{"id":35974,"date":"2023-09-12T01:01:26","date_gmt":"2023-09-11T23:01:26","guid":{"rendered":"http:\/\/www.infokuryr.cz\/n\/?p=35974"},"modified":"2023-09-11T16:26:14","modified_gmt":"2023-09-11T14:26:14","slug":"summit-g20-svetova-banka-chce-sloucit-digitalni-id-ockovaci-pasy-digitalni-platby-cbdc-uhlikovou-dan","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2023\/09\/12\/summit-g20-svetova-banka-chce-sloucit-digitalni-id-ockovaci-pasy-digitalni-platby-cbdc-uhlikovou-dan\/","title":{"rendered":"Summit G20: Sv\u011btov\u00e1 banka chce slou\u010dit digit\u00e1ln\u00ed ID, o\u010dkovac\u00ed pasy, digit\u00e1ln\u00ed platby (CBDC) uhl\u00edkovou da\u0148"},"content":{"rendered":"
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Summit G20: Zpr\u00e1va Sv\u011btov\u00e9 banky navrhuje finan\u010dn\u00ed za\u010dlen\u011bn\u00ed s podporou technologi\u00ed<\/span><\/em><\/p>\n

Nov\u00e9 Dill\u00ed: Sv\u011btov\u00e1 banka se zasadila o ve\u0159ejnou infrastrukturu zalo\u017eenou na technologi\u00edch po vzoru zem\u00ed jako Indie, Singapur a Braz\u00edlie.\u00a0Tato infrastruktura m\u00e1 vl\u00e1d\u00e1m pomoci prosazovat finan\u010dn\u00ed za\u010dlen\u011bn\u00ed a podporovat programy v oblasti zdrav\u00ed, vzd\u011bl\u00e1v\u00e1n\u00ed a udr\u017eitelnosti.<\/span><\/p>\n

My\u0161lenka poch\u00e1z\u00ed ze zpr\u00e1vy Sv\u011btov\u00e9 banky nazvan\u00e9 \u201eDoporu\u010den\u00ed politiky G20 pro pos\u00edlen\u00ed finan\u010dn\u00edho za\u010dlen\u011bn\u00ed a zv\u00fd\u0161en\u00ed produktivity prost\u0159ednictv\u00edm digit\u00e1ln\u00ed ve\u0159ejn\u00e9 infrastruktury\u201c.\u00a0Zpr\u00e1va vydan\u00e1 v p\u00e1tek pod z\u00e1\u0161titou indick\u00e9ho p\u0159edsednictv\u00ed G20 obhajuje dobrovoln\u00e9 nasazen\u00ed digit\u00e1ln\u00ed ve\u0159ejn\u00e9 infrastruktury (DPI) na podporu finan\u010dn\u00edho za\u010dlen\u011bn\u00ed.\u00a0Na p\u0159\u00edprav\u011b zpr\u00e1vy se pod\u00edlelo ministerstvo financ\u00ed a Reserve Bank of India (RBI).<\/span><\/p>\n

\u201eDopad DPI p\u0159esahuje inkluzivn\u00ed financov\u00e1n\u00ed \u2013 m\u016f\u017ee podporovat zdrav\u00ed, vzd\u011bl\u00e1v\u00e1n\u00ed a udr\u017eitelnost.\u00a0B\u011bhem pandemie Covid-19 umo\u017enil DPI p\u0159\u00edm\u00fd p\u0159enos nouzov\u00e9 pomoci do digit\u00e1ln\u00edch pen\u011b\u017eenek pot\u0159ebn\u00fdch a p\u0159isp\u011bl k rychl\u00e9 distribuci vakc\u00edn<\/span><\/strong>\u00a0.\u00a0India Stack je p\u0159\u00edkladem tohoto p\u0159\u00edstupu, proto\u017ee kombinuje digit\u00e1ln\u00ed ID, interoperabiln\u00ed platby, digit\u00e1ln\u00ed referen\u010dn\u00ed knihu a agregaci \u00fa\u010dt\u016f,\u201c cituje zpr\u00e1va zvl\u00e1\u0161tn\u00edho z\u00e1stupce gener\u00e1ln\u00edho tajemn\u00edka OSN pro financov\u00e1n\u00ed inkluzivn\u00edho rozvoje (UNSGSA) a \u010destn\u00e9ho patrona. GPFI, Jej\u00ed Veli\u010denstvo kr\u00e1lovna M\u00e1xima z Nizozemska.<\/span><\/p>\n

