{"id":74002,"date":"2025-03-11T00:14:04","date_gmt":"2025-03-10T23:14:04","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=74002"},"modified":"2025-03-10T21:01:10","modified_gmt":"2025-03-10T20:01:10","slug":"digitalni-euro-od-rijna-2025-svoboda-v-ohrozeni","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2025\/03\/11\/digitalni-euro-od-rijna-2025-svoboda-v-ohrozeni\/","title":{"rendered":"Digit\u00e1ln\u00ed euro od \u0159\u00edjna 2025: Svoboda v ohro\u017een\u00ed?"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p><strong>Z\u00e1klad pro zaveden\u00ed digit\u00e1ln\u00edho eura by mohl b\u00fdt polo\u017een b\u011bhem n\u011bkolika m\u011bs\u00edc\u016f. Prezidentka ECB Lagardeov\u00e1 prosazuje dystopick\u00fd projekt \u00fapln\u00e9 finan\u010dn\u00ed kontroly lid\u00ed v Evrop\u011b. Dal\u0161\u00ed krok do dystopick\u00e9 budoucnosti.<\/strong><\/p>\n<p>Evropsk\u00e1 centr\u00e1ln\u00ed banka (ECB) pod veden\u00edm Christine Lagardeov\u00e9 prosazuje p\u0159\u00edpravy na digit\u00e1ln\u00ed euro. Z\u00e1klady maj\u00ed b\u00fdt polo\u017eeny do \u0159\u00edjna 2025, i kdy\u017e samotn\u00e9 zaveden\u00ed st\u00e1le z\u00e1vis\u00ed na legislativn\u00edch p\u0159ek\u00e1\u017ek\u00e1ch. &#8222;Term\u00edn pro n\u00e1s bude \u0159\u00edjen 2025 a na toto datum se p\u0159ipravujeme,&#8220;\u00a0<a href=\"https:\/\/x.com\/marcfriedrich7\/status\/1898856304468181332\">vysv\u011btlila Lagardeov\u00e1<\/a>\u00a0. Implementace v\u0161ak z\u00e1vis\u00ed na schv\u00e1len\u00ed dal\u0161\u00edch z\u00fa\u010dastn\u011bn\u00fdch stran \u2013 Komise, Rada a Parlament mus\u00ed dokon\u010dit legislativn\u00ed proces.<\/p>\n<p>Zat\u00edmco ECB ofici\u00e1ln\u011b \u0159\u00edk\u00e1, \u017ee nebude p\u0159edstavena d\u0159\u00edve ne\u017e v roce 2028, projekt vyvol\u00e1v\u00e1 z\u00e1sadn\u00ed ot\u00e1zky. Digit\u00e1ln\u00ed euro bude k dispozici ve dvou verz\u00edch: maloobchodn\u00ed verze pro ob\u010dany a velkoobchodn\u00ed verze pro finan\u010dn\u00ed instituce. To, co centr\u00e1ln\u00ed bank\u00e9\u0159i chv\u00e1l\u00ed jako inovaci, by se mohlo uk\u00e1zat jako trojsk\u00fd k\u016f\u0148 pro ob\u010dansk\u00e9 svobody. Navzdory uji\u0161t\u011bn\u00ed ECB o \u201evysok\u00fdch standardech ochrany soukrom\u00ed\u201c z\u016fst\u00e1v\u00e1 z\u00e1kladn\u00ed fakt: digit\u00e1ln\u00ed m\u011bna centr\u00e1ln\u00ed banky vytv\u00e1\u0159\u00ed technick\u00e9 podm\u00ednky pro \u00faplnou finan\u010dn\u00ed transparentnost.<\/p>\n<p>Na rozd\u00edl od hotovosti zanech\u00e1v\u00e1 ka\u017ed\u00e1 transakce s digit\u00e1ln\u00edm eurem datovou stopu. Uji\u0161t\u011bn\u00ed, \u017ee ECB nebude sledovat transakce, se zd\u00e1 nep\u0159esv\u011bd\u010div\u00e9 s ohledem na rostouc\u00ed tendence vl\u00e1dn\u00edho dohledu. Technicky by bylo mo\u017en\u00e9 toto sebeomezen\u00ed kdykoli zru\u0161it \u2013 nap\u0159\u00edklad ve jm\u00e9nu \u201eboje proti terorismu\u201c nebo \u201eda\u0148ov\u00e9 spravedlnosti\u201c.<\/p>\n<p>Obzvl\u00e1\u0161t\u011b znepokojiv\u00e1 je mo\u017enost zmrazit nebo zabavit finan\u010dn\u00ed prost\u0159edky pouh\u00fdm stisknut\u00edm tla\u010d\u00edtka. To, co je dnes odm\u00edt\u00e1no jako teoretick\u00fd sc\u00e9n\u00e1\u0159, se z\u00edtra m\u016f\u017ee st\u00e1t ho\u0159kou realitou. Zku\u0161enosti s blokov\u00e1n\u00edm \u00fa\u010dt\u016f politicky ne\u017e\u00e1douc\u00edch jedinc\u016f a m\u00e9di\u00ed v z\u00e1padn\u00edch demokraci\u00edch ukazuj\u00ed, \u017ee toto nebezpe\u010d\u00ed nen\u00ed v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b neopodstatn\u011bn\u00e9. Digit\u00e1ln\u00ed euro by tuto koncentraci moci dramaticky zv\u00fd\u0161ilo. P\u0159edstavte si: Vl\u00e1dn\u00ed kritik n\u00e1hle zjist\u00ed, \u017ee je jeho digit\u00e1ln\u00ed z\u016fstatek zablokovan\u00fd \u2013 bez soudn\u00edho p\u0159\u00edkazu, bez pr\u00e1vn\u00edho postihu, bez hotovostn\u00ed alternativy.