{"id":78477,"date":"2025-05-11T00:15:56","date_gmt":"2025-05-10T22:15:56","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=78477"},"modified":"2025-05-10T13:22:26","modified_gmt":"2025-05-10T11:22:26","slug":"eu-chce-do-roku-2027-zakazat-privacy-coiny-a-anonymni-krypto-ucty","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2025\/05\/11\/eu-chce-do-roku-2027-zakazat-privacy-coiny-a-anonymni-krypto-ucty\/","title":{"rendered":"EU chce do roku 2027 zak\u00e1zat privacy coiny a anonymn\u00ed krypto \u00fa\u010dty"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<div class=\"elementor-element elementor-element-1fb4c2c elementor-widget elementor-widget-theme-post-content\" data-id=\"1fb4c2c\" data-element_type=\"widget\" data-widget_type=\"theme-post-content.default\">\n<div class=\"elementor-widget-container\">\n<p>Evropsk\u00e1 unie (EU) pl\u00e1nuje do roku 2027 zak\u00e1zat tzv. privacy coiny \u2013 kryptom\u011bny, kter\u00e9 anonymizuj\u00ed transakce \u2013 a anonymn\u00ed krypto \u00fa\u010dty pomoc\u00ed sv\u00e9ho na\u0159\u00edzen\u00ed o boji proti pran\u00ed \u0161pinav\u00fdch pen\u011bz (AMLR).<\/p>\n<p>Pat\u0159\u00ed sem mimo jin\u00e9 \u00fa\u010dty krypto aktiv, kter\u00e9 umo\u017e\u0148uj\u00ed anonymitu, a tak\u00e9 pen\u011b\u017eenky, kter\u00e9 obsahuj\u00ed anonymizovan\u00e9 mince. Pozorovatel\u00e9 vn\u00edmaj\u00ed\u00a0<em>regulaci trh\u016f s kryptoaktivy<\/em>\u00a0(MiCA) jako potvrzen\u00ed t\u00e9to interpretace.<\/p>\n<p>Evropsk\u00e1\u00a0<strong>krypto iniciativa (EUCI)<\/strong>\u00a0zve\u0159ejnila pokyny pro boj proti pran\u00ed \u0161pinav\u00fdch pen\u011bz, kter\u00e9 vysv\u011btluj\u00ed, jak po\u017eadavky AMLR ovliv\u0148uj\u00ed\u00a0<strong>poskytovatele slu\u017eeb v oblasti kryptoaktiv (CASP)<\/strong>\u00a0a tak\u00e9 finan\u010dn\u00ed a \u00fav\u011brov\u00e9 instituce.<\/p>\n<p>Kl\u00ed\u010dov\u00fdm bodem je \u010dl\u00e1nek 79 z\u00e1kona AMLR:\u00a0<strong>Jak\u00e9koli zpracov\u00e1n\u00ed anonymn\u00edch \u00fa\u010dt\u016f je p\u0159\u00edsn\u011b zak\u00e1z\u00e1no<\/strong>\u00a0. Pro \u00fapravy r\u00e1mce existuje pouze omezen\u00fd prostor \u2013 pokud v\u016fbec n\u011bjak\u00fd \u2013 prostor. Podle zpr\u00e1v umo\u017e\u0148uje pouze povrchn\u00ed zm\u011bny, ani\u017e by ovlivnily podstatu na\u0159\u00edzen\u00ed.<\/p>\n<p>Tento z\u00e1kaz je sou\u010d\u00e1st\u00ed \u0161ir\u0161\u00edho regula\u010dn\u00edho bal\u00ed\u010dku, kter\u00fd zahrnuje sm\u011brnici o boji proti pran\u00ed \u0161pinav\u00fdch pen\u011bz (AML),\u00a0<strong>sm\u011brnici o boji proti pran\u00ed \u0161pinav\u00fdch pen\u011bz (AMLD)<\/strong>\u00a0a\u00a0<strong>na\u0159\u00edzen\u00ed o boji proti pran\u00ed \u0161pinav\u00fdch pen\u011bz (AMLAR)<\/strong>\u00a0.<\/p>\n<p>Zb\u00fdvaj\u00edc\u00ed regula\u010dn\u00ed oblast p\u016fsobnosti nyn\u00ed spo\u010d\u00edv\u00e1 prim\u00e1rn\u011b v pravomoci\u00a0<strong>Evropsk\u00e9ho org\u00e1nu pro bankovnictv\u00ed (EBA)<\/strong>\u00a0, kter\u00fd je odpov\u011bdn\u00fd za vypracov\u00e1n\u00ed\u00a0<strong>prov\u00e1d\u011bc\u00edch akt\u016f a akt\u016f v p\u0159enesen\u00e9 pravomoci<\/strong>\u00a0. To znamen\u00e1, \u017ee je st\u00e1le t\u0159eba definovat n\u011bkter\u00e1 podrobn\u00e1 pravidla, aby bylo mo\u017en\u00e9 dos\u00e1hnout pln\u00e9 harmonizace pro CASP.