{"id":59429,"date":"2024-08-07T00:30:27","date_gmt":"2024-08-06T22:30:27","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=59429"},"modified":"2024-08-06T19:27:24","modified_gmt":"2024-08-06T17:27:24","slug":"dluhopisy-pod-drobnohledem-desatero-pro-bezpecne-investovani","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2024\/08\/07\/dluhopisy-pod-drobnohledem-desatero-pro-bezpecne-investovani\/","title":{"rendered":"Dluhopisy pod drobnohledem: Desatero pro bezpe\u010dn\u00e9 investov\u00e1n\u00ed"},"content":{"rendered":"
<\/div>\n

Michal Kapit\u00e1n, advok\u00e1t, advok\u00e1tn\u00ed kancel\u00e1\u0159 endors<\/strong><\/em><\/span><\/p>\n

Zhodnocovat pen\u00edze m\u016f\u017eete mnoha zp\u016fsoby. N\u011bkdo vsad\u00ed na konzervativn\u00ed v\u00fdnos spo\u0159\u00edc\u00edho \u00fa\u010dtu, jin\u00fd se odv\u00e1\u017en\u011b vrhne na akcie. Jak je to ale s dluhopisy? Na prvn\u00ed pohled se zd\u00e1, \u017ee jde o jistou v\u00fdhru, ve skute\u010dnosti skr\u00fdvaj\u00ed mnoh\u00e1 \u00faskal\u00ed. A nezku\u0161en\u00fd investor se tak m\u016f\u017ee o\u0161kliv\u011b sp\u00e1lit.<\/p>\n

Odborn\u00edci z pr\u00e1vn\u00ed kancel\u00e1\u0159e endors proto vypracovali praktick\u00e9 desatero, kter\u00fdm by se m\u011bl \u0159\u00eddit ka\u017ed\u00fd, kdo chce t\u00edmto sm\u011brem diverzifikovat sv\u00e9 portfolio. Dluhopisy samotn\u00e9 jsou obecn\u011b vhodn\u00fd n\u00e1stroj, jak vytvo\u0159it zisk, na druh\u00e9 stran\u011b je pot\u0159eba v\u011bd\u011bt, s k\u00fdm do tohoto obchodu vstupujete a jak je cel\u00e1 emise pr\u00e1vn\u011b o\u0161et\u0159ena. Vyhnete se\u00a0tak nep\u0159\u00edjemn\u00e9mu p\u0159ekvapen\u00ed.<\/p>\n

Desatero dluhopisov\u00e9ho investora<\/strong><\/span><\/p>\n

    \n
  1. V\u017edy si polo\u017ete ot\u00e1zku, zda jsou pro v\u00e1s dluhopisy t\u00edm spr\u00e1vn\u00fdm n\u00e1strojem.<\/strong><\/li>\n<\/ol>\n

    P\u0159ed n\u00e1kupem dluhopis\u016f si ujasn\u011bte, zda jste ochotni podstoupit ur\u010dit\u00e1 rizika, nebo zda preferujete jistotu a likviditu spo\u0159ic\u00edho \u00fa\u010dtu.<\/p>\n

      \n
    1. Podm\u00ednky emise dluhopis\u016f jsou z\u00e1klad. D\u016fkladn\u011b se s nimi seznamte a\u00a0vyhodno\u0165te si je.<\/strong><\/li>\n<\/ol>\n

      Bez podrobn\u00e9 znalosti podm\u00ednek emise (podm\u00ednky nabyt\u00ed, v\u00fdnos\u016f a spl\u00e1cen\u00ed dluhopis\u016f) zbyte\u010dn\u011b riskujete sv\u00e9 pen\u00edze.<\/p>\n

        \n
      1. Znejte sv\u00e9ho emitenta! Hospod\u00e1\u0159sk\u00e1 situace emitenta je stejn\u011b d\u016fle\u017eit\u00e1 jako nab\u00edzen\u00e9 podm\u00ednky dluhopis\u016f.<\/strong><\/li>\n<\/ol>\n

        D\u016fkladn\u011b si prov\u011b\u0159te, s k\u00fdm chcete obchodovat. Vyhledejte si jeho podnikatelskou historii, ptejte se na jeho pl\u00e1ny.<\/p>\n

          \n
        1. Vyhodno\u0165te si podrobn\u011b v\u0161echna rizika. V\u011bt\u0161\u00ed nab\u00edzen\u00e1 v\u00fdnosnost dluhopisu typicky znamen\u00e1 v\u011bt\u0161\u00ed riziko.<\/strong><\/li>\n<\/ol>\n

          Nenechte se nal\u00e1kat na vysok\u00e9 v\u00fdnosy, dost mo\u017en\u00e1 v nich bude zakopan\u00fd pes.<\/p>\n

            \n
          1. Rozlo\u017ete investice a sni\u017ete t\u00edm riziko ztr\u00e1t.<\/strong><\/li>\n<\/ol>\n

            Nes\u00e1zejte v\u0161e na dluhopisy \u2013 sv\u00e9 \u00faspory rozd\u011blte do v\u00edce n\u00e1stroj\u016f.<\/p>\n

              \n
            1. \u010cesk\u00e1 n\u00e1rodn\u00ed banka nad dluhopisy dohl\u00ed\u017e\u00ed pouze omezen\u011b.<\/strong><\/li>\n<\/ol>\n

              Dohled \u010cesk\u00e9 n\u00e1rodn\u00ed banky nad dluhopisy je omezen\u00fd a neznamen\u00e1 z\u00e1ruku bezprobl\u00e9movosti nebo bonity dluhopis\u016f.<\/p>\n

