{"id":72225,"date":"2025-02-14T00:35:12","date_gmt":"2025-02-13T23:35:12","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=72225"},"modified":"2025-02-13T13:25:09","modified_gmt":"2025-02-13T12:25:09","slug":"mastercard-planuje-do-roku-2030-nahradit-kreditni-karty-biometrickymi-kartami","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2025\/02\/14\/mastercard-planuje-do-roku-2030-nahradit-kreditni-karty-biometrickymi-kartami\/","title":{"rendered":"Mastercard pl\u00e1nuje do roku 2030 nahradit kreditn\u00ed karty biometrick\u00fdmi kartami"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<div class=\"elementor-element elementor-element-1fb4c2c elementor-widget elementor-widget-theme-post-content\" data-id=\"1fb4c2c\" data-element_type=\"widget\" data-widget_type=\"theme-post-content.default\">\n<div class=\"elementor-widget-container\">\n<p><span>Pl\u00e1n\u00a0na propojen\u00ed lidsk\u00e9ho t\u011bla s jeho\u00a0<\/span><strong><span>pr\u00e1vn\u00ed identitou, finan\u010dn\u00edmi aktivitami a zdravotn\u00edm stavem je \u010dasto diskutov\u00e1n zast\u00e1nci z\u00a0<\/span><\/strong><strong><span>bezpe\u010dnostn\u00edho<\/span><\/strong><span>\u00a0hlediska \u2013 a\u0165 u\u017e jde o ochranu p\u0159ed\u00a0<\/span><strong><span>\u00fatoky AI nebo klasick\u00e9 podvody<\/span><\/strong><span>\u00a0.<\/span><\/p>\n<p><span>Ale jeden z\u00e1sadn\u00ed bod je p\u0159ehl\u00ed\u017een:\u00a0<\/span><strong><span>obli\u010dej \u010dlov\u011bka, otisky prst\u016f, otisky nohou nebo o\u010dn\u00ed bulvy<\/span><\/strong><span>\u00a0jsou\u00a0<\/span><strong><span>nem\u011bnn\u00e9<\/span><\/strong><span>\u00a0.\u00a0<\/span><strong><span>Jakmile jsou kompromitov\u00e1ny, z\u016fstanou nav\u017edy nezabezpe\u010den\u00fdmi metodami ov\u011b\u0159ov\u00e1n\u00ed identity.<\/span><\/strong><\/p>\n<p><span>Jakmile bude\u00a0<\/span><strong><span>glob\u00e1ln\u00ed zav\u00e1d\u011bn\u00ed biometrick\u00fdch syst\u00e9m\u016f<\/span><\/strong><span>\u00a0dokon\u010deno a tento probl\u00e9m bude z\u0159ejm\u00fd, je jen ot\u00e1zkou \u010dasu, kdy p\u0159ijde nov\u00fd impuls:\u00a0<\/span><strong><span>glob\u00e1ln\u00ed implantace mikro\u010dip\u016f<\/span><\/strong><span>\u00a0. Mikro\u010dipy\u00a0maj\u00ed v\u00fdhodu v tom, \u017ee\u00a0<strong>mohou zm\u011bnit informace, kter\u00e9 ukl\u00e1daj\u00ed, pokud\u00a0<\/strong><\/span><strong><span>jsou<\/span><\/strong><span>\u00a0kompromitov\u00e1ny \u2013 a jsou proto propagov\u00e1ny jako \u201ezabezpe\u010den\u00e1\u201c alternativa.<\/span><\/p>\n<p><span>Mastercard ozn\u00e1mila, \u017ee do roku 2030 odstran\u00ed 16m\u00edstn\u00e9 \u010d\u00edslo karty ze sv\u00fdch kreditn\u00edch karet a m\u00edsto toho zavede rozpozn\u00e1v\u00e1n\u00ed rukou nebo obli\u010deje jako jedinou transak\u010dn\u00ed metodu v syst\u00e9mu Mastercard. Mezit\u00edm spole\u010dnost Visa, dal\u0161\u00ed v\u00fdznamn\u00fd hr\u00e1\u010d v oboru, certifikovala technologii biometrick\u00fdch kreditn\u00edch karet, kter\u00e1 sn\u00edm\u00e1 jak kartu, tak otisk prstu dr\u017eitele karty.