{"id":71728,"date":"2025-02-07T00:35:29","date_gmt":"2025-02-06T23:35:29","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=71728"},"modified":"2025-02-06T12:23:22","modified_gmt":"2025-02-06T11:23:22","slug":"thajsko-predstavuje-digitalni-penezenku","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2025\/02\/07\/thajsko-predstavuje-digitalni-penezenku\/","title":{"rendered":"Thajsko p\u0159edstavuje digit\u00e1ln\u00ed pen\u011b\u017eenku"},"content":{"rendered":"
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Thajsk\u00e1 vl\u00e1da prosazuje zaveden\u00ed\u00a0<\/span>digit\u00e1ln\u00ed pen\u011b\u017eenky<\/span><\/a><\/strong>\u00a0. V prvn\u00edch dvou f\u00e1z\u00edch programu byly prost\u0159ednictv\u00edm\u00a0<\/span>aplikace Pao Tang<\/span><\/em>\u00a0distribuov\u00e1ny prost\u0159edky pot\u0159ebn\u00fdm, star\u0161\u00edm lidem a lidem se zdravotn\u00edm posti\u017een\u00edm . Nyn\u00ed je napl\u00e1nov\u00e1no zah\u00e1jen\u00ed t\u0159et\u00ed f\u00e1ze ve druh\u00e9m \u010dtvrtlet\u00ed tohoto roku a\u00a0bude propojena s finan\u010dn\u00edmi institucemi v cel\u00e9 zemi prost\u0159ednictv\u00edm\u00a0<\/span>otev\u0159en\u00e9ho platebn\u00edho syst\u00e9mu elektronick\u00e9 pen\u011b\u017eenky<\/span><\/strong>\u00a0. Podle n\u00e1m\u011bstka ministra financ\u00ed Julapuna Amornvivata v sou\u010dasn\u00e9 dob\u011b prob\u00edh\u00e1 zku\u0161ebn\u00ed provoz na p\u0159\u00edpravu technick\u00e9 realizace.<\/span><\/p>\n

Podm\u00edn\u011bn\u00e1 finan\u010dn\u00ed pomoc \u2013 prvn\u00ed kroky ke kontrole?<\/span><\/strong><\/h3>\n

Doposud mohli p\u0159\u00edjemci\u00a0<\/span>vyb\u00edrat pen\u00edze z prvn\u00edch dvou f\u00e1z\u00ed v hotovosti<\/span><\/strong>\u00a0, ale u digit\u00e1ln\u00ed pen\u011b\u017eenky bude tato mo\u017enost\u00a0<\/span>omezena nebo zcela odstran\u011bna<\/span><\/strong>\u00a0. M\u00edsto toho budou pen\u00edze\u00a0utraceny pouze u\u00a0<\/span>registrovan\u00fdch prodejc\u016f, kte\u0159\u00ed se programu \u00fa\u010dastn\u00ed.<\/span><\/strong><\/p>\n

To vyvol\u00e1v\u00e1 n\u011bkolik\u00a0<\/span>kritick\u00fdch ot\u00e1zek<\/span><\/strong>\u00a0:<\/span><\/p>\n

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  1. Omezen\u00ed finan\u010dn\u00ed svobody<\/span><\/strong>\u00a0\u2013 Co se stane, kdy\u017e n\u011bkdo nechce utratit pen\u00edze u zam\u00fd\u0161len\u00fdch prodejc\u016f? To pak jednodu\u0161e vypr\u0161\u00ed?<\/span><\/li>\n
  2. \u00dapln\u00fd dohled<\/span><\/strong>\u00a0\u2013 Vl\u00e1da mohla\u00a0<\/span>sledovat ka\u017ed\u00fd n\u00e1kup<\/span><\/strong>\u00a0prost\u0159ednictv\u00edm digit\u00e1ln\u00ed pen\u011b\u017eenky . To by byla masivn\u00ed invaze do finan\u010dn\u00edho soukrom\u00ed.<\/span><\/li>\n
  3. Selektivn\u00ed p\u0159\u00edstup k finan\u010dn\u00edm zdroj\u016fm<\/span><\/strong>\u00a0\u2013 Bude v budoucnu mo\u017en\u00e1 finan\u010dn\u00ed podpora dostupn\u00e1 pouze t\u011bm, kte\u0159\u00ed\u00a0projev\u00ed\u00a0<\/span>\u201est\u00e1tn\u00ed konformn\u00ed chov\u00e1n\u00ed\u201c ?<\/span><\/strong><\/li>\n<\/ol>\n

    Mo\u017en\u00e9 d\u016fsledky: syst\u00e9m soci\u00e1ln\u00edch kredit\u016f zadn\u00edmi vr\u00e1tky?<\/span><\/strong><\/h3>\n

    S pln\u011b digit\u00e1ln\u00edm platebn\u00edm syst\u00e9mem\u00a0<\/span>by st\u00e1t mohl kontrolovat, kde a za co mohou ob\u010dan\u00e9 utr\u00e1cet sv\u00e9 pen\u00edze<\/span><\/strong>\u00a0. To p\u0159ipom\u00edn\u00e1\u00a0<\/span>\u010d\u00ednsk\u00fd syst\u00e9m soci\u00e1ln\u00edch kredit\u016f<\/span><\/strong>\u00a0, ve kter\u00e9m obyvatelstvo sb\u00edr\u00e1 nebo ztr\u00e1c\u00ed body v z\u00e1vislosti na sv\u00e9m \u201ed\u016fv\u011bryhodn\u00e9m\u201c chov\u00e1n\u00ed.<\/span><\/p>\n

    Z dlouhodob\u00e9ho hlediska by takov\u00fd syst\u00e9m mohl v\u00e9st k\u00a0<\/span>znev\u00fdhodn\u011bn\u00ed nebo vylou\u010den\u00ed ur\u010dit\u00fdch skupin ob\u010dan\u016f<\/span><\/strong>\u00a0, jako jsou:<\/span><\/p>\n