{"id":33877,"date":"2023-08-11T01:14:37","date_gmt":"2023-08-10T23:14:37","guid":{"rendered":"http:\/\/www.infokuryr.cz\/n\/?p=33877"},"modified":"2023-08-10T18:09:02","modified_gmt":"2023-08-10T16:09:02","slug":"americky-dluh-na-kreditnich-kartach-presahuje-1-bilion-dolaru","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2023\/08\/11\/americky-dluh-na-kreditnich-kartach-presahuje-1-bilion-dolaru\/","title":{"rendered":"Americk\u00fd dluh na kreditn\u00edch kart\u00e1ch p\u0159esahuje 1 bilion dolar\u016f"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p><span style=\"font-size: 18pt;\"><strong>Ameri\u010dan\u00e9 si v posledn\u00edm \u010dtvrtlet\u00ed p\u016fj\u010dovali v\u00edce ne\u017e kdy jindy, ukazuj\u00ed data Fedu<\/strong><\/span><\/p>\n<p><span>Z\u016fstatky na kreditn\u00edch kart\u00e1ch v USA vzrostly ve druh\u00e9m \u010dtvrtlet\u00ed o 45 miliard dolar\u016f a poprv\u00e9 p\u0159ekonaly 1 bilion dolar\u016f, ozn\u00e1mila v \u00fater\u00fd Newyorsk\u00e1 centr\u00e1ln\u00ed banka.<\/span><\/p>\n<p><span>M\u00edra delikvence se nyn\u00ed vr\u00e1tila na \u00farove\u0148 p\u0159ed Covidem, uvedli ekonomov\u00e9 banky a poznamenali, \u017ee dv\u011b posledn\u00ed \u010dtvrtlet\u00ed\u00a0<\/span><em><span>\u201ezd\u00e1 se, \u017ee vykazuj\u00ed ur\u010ditou stabilizaci\u201c.<\/span><\/em><\/p>\n<p><span>Ostatn\u00ed z\u016fstatky, kter\u00e9 zahrnuj\u00ed maloobchodn\u00ed kreditn\u00ed karty a dal\u0161\u00ed spot\u0159ebitelsk\u00e9 \u00fav\u011bry, stejn\u011b jako p\u016fj\u010dky na auta, vzrostly o 15 miliard USD, respektive 20 miliard USD.<\/span><\/p>\n<p><span>\u010ctvrtletn\u00ed zpr\u00e1va ukazuje, \u017ee z\u016fstatky studentsk\u00fdch p\u016fj\u010dek klesly o 35 miliard dolar\u016f na 1,57 bilionu dolar\u016f, zat\u00edmco z\u016fstatky hypot\u00e9k se z velk\u00e9 \u010d\u00e1sti nezm\u011bnily na 12,01 bilionu dolar\u016f.<\/span><\/p>\n<p><span>Celkov\u00fd dluh dom\u00e1cnost\u00ed ve druh\u00e9m \u010dtvrtlet\u00ed roku 2023 vysko\u010dil o 16 miliard dolar\u016f na 17,06 bilionu dolar\u016f.<\/span><\/p>\n<p><em><span>\u201eNavzdory mnoha protiv\u011btr\u016fm, kter\u00fdm ameri\u010dt\u00ed spot\u0159ebitel\u00e9 v posledn\u00edm roce \u010delili \u2013 vy\u0161\u0161\u00edm \u00farokov\u00fdm sazb\u00e1m, postpandemick\u00fdm infla\u010dn\u00edm tlak\u016fm a ned\u00e1vn\u00fdm bankovn\u00edm selh\u00e1n\u00edm \u2013 existuje jen m\u00e1lo d\u016fkaz\u016f o rozs\u00e1hl\u00e9 finan\u010dn\u00ed t\u00edsni spot\u0159ebitel\u016f,\u201c napsali v\u011bdci<\/span><\/em><span>\u00a0.<\/span><\/p>\n<p><span>Samostatn\u00e1 zpr\u00e1va americk\u00e9ho Feder\u00e1ln\u00edho rezervn\u00edho syst\u00e9mu uvedla, \u017ee \u00farokov\u00e1 sazba kreditn\u00edch karet dos\u00e1hla v kv\u011btnu rekordn\u00edch 22,2 %.\u00a0Podle \u00fadaj\u016f Fedu bylo od za\u010d\u00e1tku pandemie koronaviru otev\u0159eno v\u00edce ne\u017e 70 milion\u016f nov\u00fdch \u00fa\u010dt\u016f kreditn\u00edch karet.<\/span><\/p>\n<p><span>Finan\u010dn\u00ed experti se domn\u00edvaj\u00ed, \u017ee dluh se bude i nad\u00e1le hromadit \u010d\u00e1ste\u010dn\u011b proto, \u017ee vysok\u00e1 inflace nut\u00ed dom\u00e1cnosti, aby se v\u00edce op\u00edraly o sv\u00e9 kreditn\u00ed karty, aby pokryly v\u00fddaje.<\/span><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-1185\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2021\/04\/kuryr-podpis.png\" alt=\"\" width=\"84\" height=\"24\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-33819 aligncenter\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/08\/ces1-300x157.jpg\" alt=\"\" width=\"1322\" height=\"692\" srcset=\"https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/08\/ces1-300x157.jpg 300w, https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/08\/ces1-1024x536.jpg 1024w, https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/08\/ces1-768x402.jpg 768w, https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/08\/ces1.jpg 1200w\" sizes=\"(max-width: 1322px) 100vw, 1322px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/stranapro.cz\/\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-30218 aligncenter\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/06\/PRO-banner-300x36.png\" alt=\"\" width=\"1342\" height=\"161\" srcset=\"https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/06\/PRO-banner-300x36.png 300w, https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/06\/PRO-banner-768x93.png 768w, https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/06\/PRO-banner.png 849w\" sizes=\"(max-width: 1342px) 100vw, 1342px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ameri\u010dan\u00e9 si v posledn\u00edm \u010dtvrtlet\u00ed p\u016fj\u010dovali v\u00edce ne\u017e kdy jindy, ukazuj\u00ed data Fedu Z\u016fstatky na&#8230;<\/p>\n","protected":false},"author":2,"featured_media":33878,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[1181,5643,37],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/33877"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=33877"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/33877\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/33878"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=33877"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=33877"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=33877"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}