{"id":54310,"date":"2024-05-23T00:49:40","date_gmt":"2024-05-22T22:49:40","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=54310"},"modified":"2024-05-22T17:32:21","modified_gmt":"2024-05-22T15:32:21","slug":"rostouci-ceny-zhorsuji-finance-pro-dve-tretiny-americanu","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2024\/05\/23\/rostouci-ceny-zhorsuji-finance-pro-dve-tretiny-americanu\/","title":{"rendered":"Rostouc\u00ed ceny zhor\u0161uj\u00ed finance pro dv\u011b t\u0159etiny Ameri\u010dan\u016f"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p><span style=\"font-size: 18pt;\"><strong>Zhruba jedna ze \u0161esti dom\u00e1cnost\u00ed nedok\u00e1zala v roce 2023 zaplatit v\u0161echny sv\u00e9 m\u011bs\u00ed\u010dn\u00ed \u00fa\u010dty, uv\u00e1d\u00ed zpr\u00e1va zve\u0159ejn\u011bn\u00e1 Feder\u00e1ln\u00edm rezervn\u00edm syst\u00e9mem<\/strong><\/span><\/p>\n<p><span>T\u00e9m\u011b\u0159 dv\u011b t\u0159etiny americk\u00fdch dom\u00e1cnost\u00ed tvrd\u00ed, \u017ee se jejich finan\u010dn\u00ed situace v lo\u0148sk\u00e9m roce zhor\u0161ila, zat\u00edmco jedna z p\u011bti hodnot\u00ed svou schopnost platit platby jako\u00a0<\/span><em><span>\u201emnohem hor\u0161\u00ed\u201c,<\/span><\/em><span>\u00a0podle ka\u017edoro\u010dn\u00edho\u00a0<\/span><a href=\"https:\/\/www.federalreserve.gov\/publications\/files\/2023-report-economic-well-being-us-households-202405.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span>pr\u016fzkumu<\/span><\/a><span>\u00a0zve\u0159ejn\u011bn\u00e9ho v \u00fater\u00fd Feder\u00e1ln\u00ed rezervn\u00ed bankou.<\/span><\/p>\n<p><span>Zpr\u00e1va Fedu o ekonomick\u00e9m blahobytu americk\u00fdch dom\u00e1cnost\u00ed pro rok 2023, zam\u011b\u0159en\u00e1 na finance dosp\u011bl\u00fdch v USA a jejich rodin, uk\u00e1zala, \u017ee celkov\u00fd finan\u010dn\u00ed blahobyt se oproti p\u0159edchoz\u00edmu roku t\u00e9m\u011b\u0159 nezm\u011bnil, ale byl pod maximem zaznamenan\u00fdm v roce 2021.<\/span><\/p>\n<p><em><span>\u201eNavzdory zm\u00edr\u0148uj\u00edc\u00edmu se tempu inflace mnoho dosp\u011bl\u00fdch nad\u00e1le uv\u00e1d\u011blo, \u017ee vy\u0161\u0161\u00ed ceny jsou v\u00fdzvou p\u0159i spr\u00e1v\u011b jejich financ\u00ed,\u201c<\/span><\/em><span>\u00a0uv\u00e1d\u00ed zpr\u00e1va.<\/span><\/p>\n<p><span>V roce 2023 se americk\u00e1 inflace v d\u016fsledku pandemie koronaviru zchladila na 3,4 % pot\u00e9, co v p\u0159edchoz\u00edm roce dos\u00e1hla 9,1 %. Podle Indexu spot\u0159ebitelsk\u00fdch cen \u010dinila meziro\u010dn\u00ed inflace k minul\u00e9mu m\u011bs\u00edci 3,4 %. Toto \u010d\u00edslo p\u0159edstavovalo pokles z 3,5 % v b\u0159eznu, ale z\u016fstalo nad 2% c\u00edlem Fedu.<\/span><\/p>\n<p><em><span>\u201eV\u00fdbor [Fed] se sna\u017e\u00ed dos\u00e1hnout procent z dlouhodob\u00e9ho hlediska,\u201c<\/span><\/em><span>\u00a0dodala zpr\u00e1va.<\/span><\/p>\n<p><span>Podle pr\u016fzkumu Fedu 72 % dosp\u011bl\u00fdch uvedlo, \u017ee jsou\u00a0<\/span><em><span>na tom \u201ealespo\u0148 finan\u010dn\u011b dob\u0159e\u201c.