u00e1v\u011b za\u017e\u00edv\u00e1me.<\/p>\n

Dobr\u00fdm p\u0159\u00edkladem je z\u00e1kon USA Patriot Act p\u0159ijat\u00fd po 11. z\u00e1\u0159\u00ed.\u00a0Samoz\u0159ejm\u011b byla nutn\u00e1 n\u011bjak\u00e1 protiteroristick\u00e1 opat\u0159en\u00ed.\u00a0Ministerstvo financ\u00ed v\u0161ak m\u011blo dlouh\u00fd seznam p\u0159\u00e1n\u00ed, kter\u00fd zahrnoval hl\u00e1\u0161en\u00ed hotovostn\u00edch transakc\u00ed a omezov\u00e1n\u00ed mo\u017enosti ob\u010dan\u016f p\u0159ij\u00edmat hotovost.<\/p>\n

Vlo\u017eili tento seznam p\u0159\u00e1n\u00ed do Patriot Act a od t\u00e9 doby \u017eijeme s v\u00fdsledky, i kdy\u017e 11. z\u00e1\u0159\u00ed je d\u00e1vno pry\u010d.<\/p>\n

Hotovost br\u00e1n\u00ed centr\u00e1ln\u00edm bank\u00e1m zav\u00e1d\u011bt z\u00e1porn\u00e9 \u00farokov\u00e9 sazby, proto\u017ee pak by si lid\u00e9 vyb\u00edrali hotovost z bankovn\u00edho syst\u00e9mu.<\/p>\n

Pokud si nacpou hotovost do matrace, nic nevyd\u011blaj\u00ed, to je pravda.\u00a0Ale aspo\u0148 o nic nep\u0159ijdou.\u00a0Jakmile budou v\u0161echny pen\u00edze digit\u00e1ln\u00ed, nebudete si moci vybrat hotovost a vyhnout se negativn\u00edmu \u00faroku.\u00a0Budete uv\u011bzn\u011bni v digit\u00e1ln\u00edm peru bez cesty ven.<\/p>\n

Co takhle investovat sv\u00e9 pen\u00edze do kryptom\u011bn, jako je bitcoin?<\/p>\n

Nejprve si ujasn\u011bme, \u017ee vl\u00e1dy maj\u00ed monopol na tvorbu pen\u011bz a nemaj\u00ed v \u00famyslu tento monopol postoupit digit\u00e1ln\u00edm m\u011bn\u00e1m, jako je bitcoin.\u00a0Libertari\u00e1n\u0161t\u00ed zast\u00e1nci kryptom\u011bn oslavuj\u00ed jejich decentralizovanou povahu a nedostatek vl\u00e1dn\u00edho dohledu.\u00a0Ale jejich v\u00edra v udr\u017eitelnost mocn\u00fdch syst\u00e9m\u016f mimo vl\u00e1dn\u00ed kontrolu je naivn\u00ed.<\/p>\n

Blockchain neexistuje na \u00e9teru (navzdory n\u00e1zvu kryptom\u011bny) a nen\u00ed ani na Marsu.\u00a0Blockchain z\u00e1vis\u00ed na kritick\u00e9 infrastruktu\u0159e, jako jsou servery, telekomunika\u010dn\u00ed s\u00edt\u011b, bankovn\u00ed syst\u00e9m a rozvodn\u00e1 s\u00ed\u0165, z nich\u017e v\u0161echny jsou pod vl\u00e1dn\u00ed kontrolou.<\/p>\n

Mus\u00edte pochopit tuto realitu.<\/p>\n

Dobrou zpr\u00e1vou je, \u017ee hotovost je st\u00e1le p\u0159evl\u00e1daj\u00edc\u00edm zp\u016fsobem platby v mnoha zem\u00edch, v\u010detn\u011b USA.\u00a0Probl\u00e9m je v tom, \u017ee jak se digit\u00e1ln\u00ed platby mno\u017e\u00ed a hotovost kles\u00e1, je dosa\u017eeno \u201ebodu zvratu\u201c, kdy najednou u\u017e nem\u00e1 smysl pou\u017e\u00edvat hotovost kv\u016fli n\u00e1klad\u016fm a souvisej\u00edc\u00ed logistice.<\/p>\n

Jakmile vyu\u017eit\u00ed hotovosti klesne do ur\u010dit\u00e9ho bodu, ztrat\u00ed se \u00faspory z rozsahu a vyu\u017eit\u00ed m\u016f\u017ee klesnout na nulu t\u00e9m\u011b\u0159 p\u0159es noc.\u00a0Pamatujete si, jak n\u00e1hle zmizela hudebn\u00ed CD, kdy\u017e se staly popul\u00e1rn\u00ed form\u00e1ty MP3 a streaming?<\/p>\n