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Za pouh\u00fdch \u0161est let zem\u011b dos\u00e1hla pozoruhodn\u00e9 80% m\u00edry, co\u017e je v\u00fdkon, kter\u00fd by bez p\u0159\u00edstupu DPI trval t\u00e9m\u011b\u0159 p\u011bt desetilet\u00ed, uv\u00e1d\u00ed zpr\u00e1va.\u00a0\u201eDal\u0161\u00ed zem\u011b, v\u010detn\u011b Braz\u00edlie, Estonska, Peru a Singapuru, podobn\u011b p\u0159ijaly modely DPI a dos\u00e1hly hmatateln\u00fdch v\u00fdsledk\u016f, kter\u00e9 podtrhuj\u00ed efektivitu tohoto p\u0159\u00edstupu,\u201c \u0159ekla kr\u00e1lovna M\u00e1xima.<\/span><\/p>\n

Zpr\u00e1va doporu\u010duje podporovat odpov\u011bdn\u00e9 vyu\u017e\u00edv\u00e1n\u00ed digit\u00e1ln\u00ed ve\u0159ejn\u00e9 infrastruktury k urychlen\u00ed finan\u010dn\u00edho za\u010dle\u0148ov\u00e1n\u00ed.\u00a0Zd\u016fraz\u0148uje propojen\u00ed bankovn\u00edch \u00fa\u010dt\u016f, biometrick\u00fdch identifik\u00e1tor\u016f a mobiln\u00edch \u010d\u00edsel, kter\u00e9 pomohly urychlit finan\u010dn\u00ed inkluzi v Indii.<\/span><\/strong><\/p>\n

\u201eStrategie indick\u00e9ho finan\u010dn\u00edho za\u010dle\u0148ov\u00e1n\u00ed je zalo\u017eena na troj\u00faheln\u00edku JAM Jan-Dhan, Aadhaar a mobile, kter\u00fd integruje digit\u00e1ln\u00ed ID pro efektivn\u011bj\u0161\u00ed otev\u00edr\u00e1n\u00ed \u00fa\u010dt\u016f a platebn\u00ed aplikace pro p\u0159\u00edstup k finan\u010dn\u00edm slu\u017eb\u00e1m.\u00a0\u2026Indie Stack digitalizoval a zjednodu\u0161il procesy KYC, \u010d\u00edm\u017e sn\u00ed\u017eil n\u00e1klady;\u00a0Banky vyu\u017e\u00edvaj\u00edc\u00ed e-KYC sn\u00ed\u017eily sv\u00e9 n\u00e1klady na dodr\u017eov\u00e1n\u00ed p\u0159edpis\u016f z 0,12 USD na 0,06 USD.\u00a0„Sn\u00ed\u017een\u00ed n\u00e1klad\u016f u\u010dinilo atraktivn\u011bj\u0161\u00ed obsluhu z\u00e1kazn\u00edk\u016f s ni\u017e\u0161\u00edmi p\u0159\u00edjmy a vytvo\u0159ilo zisky pro v\u00fdvoj nov\u00fdch produkt\u016f,“ uv\u00e1d\u00ed zpr\u00e1va.<\/span><\/p>\n

Zat\u00edmco role DPI v tomto skoku je nepopirateln\u00e1, dal\u0161\u00ed z\u00e1sady, kter\u00e9 stav\u00ed na dostupnosti DPI, jsou kl\u00ed\u010dov\u00e9, uv\u00e1d\u00ed zpr\u00e1va.\u00a0Pat\u0159\u00ed mezi n\u011b opat\u0159en\u00ed k vytvo\u0159en\u00ed p\u0159\u00edzniv\u011bj\u0161\u00edho pr\u00e1vn\u00edho a regula\u010dn\u00edho r\u00e1mce, vnitrost\u00e1tn\u00ed opat\u0159en\u00ed k roz\u0161\u00ed\u0159en\u00ed vlastnictv\u00ed \u00fa\u010dtu a pou\u017e\u00edv\u00e1n\u00ed Aadhaar pro ov\u011b\u0159ov\u00e1n\u00ed identity.<\/span><\/p>\n

Osoba obezn\u00e1men\u00e1 s indickou prac\u00ed na DPI uvedla, \u017ee po\u010det n\u00edzkon\u00e1kladov\u00fdch \u00fa\u010dt\u016f otev\u0159en\u00fdch v Indii se ztrojn\u00e1sobil ze 147,2 milionu v b\u0159eznu 2015 na 462 milion\u016f v \u010dervnu 2022, p\u0159i\u010dem\u017e v\u00edce ne\u017e 260 milion\u016f \u00fa\u010dt\u016f dr\u017eely \u017eeny.<\/span><\/p>\n

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Summit G20: Zpr\u00e1va Sv\u011btov\u00e9 banky navrhuje finan\u010dn\u00ed za\u010dlen\u011bn\u00ed s podporou technologi\u00ed Nov\u00e9 Dill\u00ed: Sv\u011btov\u00e1 banka…<\/p>\n","protected":false},"author":2,"featured_media":3608,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[2214,916,50,3014],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/35974"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=35974"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/35974\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/3608"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=35974"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=35974"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=35974"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}