                \n
              1. Je na investici vhodn\u00fd \u010das? T\u0159eba bude lep\u0161\u00ed po\u010dkat.<\/strong><\/li>\n<\/ol>\n

                Pokud se neda\u0159\u00ed cel\u00e9mu odv\u011btv\u00ed, ze kter\u00e9ho je dluhopis (nap\u0159. realitn\u00ed trh, automobilky), nebude se asi da\u0159it ani dan\u00e9 firm\u011b. Mo\u017en\u00e1 se vyplat\u00ed po\u010dkat.<\/p>\n

                  \n
                1. Dobr\u00fd prodejce v\u00e1s do koup\u011b netla\u010d\u00ed.<\/strong><\/li>\n<\/ol>\n

                  Dobr\u00fd prodejce v\u00e1m p\u0159edstav\u00ed mo\u017enosti a nech\u00e1 v\u00e1s rozhodnout, zat\u00edmco agresivn\u00ed prodejce je podez\u0159el\u00fd a je lep\u0161\u00ed se mu vyhnout.<\/p>\n

                    \n
                  1. Dluhopisy nejsou poji\u0161t\u011bny.<\/strong><\/li>\n<\/ol>\n

                    Investice do dluhopis\u016f nen\u00ed ze z\u00e1kona poji\u0161t\u011bna. Nezapom\u00ednejte na to.<\/p>\n

                      \n
                    1. Rada odborn\u00edka p\u0159ijde vhod.<\/strong><\/li>\n<\/ol>\n

                      Pokud nejste profesion\u00e1l, ur\u010dit\u011b se s n\u011bjak\u00fdm pora\u010fte, ne\u017e investujete svoje t\u011b\u017ece vyd\u011blan\u00e9 pen\u00edze. Vyplat\u00ed se to.<\/p>\n

                      Autor:<\/p>\n

                      Michal Kapit\u00e1n, advok\u00e1t a partner advok\u00e1tn\u00ed kancel\u00e1\u0159e <\/strong>endors<\/strong><\/a> se zam\u011b\u0159en\u00edm p\u0159edev\u0161\u00edm na kapit\u00e1lov\u00e9 trhy a ve\u0159ejn\u00e9 zak\u00e1zky<\/strong><\/p>\n

                      Michal Kapit\u00e1n je partnerem kancel\u00e1\u0159e. Ve sv\u00e9 advok\u00e1tn\u00ed praxi se zam\u011b\u0159uje mimo jin\u00e9 na emise korpor\u00e1tn\u00edch dluhopis\u016f a na pr\u00e1vo ve\u0159ejn\u00fdch zak\u00e1zek. Za svou pr\u00e1ci v t\u00e9to oblasti z\u00edskal n\u011bkolik ocen\u011bn\u00ed. Michal se rovn\u011b\u017e pod\u00edl\u00ed na rozvoji mlad\u0161\u00edch \u010dlen\u016f kancel\u00e1\u0159e a \u0159\u00edd\u00ed jej\u00ed publika\u010dn\u00ed\u00a0\u010dinnost.<\/p>\n

                      O endors<\/strong><\/p>\n

                      endors je ryze \u010desk\u00e1 advok\u00e1tn\u00ed kancel\u00e1\u0159, kter\u00e1 se zam\u011b\u0159uje na poskytov\u00e1n\u00ed komplexn\u00edch slu\u017eeb cel\u00e9 \u0161k\u00e1le obchodn\u00edch spole\u010dnost\u00ed i fyzick\u00fdm osob\u00e1m. Krom\u011b \u0161pi\u010dkov\u00e9ho pr\u00e1vn\u00edho servisu si\u00a0zakl\u00e1d\u00e1 na maxim\u00e1ln\u00edm porozum\u011bn\u00ed obor\u016fm podnik\u00e1n\u00ed a obchodn\u00edm z\u00e1jm\u016fm klient\u016f. Mezi kl\u00ed\u010dov\u00e9 specializace t\u00fdmu t\u00e9m\u011b\u0159 t\u0159\u00ed des\u00edtek profesion\u00e1l\u016f pat\u0159\u00ed soudn\u00ed a rozhod\u010d\u00ed \u0159\u00edzen\u00ed, f\u00faze a akvizice, nemovitostn\u00ed transakce v\u010detn\u011b developersk\u00fdch projekt\u016f a tak\u00e9 pracovn\u00ed \u010di sportovn\u00ed pr\u00e1vo. endors tak\u00e9 pro\u00a0klienty po pr\u00e1vn\u00ed str\u00e1nce p\u0159ipravuje dluhopisov\u00e9 emise, jejich\u017e jmenovit\u00e1 hodnota se\u00a0pohybuje a\u017e v \u0159\u00e1du miliard korun.<\/p>\n

                      \"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

                      Michal Kapit\u00e1n, advok\u00e1t, advok\u00e1tn\u00ed kancel\u00e1\u0159 endors Zhodnocovat pen\u00edze m\u016f\u017eete mnoha zp\u016fsoby. N\u011bkdo vsad\u00ed na konzervativn\u00ed…<\/p>\n","protected":false},"author":2,"featured_media":59432,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[7720,45,286],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/59429"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=59429"}],"version-history":[{"count":1,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/59429\/revisions"}],"predecessor-version":[{"id":59433,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/59429\/revisions\/59433"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/59432"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=59429"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=59429"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=59429"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}