<\/span><\/p>\n<p><span>\u201eU\u017e \u017e\u00e1dn\u00e9 p\u0159ehrabov\u00e1n\u00ed se po telefonu nebo hled\u00e1n\u00ed pen\u011b\u017eenky, kdy\u017e m\u00e1te pln\u00e9 ruce \u2013 p\u0159\u00ed\u0161t\u00ed generace osobn\u00edch plateb bude vy\u017eadovat pouze rychl\u00fd \u00fasm\u011bv nebo m\u00e1vnut\u00ed rukou. Osv\u011bd\u010denou technologii, kter\u00e1 k odemyk\u00e1n\u00ed telefonu vyu\u017e\u00edv\u00e1 v\u00e1\u0161 obli\u010dej nebo otisk prstu, lze nyn\u00ed vyu\u017e\u00edt tak\u00e9 k tomu, aby z\u00e1kazn\u00edci rychleji pro\u0161li pokladnou. \u201eS nov\u00fdm Biometrick\u00fdm Checkout Programem Mastercard pot\u0159ebujete jen vy sami,\u201c uvedla Mastercard v tiskov\u00e9 zpr\u00e1v\u011b z roku 2022, kdy\u017e byl program spu\u0161t\u011bn.<\/span><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter\" src=\"https:\/\/imagedelivery.net\/aeJ6ID7yrMczwy3WKNnwxg\/25816e9c-b008-4986-f12d-c9c774ae7c00\/w=759,h=1024\" alt=\"\" width=\"741\" height=\"999\" \/><\/figure>\n<\/div>\n<p><span>Tento zp\u016fsob identifikace obli\u010dejem nebo rukou je od zaveden\u00ed programu v roce 2022 dobrovoln\u00fd. Se zru\u0161en\u00edm 16m\u00edstn\u00e9ho \u010d\u00edsla karty v\u0161ak bude pro u\u017eivatele povinn\u00e9 skenov\u00e1n\u00ed, aby mohli slu\u017ebu elektronick\u00fdch plateb nad\u00e1le vyu\u017e\u00edvat.<\/span><\/p>\n<p><span>\u201eVkro\u010dte do budoucnosti zabezpe\u010den\u00ed plateb s biometrick\u00fdmi kreditn\u00edmi kartami, kde v\u00e1\u0161 jedine\u010dn\u00fd otisk prstu zajist\u00ed, \u017ee va\u0161i kartu nem\u016f\u017ee pou\u017e\u00edt nikdo jin\u00fd. Odstran\u011bn\u00edm PIN a podpis\u016f umo\u017e\u0148uje biometrick\u00e9 ov\u011b\u0159en\u00ed identity rychlej\u0161\u00ed transakce, bezprobl\u00e9mov\u00e9 u\u017eivatelsk\u00e9 prost\u0159ed\u00ed a v\u011bt\u0161\u00ed bezpe\u010dnost, \u010d\u00edm\u017e nastavuje nov\u00e9 standardy pro zp\u016fsob, jak\u00fdm plat\u00edme,\u201c uvedl Payset Perspective v roce 2024.<\/span><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter\" src=\"https:\/\/imagedelivery.net\/aeJ6ID7yrMczwy3WKNnwxg\/8afd600d-759a-4e08-8fb8-ba123eee0600\/w=1024,h=1004\" alt=\"\" width=\"766\" height=\"750\" \/><\/figure>\n<\/div>\n<p><span>\u201eBiometrick\u00e1 autentizace vyu\u017e\u00edv\u00e1 jedine\u010dn\u00e9 biologick\u00e9 vlastnosti \u010dlov\u011bka \u2013 jako jsou otisky prst\u016f, obli\u010deje, s\u00edtnice, hlasy nebo \u017e\u00edly \u2013 k ov\u011b\u0159en\u00ed identity. Pokud jde o kreditn\u00ed karty, nov\u00e9 inovace se zam\u011b\u0159uj\u00ed p\u0159edev\u0161\u00edm na rozpozn\u00e1v\u00e1n\u00ed otisk\u016f prst\u016f. Tato nov\u00e1 technologie je rychl\u00e1, pohodln\u00e1 a p\u0159edstavuje v\u00fdznamn\u00fd pokrok v zabezpe\u010den\u00ed platebn\u00edho syst\u00e9mu,\u201c uvedl Payset Perspective v roce 2024.<\/span><\/p>\n<p><span>B\u011bhem transakce se z\u00edskan\u00e1 biometrick\u00e1 data osoby pou\u017e\u00edvaj\u00ed spolu s t\u00edm, co je zn\u00e1mo jako\u00a0<\/span><strong><span>\u201etokenizace\u201c<\/span><\/strong><span>\u00a0k dokon\u010den\u00ed platebn\u00edho procesu.