<\/p>\n<p>\u201eProgramovatelnost\u201c digit\u00e1ln\u00edho eura, kterou zast\u00e1nci v\u00edtaj\u00ed jako v\u00fdhodu, odhaluje jeho skute\u010dnou hrozbu: st\u00e1t by mohl ur\u010dovat, za co m\u016f\u017eete utratit sv\u00e9 pen\u00edze (nap\u0159\u00edklad ve spojen\u00ed s rozpo\u010dtem na CO2). V\u00fddajov\u00e9 limity pro ur\u010dit\u00e9 produkty, \u010dasov\u00e1 omezen\u00ed nebo zam\u00fd\u0161len\u00e1 pou\u017eit\u00ed mohou b\u00fdt naprogramov\u00e1ny p\u0159\u00edmo do m\u011bny. Tato kontrola by mohla b\u00fdt zneu\u017eita i k dosa\u017een\u00ed politick\u00fdch c\u00edl\u016f. Klimatick\u00e1 politika prost\u0159ednictv\u00edm omezen\u00ed n\u00e1kupu masa nebo leteck\u00e9 dopravy? Zdravotn\u00ed politika prost\u0159ednictv\u00edm omezen\u00ed \u201enezdrav\u00fdch\u201c potravin? Technick\u00e9 mo\u017enosti by byly t\u00e9m\u011b\u0159 neomezen\u00e9.<\/p>\n<p>Zat\u00edmco ECB prezentuje digit\u00e1ln\u00ed euro jako nezbytnou reakci na \u010d\u00ednsk\u00fd digit\u00e1ln\u00ed j\u00fcan a americk\u00e9 stablecoiny, skr\u00fdv\u00e1 pravou podstatu tohoto z\u00e1vodu: jde o kontrolu, nikoli o inovace. \u010c\u00ednsk\u00fd projekt CBDC ji\u017e ukazuje, jak lze digit\u00e1ln\u00ed m\u011bny vyu\u017e\u00edt k soci\u00e1ln\u00ed kontrole. Blockchainov\u00e9 testy ECB Ethereum mohou b\u00fdt technicky p\u016fsobiv\u00e9, ale odv\u00e1d\u011bj\u00ed pozornost od z\u00e1sadn\u00edho p\u0159esunu moci, kter\u00fd by digit\u00e1ln\u00ed euro znamenalo: pry\u010d od ob\u010dan\u016f a sm\u011brem ke st\u00e1tu a jeho instituc\u00edm.<\/p>\n<p>Digit\u00e1ln\u00ed euro nen\u00ed neutr\u00e1ln\u00edm platebn\u00edm prost\u0159edkem, ale potenci\u00e1ln\u00edm n\u00e1strojem k podkop\u00e1v\u00e1n\u00ed ob\u010dansk\u00fdch svobod. Slibovan\u00e9 v\u00fdhody \u2013 rychlej\u0161\u00ed transakce, offline funk\u010dnost, konkurenceschopnost \u2013 nep\u0159eva\u017euj\u00ed nad riziky. Zat\u00edmco Lagarde a ECB pokra\u010duj\u00ed v technick\u00fdch p\u0159\u00edprav\u00e1ch, ob\u010dan\u00e9 a poslanci by si m\u011bli polo\u017eit z\u00e1kladn\u00ed ot\u00e1zku: Chceme spole\u010dnost, ve kter\u00e9 bude mo\u017en\u00e9 ka\u017edou finan\u010dn\u00ed transakci monitorovat, kontrolovat a sankcionovat? Odpov\u011b\u010f na tuto ot\u00e1zku bude m\u00edt d\u016fsledky i po roce 2025 nebo 2028.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-71983\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2025\/02\/aaa.jpg\" alt=\"\" width=\"89\" height=\"23\" \/><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Z\u00e1klad pro zaveden\u00ed digit\u00e1ln\u00edho eura by mohl b\u00fdt polo\u017een b\u011bhem n\u011bkolika m\u011bs\u00edc\u016f. Prezidentka ECB Lagardeov\u00e1&#8230;<\/p>\n","protected":false},"author":2,"featured_media":74003,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[4828,279,117],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/74002"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=74002"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/74002\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/74003"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=74002"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=74002"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=74002"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}