<\/p>\n<p>Jakmile budou pravidla ofici\u00e1ln\u011b p\u0159ijata, budou v\u0161echny\u00a0<strong>CASP, kter\u00e9 vykon\u00e1vaj\u00ed \u201ev\u00fdznamn\u00e9\u201c \u010dinnosti v nejm\u00e9n\u011b \u0161esti \u010dlensk\u00fdch st\u00e1tech EU,<\/strong>\u00a0podl\u00e9hat p\u0159\u00edm\u00e9mu dohledu ze strany AMLR. \u201ePodstatn\u00e1 aktivita\u201c je definov\u00e1na jako:<\/p>\n<ul>\n<li>aktivn\u00ed z\u00e1kaznickou z\u00e1kladnu alespo\u0148\u00a0<strong>20 000 u\u017eivatel\u016f<\/strong>\u00a0v ka\u017ed\u00e9 zemi nebo<\/li>\n<li>objem\u00a0<strong>transakc\u00ed nejm\u00e9n\u011b 56 milion\u016f americk\u00fdch dolar\u016f<\/strong>\u00a0.<\/li>\n<\/ul>\n<p>Dne\u00a0<strong>1. \u010dervence 2027<\/strong>\u00a0bude\u00a0<strong>40 spole\u010dnost\u00ed<\/strong>\u00a0\u2013 alespo\u0148 jedna z ka\u017ed\u00e9ho \u010dlensk\u00e9ho st\u00e1tu EU \u2013 vybr\u00e1no pro p\u0159\u00edm\u00e9 monitorov\u00e1n\u00ed v r\u00e1mci AMLR.<\/p>\n<p>Z\u00e1rove\u0148 se pro v\u0161echny transakce p\u0159esahuj\u00edc\u00ed ekvivalent\u00a0<strong>1 100 eur<\/strong>\u00a0stane povinnou\u00a0<strong>povinnou kontrolou klienta<\/strong>\u00a0.<\/p>\n<p>Hlavn\u00ed my\u0161lenkou t\u00e9to politiky je, \u017ee\u00a0<strong>platformy decentralizovan\u00fdch financ\u00ed (DeFi)<\/strong>\u00a0jsou \u00farodnou p\u016fdou pro krimin\u00e1ln\u00ed aktivity \u2013 zejm\u00e9na pro pran\u00ed \u0161pinav\u00fdch pen\u011bz z kryptom\u011bn do fiat m\u011bn.<\/p>\n<p>K tomu v\u0161ak doch\u00e1z\u00ed, i kdy\u017e\u00a0<strong>je skute\u010dn\u00fd pod\u00edl pran\u00ed \u0161pinav\u00fdch pen\u011bz z kryptom\u011bn pova\u017eov\u00e1n za zanedbateln\u00fd ve srovn\u00e1n\u00ed s tradi\u010dn\u00edm pran\u00edm \u0161pinav\u00fdch pen\u011bz<\/strong>\u00a0\u2013 a obvykle vy\u017eaduje podstatn\u011b v\u00edce krimin\u00e1ln\u00ed energie a technick\u00e9 sofistikovanosti.<\/p>\n<\/div>\n<\/div>\n<div class=\"elementor-element elementor-element-8c57238 quelle dc-has-condition dc-condition-empty elementor-widget elementor-widget-heading\" data-id=\"8c57238\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h3 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/cointelegraph.com\/news\/eu-crypto-ban-anonymous-privacy-tokens-2027\" target=\"_blank\" rel=\"nofollow noopener\">Zdroj<\/a><\/span><\/h3>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Evropsk\u00e1 unie (EU) pl\u00e1nuje do roku 2027 zak\u00e1zat tzv. privacy coiny \u2013 kryptom\u011bny, kter\u00e9 anonymizuj\u00ed&#8230;<\/p>\n","protected":false},"author":2,"featured_media":40252,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[41,133,720],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/78477"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=78477"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/78477\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/40252"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=78477"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=78477"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=78477"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}