<\/span><\/p>\n<p><span>\u201eTokenizace p\u0159ev\u00e1d\u00ed va\u0161e 16m\u00edstn\u00e9 \u010d\u00edslo karty na jin\u00e9 \u010d\u00edslo, kter\u00e9 je ulo\u017eeno ve va\u0161em za\u0159\u00edzen\u00ed, tak\u017ee skute\u010dn\u00e9 \u00fadaje o va\u0161\u00ed kart\u011b nejsou nikdy sd\u00edleny, kdy\u017e pou\u017e\u00edv\u00e1te bezkontaktn\u00ed kartu nebo telefon v obchod\u011b nebo prov\u00e1d\u00edte platby v aplikac\u00edch a online. Kryptogramy poskytuj\u00ed dal\u0161\u00ed vrstvu zabezpe\u010den\u00ed t\u00edm, \u017ee ka\u017ed\u00e9 transakci p\u0159i\u0159azuj\u00ed jedine\u010dnou hodnotu, kter\u00e1 ov\u011b\u0159uje pravost,\u201c vysv\u011btlila spole\u010dnost Mastercard v tiskov\u00e9 zpr\u00e1v\u011b z roku 2024.<\/span><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter\" src=\"https:\/\/imagedelivery.net\/aeJ6ID7yrMczwy3WKNnwxg\/c106292d-4936-4b5e-e48b-891c7e731700\/w=697,h=1024\" alt=\"\" width=\"679\" height=\"997\" \/><\/figure>\n<\/div>\n<p><span>&#8222;Po\u010d\u00e1te\u010dn\u00ed zaveden\u00ed t\u011bchto nes\u010detn\u00fdch karet bude ve spolupr\u00e1ci s AMP Bank, ale o\u010dek\u00e1v\u00e1 se, \u017ee dal\u0161\u00ed banky budou n\u00e1sledovat b\u011bhem p\u0159\u00ed\u0161t\u00edch 12 m\u011bs\u00edc\u016f,&#8220; uvedl\u00a0v pond\u011bl\u00ed\u00a0<\/span><em><span>The Conversation .<\/span><\/em><\/p>\n<p><span>\u201eV kone\u010dn\u00e9m d\u016fsledku se zru\u0161en\u00ed \u010d\u00edsel karet m\u016f\u017ee zd\u00e1t bezv\u00fdznamn\u00e9 ve srovn\u00e1n\u00ed s \u00fapln\u00fdm zru\u0161en\u00edm fyzick\u00fdch karet.\u00a0<\/span><em><span>Biometric Checkout Program Mastercard<\/span><\/em><span>\u00a0eliminuje\u00a0pot\u0159ebu maloobchodn\u00edch z\u00e1kazn\u00edk\u016f nosit fyzickou kartu. M\u00edsto toho se st\u00e1le v\u00edce spol\u00e9h\u00e1 na biometrickou identifikaci, tak\u017ee spot\u0159ebitel\u00e9 mohou nap\u0159\u00edklad platit pouze pomoc\u00ed obli\u010deje nebo dlan\u011b,\u201c vysv\u011btlil\u00a0v \u00fater\u00fd\u00a0<\/span><em><span>Biometric Update .<\/span><\/em><\/p>\n<p><span>Visa nyn\u00ed certifikovala\u00a0<\/span><strong><span>biometrick\u00fd syst\u00e9m kreditn\u00edch karet<\/span><\/strong><span>\u00a0, kter\u00fd b\u011bhem transakce sn\u00edm\u00e1 kartu i otisk prstu dr\u017eitele karty.<\/span><\/p>\n<p><span>\u201e\u00a0<em>Karty otisk\u016f prst\u016f<\/em>\u00a0a platebn\u00ed karta\u00a0<\/span><em><span>SECORA Pay Bio<\/span><\/em><span>\u00a0spole\u010dnosti\u00a0<em>Infineon<\/em>\u00a0byla certifikov\u00e1na spole\u010dnost\u00ed Visa a spole\u010dnost Infineon zadala hromadnou objedn\u00e1vku biometrick\u00fdch senzor\u016f k dod\u00e1n\u00ed v leto\u0161n\u00edm roce,\u201c uvedl\u00a0<em>Biometric Update<\/em>\u00a028. ledna. &#8220;\u00a0<em>SECORA Pay Bio<\/em>\u00a0integruje sn\u00edma\u010d otisk\u016f prst\u016f\u00a0<em>FPC1323<\/em>\u00a0, byl uveden na trh spole\u010dnost\u00ed\u00a0<em>Infineon<\/em>\u00a0loni v srpnu a nyn\u00ed je pln\u011b certifikov\u00e1n spole\u010dnostmi Visa i Mastercard pro pou\u017eit\u00ed v biometrick\u00fdch platebn\u00edch kart\u00e1ch.