Hotovost m\u016f\u017ee zmizet stejn\u011b rychle.<\/p>\n

Jakmile v\u00e1lka o hotovost nabere takovou dynamiku, bude prakticky nemo\u017en\u00e9 ji zastavit.<\/p>\n

Krom\u011b ztr\u00e1ty soukrom\u00ed plynou dal\u0161\u00ed nebezpe\u010d\u00ed bezhotovostn\u00ed spole\u010dnosti ze skute\u010dnosti, \u017ee digit\u00e1ln\u00ed pen\u00edze p\u0159ev\u00e1d\u011bn\u00e9 pomoc\u00ed kreditn\u00edch nebo debetn\u00edch karet nebo jin\u00fdch elektronick\u00fdch platebn\u00edch syst\u00e9m\u016f jsou zcela z\u00e1visl\u00e9 na elektrick\u00e9 s\u00edti.\u00a0Pokud elektrick\u00e1 s\u00ed\u0165 sel\u017ee v d\u016fsledku bou\u0159\u00ed, nehod, sabot\u00e1\u017e\u00ed nebo kybernetick\u00fdch \u00fatok\u016f, na\u0161e digit\u00e1ln\u00ed ekonomika se zcela zastav\u00ed.<\/p>\n

Nyn\u00ed je \u010das se chr\u00e1nit.\u00a0Nejlep\u0161\u00ed je, kdy\u017e si \u010d\u00e1st sv\u00e9ho bohatstv\u00ed nech\u00e1te mimo bankovn\u00ed syst\u00e9m.<\/p>\n

Proto je dobr\u00e9 ponechat si \u010d\u00e1st likvidity v pap\u00edrov\u00fdch pen\u011bz\u00edch (dokud m\u016f\u017eete) a ve zlat\u00fdch \u010di st\u0159\u00edbrn\u00fdch minc\u00edch.\u00a0Zejm\u00e9na zlat\u00e9 a st\u0159\u00edbrn\u00e9 mince jsou dobr\u00e9 pen\u00edze v ka\u017ed\u00e9 zemi na sv\u011bt\u011b.<\/p>\n

Proto v\u017edy \u0159\u00edk\u00e1m, \u017ee st\u0159adatel\u00e9 a lid\u00e9 s dlouhodob\u00fdm sm\u00fd\u0161len\u00edm by m\u011bli kupovat fyzick\u00e9 zlato nyn\u00ed, dokud jsou ceny je\u0161t\u011b atraktivn\u00ed a dokud je\u0161t\u011b mohou.<\/p>\n

D\u016frazn\u011b v\u00e1m doporu\u010duji vlastnit fyzick\u00e9 zlato (a st\u0159\u00edbro).\u00a0Doporu\u010duji investovat 10 % sv\u00e9ho investovateln\u00e9ho majetku do zlata.\u00a0Pokud chcete b\u00fdt opravdu agresivn\u00ed, tak mo\u017en\u00e1 20 %.\u00a0Ale u\u017e ne.<\/p>\n

Jen si dejte pozor, abyste ho nedr\u017eeli v bance, proto\u017ee by mohl b\u00fdt zabaven.\u00a0Ma\u0159\u00ed \u00fa\u010del tohoto typu ochrany.<\/p>\n

Zna\u010dnou \u010d\u00e1st sv\u00e9ho bohatstv\u00ed m\u00e1m v nedigit\u00e1ln\u00ed podob\u011b, v\u010detn\u011b nemovitost\u00ed, um\u011bn\u00ed a drah\u00fdch kov\u016f, kter\u00e9 m\u00e1m v bezpe\u010d\u00ed a ne v bance.\u00a0Nen\u00ed to proto, \u017ee bych byl paranoidn\u00ed nebo fanatick\u00fd prepper.\u00a0Jen si mysl\u00edm, \u017ee v t\u00e9to dob\u011b je to moudr\u00e9.<\/p>\n

D\u016frazn\u011b v\u00e1m doporu\u010duji, abyste ud\u011blali tot\u00e9\u017e.\u00a0Bezhotovostn\u00ed spole\u010dnost by tu mohla b\u00fdt d\u0159\u00edve, ne\u017e si mysl\u00edte.<\/p>\n

S p\u0159\u00e1telsk\u00fdm pozdravem,<\/p>\n

Jim Rickards<\/em>
\npro The Daily Reckoning<\/em><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

V\u017edy se pod\u00edvejte za zjevn\u00e9 titulky, abyste vid\u011bli, co se d\u011bje v z\u00e1kulis\u00ed.\u00a0V tomto p\u0159\u00edpad\u011b…<\/p>\n","protected":false},"author":2,"featured_media":6977,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[1147,279,683,133,90,1377,40],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/8775"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=8775"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/8775\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/6977"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=8775"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=8775"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=8775"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}