<\/span><\/em><span>\u00a0Toto \u010d\u00edslo znamenalo m\u00edrnou zm\u011bnu ve srovn\u00e1n\u00ed se 73 % v roce 2022. Tak\u00e9 se sn\u00ed\u017eilo z rekordn\u00edch 78 % v roce 2021, ale bylo nad minimem 62 % zaznamenan\u00fdm v roce 2013.\u00a0<\/span><\/p>\n<p><span>Pr\u016fzkum tak\u00e9 odhalil velk\u00fd rozd\u00edl mezi dom\u00e1cnostmi. P\u0159ibli\u017en\u011b polovina dot\u00e1zan\u00fdch by mohla pokr\u00fdt pohotovostn\u00ed v\u00fddaje ve v\u00fd\u0161i 2 000 USD, zat\u00edmco 18 % dosp\u011bl\u00fdch uvedlo, \u017ee nejv\u011bt\u0161\u00ed n\u00e1klady na mimo\u0159\u00e1dn\u00e9 ud\u00e1losti, kter\u00e9 si mohou dovolit pouze za pou\u017eit\u00ed \u00faspor, jsou ni\u017e\u0161\u00ed ne\u017e 100 USD, a 14 % uvedlo, \u017ee by zvl\u00e1dli n\u00e1klady a\u017e 499 USD. Celkov\u011b 17 % dosp\u011bl\u00fdch v USA uvedlo, \u017ee nedok\u00e1zali zaplatit v\u0161echny sv\u00e9 m\u011bs\u00ed\u010dn\u00ed \u00fa\u010dty v pln\u00e9 v\u00fd\u0161i v m\u011bs\u00edci p\u0159ed pr\u016fzkumem, kter\u00fd se uskute\u010dnil v \u0159\u00edjnu 2023.<\/span><\/p>\n<p><span>Finan\u010dn\u00ed blahobyt se od roku 2022 pro v\u011bt\u0161inu segment\u016f populace obecn\u011b nezm\u011bnil, uv\u00e1d\u00ed zpr\u00e1va Fedu a p\u0159ipou\u0161t\u00ed, \u017ee rodi\u010de \u017eij\u00edc\u00ed s d\u011btmi mlad\u0161\u00edmi 18 let jsou v\u00fdraznou v\u00fdjimkou. Pod\u00edl respondent\u016f z t\u00e9to skupiny, kte\u0159\u00ed uvedli, \u017ee\u00a0<\/span><em><span>se maj\u00ed \u201edob\u0159e\u201c,<\/span><\/em><span>\u00a0klesl na 64 % z 69 % v roce 2022 a ze 75 % zaznamenan\u00fdch v p\u0159edchoz\u00edm roce.<\/span><\/p>\n<p><span>T\u00e9m\u011b\u0159 t\u0159i z deseti rodi\u010d\u016f \u017eij\u00edc\u00edch s d\u011btmi mlad\u0161\u00edmi 13 let vyu\u017e\u00edvali placenou p\u00e9\u010di o d\u011bti, podle pr\u016fzkumu, kter\u00fd odhalil, \u017ee ka\u017ed\u00fd t\u00fdden utrat\u00ed za pomoc pr\u016fm\u011brnou m\u011bs\u00ed\u010dn\u00ed \u010d\u00e1stku a\u017e 1100 dolar\u016f. Rodi\u010de vynakl\u00e1daj\u00ed a\u017e 70 % na p\u00e9\u010di o d\u011bti ne\u017e na bydlen\u00ed, co\u017e jsou obvykle nejv\u011bt\u0161\u00ed v\u00fddaje dom\u00e1cnost\u00ed.<\/span><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-1185\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2021\/04\/kuryr-podpis.png\" alt=\"\" width=\"84\" height=\"24\" \/><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zhruba jedna ze \u0161esti dom\u00e1cnost\u00ed nedok\u00e1zala v roce 2023 zaplatit v\u0161echny sv\u00e9 m\u011bs\u00ed\u010dn\u00ed \u00fa\u010dty, uv\u00e1d\u00ed&#8230;<\/p>\n","protected":false},"author":2,"featured_media":54311,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[2118,371,620,3178,37],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/54310"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=54310"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/54310\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/54311"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=54310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=54310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=54310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}