&#8220;<\/span><\/p>\n<p><span>Jak\u00a0<\/span><em><span>Infowars<\/span><\/em><span>\u00a0n\u011bkolikr\u00e1t uvedlo, konvergence biometrick\u00e9 identifikace, aplikac\u00ed digit\u00e1ln\u00ed identity, biometrick\u00fdch plateb a platebn\u00edch aplikac\u00ed je z\u0159ejm\u00e1. Syst\u00e9my vyvinut\u00e9 po cel\u00e9m sv\u011bt\u011b m\u00edvaj\u00ed centralizovan\u00fd c\u00edl, jsou \u010dasto propojeny s vl\u00e1dami, jsou st\u00e1le v\u00edce nezbytn\u00e9 k prov\u00e1d\u011bn\u00ed ka\u017edodenn\u00edch \u010dinnost\u00ed a mohou zahrnovat i l\u00e9ka\u0159sk\u00fd aspekt. Je tak\u00e9 pozoruhodn\u00e9, \u017ee agenda implementace t\u011bchto technologi\u00ed je \u0159\u00edzena glob\u00e1ln\u00edmi vl\u00e1dn\u00edmi institucemi.<\/span><\/p>\n<p><span>Snaha propojit lidsk\u00e9 t\u011blo s jeho pr\u00e1vn\u00ed identitou, finan\u010dn\u00edmi aktivitami a zdravotn\u00edm stavem je jeho zast\u00e1nci \u010dasto diskutov\u00e1na z hlediska bezpe\u010dnosti \u2013 a\u0165 u\u017e jde o ochranu p\u0159ed \u00fatoky AI nebo klasick\u00e9 podvody s kreditn\u00edmi kartami. Ale jeden \u00fast\u0159edn\u00ed probl\u00e9m je \u010dasto p\u0159ehl\u00ed\u017een: obli\u010dej \u010dlov\u011bka, otisky prst\u016f, otisky nohou nebo o\u010dn\u00ed bulvy jsou nem\u011bnn\u00e9. Jakmile jsou kompromitov\u00e1ny, z\u016fstanou nav\u017edy nezabezpe\u010den\u00fdmi metodami ov\u011b\u0159ov\u00e1n\u00ed identity.<\/span><\/p>\n<p><span>Jakmile bude glob\u00e1ln\u00ed zav\u00e1d\u011bn\u00ed biometrick\u00fdch syst\u00e9m\u016f dokon\u010deno a tento probl\u00e9m bude z\u0159ejm\u00fd, je pravd\u011bpodobn\u00e9, \u017ee bude n\u00e1sledovat nov\u00fd impuls: glob\u00e1ln\u00ed implantace mikro\u010dip\u016f. Na rozd\u00edl od biometrick\u00fdch prvk\u016f mohou mikro\u010dipy zm\u011bnit informace, kter\u00e9 ukl\u00e1daj\u00ed, pokud jsou kompromitov\u00e1ny, a proto by byly propagov\u00e1ny jako \u201ebezpe\u010dn\u00e1 alternativa\u201c.<\/span><\/p>\n<p><span>Prvn\u00ed p\u0159\u00edklad t\u00e9to technologie poskytla americk\u00e1 spole\u010dnost VeriChip Corporation, kter\u00e1 na po\u010d\u00e1tku 21. stolet\u00ed vyvinula implantabiln\u00ed mikro\u010dip s n\u00e1zvem VeriChip. Toto bylo speci\u00e1ln\u011b navr\u017eeno pro identifikaci pacient\u016f v l\u00e9ka\u0159sk\u00e9 oblasti a pro identifikaci d\u011bt\u00ed \u2013 prvn\u00ed krok k pln\u011b integrovan\u00e9 digit\u00e1ln\u00ed identit\u011b, kter\u00e1 je p\u0159\u00edmo spojena s lidsk\u00fdm t\u011blem.<\/span><\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\"><iframe loading=\"lazy\" title=\"Spole\u010dnost Verichip Corp. Mikro\u010dip RFID \u2013 prvn\u00ed ofici\u00e1ln\u00ed televizn\u00ed reklama\" src=\"https:\/\/www.youtube.com\/embed\/melLHbYi2pE?feature=oembed\" width=\"800\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/figure>\n<p><span>\u201eVeriChip se vst\u0159ikuje pod k\u016f\u017ei nadlokt\u00ed nebo ky\u010dle ambulantn\u011b. Speci\u00e1ln\u00ed skener \u010dte RF sign\u00e1l mikro\u010dipu, aby z\u00edskal identifika\u010dn\u00ed \u010d\u00edslo za\u0159\u00edzen\u00ed, kter\u00e9 je pak zad\u00e1no do datab\u00e1ze, aby se z\u00edskaly osobn\u00ed informace o dan\u00e9 