{"id":31065,"date":"2023-06-28T05:19:44","date_gmt":"2023-06-28T03:19:44","guid":{"rendered":"http:\/\/www.infokuryr.cz\/n\/?p=31065"},"modified":"2023-06-28T05:19:44","modified_gmt":"2023-06-28T03:19:44","slug":"hypotecni-trh-se-hrouti","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2023\/06\/28\/hypotecni-trh-se-hrouti\/","title":{"rendered":"Hypote\u010dn\u00ed trh se hrout\u00ed"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p><strong><span>Ceny nemovitost\u00ed v USA poprv\u00e9 za 11 let klesly &#8211; zat\u00edm jen o skromn\u00fdch 0,2%.\u00a0\u00da\u010dastn\u00edci trhu se v\u0161ak ob\u00e1vaj\u00ed, \u017ee jde o za\u010d\u00e1tek velk\u00e9ho kolapsu a mo\u017en\u00e1 i p\u0159edzv\u011bst nov\u00e9 hypote\u010dn\u00ed krize.<\/span><\/strong><\/p>\n<p><span>Pokles na trhu s bydlen\u00edm m\u011bl na sv\u011bdom\u00ed prudk\u00fd n\u00e1r\u016fst hypote\u010dn\u00edch sazeb zp\u016fsoben\u00fd vysokou inflac\u00ed.\u00a0Fed ut\u00e1hl \u0161rouby zv\u00fd\u0161en\u00edm kl\u00ed\u010dov\u00e9 sazby na 5%.\u00a0\u00darokov\u00e9 sazby hypot\u00e9k v USA dosahuj\u00ed a\u017e 7%, co\u017e je nejv\u00edc od roku 2001. Zde je v\u0161ak probl\u00e9m \u2014 pr\u016fm\u011brn\u00e1 cena americk\u00e9ho domu p\u0159ed 20 lety byla 150.000 dolar\u016f a nyn\u00ed p\u0159esahuje 600.000.<\/span><\/p>\n<p><span>Realitn\u00ed bublina byla dlouhodob\u011b nafouknuta kv\u016fli t\u00e9m\u011b\u0159 nulov\u00fdm sazb\u00e1m.\u00a0Nyn\u00ed je v\u0161ak konec a Ameri\u010dan\u00e9 u\u017e mus\u00ed utratit a\u017e polovinu sv\u00e9ho p\u0159\u00edjmu jen na spl\u00e1tky hypot\u00e9ky.\u00a0Po\u010det prodan\u00fdch nemovitost\u00ed v roce 2022 klesl o rekordn\u00edch 20%.<\/span><\/p>\n<p><span>Ceny bydlen\u00ed ji\u017e klesaj\u00ed v mnoha liber\u00e1ln\u00edch metropolitn\u00edch oblastech jako San Francisco nebo Seattle, kde je obrovsk\u00e1 kriminalita a ulice jsou zaplaveny bezdomovci a drogov\u011b z\u00e1visl\u00fdmi.\u00a0Nyn\u00ed v\u0161ak trh s nemovitostmi za\u010dal v zemi jako celku klesat &#8211; hroz\u00ed, \u017ee zas\u00e1hne v\u0161echny banky, hedgeov\u00e9 fondy a velk\u00e9 investory, kte\u0159\u00ed ji\u017e 15 let hraj\u00ed na neust\u00e1l\u00e9m r\u016fstu cen.<\/span><\/p>\n<p><span>Trh s nemovitostmi ji\u017e pad\u00e1 v severn\u00ed Evrop\u011b.\u00a0Brit\u00e1nie je tak\u00e9 pod \u00fatokem.\u00a0V USA na tomto trhu cirkuluje mnohem v\u00edce pen\u011bz \u2013 tak\u017ee setrva\u010dnost r\u016fstu je zde st\u00e1le siln\u011bj\u0161\u00ed.\u00a0Pokud v\u0161ak americk\u00fd hypote\u010dn\u00ed trh nakonec zkolabuje, u\u017e to bude hrozit rozs\u00e1hlou finan\u010dn\u00ed kriz\u00ed po cel\u00e9m sv\u011bt\u011b.\u00a0A na pozad\u00ed bou\u0159liv\u00fdch prezidentsk\u00fdch voleb se objev\u00ed riziko, \u017ee situace ve Spojen\u00fdch st\u00e1tech bude co nejnestabiln\u011bj\u0161\u00ed.<\/span><\/p>\n<p><strong><span>M\u00e1lek Dudakov<\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/stranapro.cz\/\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-30218 aligncenter\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/06\/PRO-banner-300x36.png\" alt=\"\" width=\"1367\" height=\"164\" srcset=\"https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/06\/PRO-banner-300x36.png 300w, https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/06\/PRO-banner-768x93.png 768w, https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2023\/06\/PRO-banner.png 849w\" sizes=\"(max-width: 1367px) 100vw, 1367px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ceny nemovitost\u00ed v USA poprv\u00e9 za 11 let klesly &#8211; zat\u00edm jen o skromn\u00fdch 0,2%.\u00a0\u00da\u010dastn\u00edci&#8230;<\/p>\n","protected":false},"author":2,"featured_media":24034,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[4099,5265,371,1289,3027,37],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/31065"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=31065"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/31065\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/24034"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=31065"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=31065"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=31065"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}