osob\u011b,\u201c uvedl\u00a0<\/span><em><span>\u010dasopis Wired Magazine<\/span><\/em><span>\u00a0v roce 2003. \u201eDal\u0161\u00ed potenci\u00e1ln\u00ed vyu\u017eit\u00ed \u010dipu, uvedli p\u0159edstavitel\u00e9 spole\u010dnosti, zahrnuje skenov\u00e1n\u00ed pacient\u016f v bezv\u011bdom\u00ed za \u00fa\u010delem z\u00edsk\u00e1n\u00ed jejich l\u00e9ka\u0159sk\u00fdch z\u00e1znam\u016f nebo kontrolu p\u0159\u00edstupu do p\u0159\u00edsn\u011b st\u0159e\u017een\u00fdch budov skenov\u00e1n\u00edm zam\u011bstnanc\u016f za \u00fa\u010delem ov\u011b\u0159en\u00ed jejich bezpe\u010dnostn\u00ed prov\u011brky.\u201c<\/span><\/p>\n<p><span>A\u010dkoli VeriChip nebyl \u0161iroce pou\u017e\u00edv\u00e1n, c\u00edlem implantace byly zejm\u00e9na d\u011bti a star\u0161\u00ed lid\u00e9.<\/span><\/p>\n<p><span>Zast\u00e1nci t\u011bchto biometrick\u00fdch a digit\u00e1ln\u00edch syst\u00e9m\u016f si pochvaluj\u00ed jejich praktick\u00e9 v\u00fdhody: platby bez fyzick\u00fdch prost\u0159edk\u016f, ov\u011b\u0159ov\u00e1n\u00ed identity bez doklad\u016f a personalizovanou zdravotn\u00ed p\u00e9\u010di. Tvrd\u00ed tak\u00e9, \u017ee takov\u00e9 technologie by mohly pomoci p\u0159im\u011bt lidi k odpov\u011bdnosti za sv\u00e9 \u010diny a zv\u00fd\u0161it ve\u0159ejnou bezpe\u010dnost.<\/span><\/p>\n<p><span>Ale ti, kte\u0159\u00ed ch\u00e1pou povahu moci a kontroly, mohou dosp\u011bt k velmi odli\u0161n\u00e9mu z\u00e1v\u011bru: Ve sv\u011bt\u011b, kde existuje svobodn\u00e1 v\u016fle, ale tak\u00e9 potenci\u00e1l pro zneu\u017eit\u00ed, by tyto technologick\u00e9 kontroln\u00ed syst\u00e9my p\u0159isp\u00edvaly m\u00e9n\u011b k lidsk\u00e9 bezpe\u010dnosti \u2013 a m\u00edsto toho by slou\u017eily k prosazen\u00ed kone\u010dn\u00e9ho c\u00edle globalistick\u00fdch mocensk\u00fdch struktur.<\/span><\/p>\n<\/div>\n<\/div>\n<div class=\"elementor-element elementor-element-8c57238 quelle dc-has-condition dc-condition-empty elementor-widget elementor-widget-heading\" data-id=\"8c57238\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h3 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/www.infowars.com\/posts\/mastercard-intends-to-replace-credit-cards-with-biometrics-by-2030-as-visa-certifies-biometric-cards\/\" target=\"_blank\" rel=\"nofollow noopener\">Zdroj<\/a><\/span><\/h3>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Pl\u00e1n\u00a0na propojen\u00ed lidsk\u00e9ho t\u011bla s jeho\u00a0pr\u00e1vn\u00ed identitou, finan\u010dn\u00edmi aktivitami a zdravotn\u00edm stavem je \u010dasto diskutov\u00e1n&#8230;<\/p>\n","protected":false},"author":2,"featured_media":56590,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[503,341,279,7511,1377],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/72225"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=72225"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/72225\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/56590"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=72225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=72225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=72225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}