{"id":24461,"date":"2023-03-15T01:08:47","date_gmt":"2023-03-15T00:08:47","guid":{"rendered":"http:\/\/www.infokuryr.cz\/n\/?p=24461"},"modified":"2023-03-14T17:28:43","modified_gmt":"2023-03-14T16:28:43","slug":"panika-a-hruza-se-siri-z-usa-do-evropy-usa-se-hrouti-a-na-palube-titaniku-se-stale-tanci","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2023\/03\/15\/panika-a-hruza-se-siri-z-usa-do-evropy-usa-se-hrouti-a-na-palube-titaniku-se-stale-tanci\/","title":{"rendered":"Panika a hr\u016fza se \u0161\u00ed\u0159\u00ed z USA do Evropy, USA se hrout\u00ed a na palub\u011b Titaniku se st\u00e1le tan\u010d\u00ed"},"content":{"rendered":"
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Posledn\u00ed stadium dedolarizace? Jsou USA v bankrotu? Jedna banka za druhou, Wall Street se ot\u0159\u00e1s\u00e1 v z\u00e1kladech, americk\u00e1 ekonomika se hrout\u00ed a hr\u016fza se p\u0159el\u00e9v\u00e1 do Evropy jako p\u0159i krachu na newyorsk\u00e9 burze\u00a0 ve \u010dtvrtek 24. \u0159\u00edjna 1929!<\/strong><\/p>\n<\/div>\n

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Kolapsy a bankroty se z USA p\u0159el\u00e9vaj\u00ed do Evropy!<\/p>\n

Nejv\u011bt\u0161\u00ed krach od krize v roce 2008. V USA zkrachovala jedna z nejv\u011bt\u0161\u00edch bank<\/h1>\n

Kalifornsk\u00e9 bankovn\u00ed regula\u010dn\u00ed org\u00e1ny uzav\u0159ely SVB Financial Group, mate\u0159skou spole\u010dnost Silicon Valley Bank.<\/p>\n

N\u00e1sleduje krach dal\u0161\u00edch!<\/p>\n

Silvergate Capital Corp. a Signature Bank<\/strong><\/span><\/h3>\n

V Evrop\u011b je poplach<\/p>\n

„U Silicon Valley Bank se jedn\u00e1 o nejv\u011bt\u0161\u00ed selh\u00e1n\u00ed banky v USA od finan\u010dn\u00ed krize a situaci na trhu pe\u010dliv\u011b sledujeme,“ citovala NBIM MarketWatch.<\/p>\n

Evropa<\/h2>\n

\u0160v\u00e9dsk\u00e1 PF Alecta odhadla ztr\u00e1ty z kolapsu Silicon Valley Bank na 1,1 miliardy dolar\u016f<\/h1>\n

Norsk\u00fd ropn\u00fd fond na tom ztratil 263 milion\u016f dolar\u016f<\/strong><\/p>\n

\u0160v\u00e9dsk\u00fd penzijn\u00ed fond Alecta<\/strong>\u00a0odhaduje sv\u00e9 ztr\u00e1ty z investic do zkrachoval\u00e9 americk\u00e9 banky Silicon Valley Bank (SVB) na\u00a012 miliard \u0161v\u00e9dsk\u00fdch korun (1,13 miliardy dolar\u016f),<\/strong>\u00a0uv\u00e1d\u00ed MarketWatch.<\/p>\n

\n\n\n\n
\u00a0A op\u011bt: kdy\u017e se muselo propou\u0161t\u011bt tis\u00edce p\u0159ebyte\u010dn\u00fdch IT pracovn\u00edk\u016f, \u0159valo se o cenzu\u0159e a zlo\u010dinech Muska jako u n\u00e1s, tak\u017ee si nikdo nev\u0161iml prav\u00e9 p\u0159\u00ed\u010diny, \u017ee dluhy USA mohou p\u0159edch\u00e1zet tot\u00e1ln\u00edmu zhroucen\u00ed a st\u00e1le se psalo: to Putin, to Putin a Rusko je v defautu, a \u017ee skoro nem\u00e1 pen\u00edze!<\/p>\n

A skute\u010dnost? Odv\u00e1d\u011bla se pozornost od bankovn\u00edch zv\u011brstev v dolarov\u00e9m a eurov\u00e9m sv\u011bt\u011b!<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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N\u00e1hl\u00fd kolaps americk\u00e9 Silicon Valley Bank (SVB), kter\u00e1 byla po mnoho let ned\u00edlnou sou\u010d\u00e1st\u00ed finan\u010dn\u00edho prost\u0159ed\u00ed Silicon Valley, vyvol\u00e1v\u00e1 mnoho ot\u00e1zek o tom, jak\u00e9 d\u016fsledky by to mohlo m\u00edt jak pro bankovn\u00ed pr\u016fmysl, tak pro technologie. a pro budouc\u00ed politiku Feder\u00e1ln\u00edch rezervn\u00edch syst\u00e9m\u016f (FRS).<\/p>\n

SVB poskytla bankovn\u00ed slu\u017eby zhruba polovin\u011b v\u0161ech americk\u00fdch biotechnologick\u00fdch a IT startup\u016f financovan\u00fdch venture kapitalisty a tak\u00e9 hr\u00e1la obrovskou roli v \u017eivotech podnikatel\u016f, spravovala jejich osobn\u00ed finance, investovala jako partner do fond\u016f rizikov\u00e9ho kapit\u00e1lu a organizovala akciov\u00e9 nab\u00eddky. , p\u00ed\u0161e list Financial Times.<\/p>\n

Fed, ministerstvo financ\u00ed USA a Feder\u00e1ln\u00ed korporace pro poji\u0161t\u011bn\u00ed vklad\u016f (FDIC) se ob\u00e1valy zhor\u0161uj\u00edc\u00ed se bankovn\u00ed krize rychle p\u0159istoupily k ochran\u011b vklad\u016f z\u00e1kazn\u00edk\u016f a udr\u017een\u00ed d\u016fv\u011bry v bankovn\u00ed syst\u00e9m.<\/p>\n

Ameri\u010dt\u00ed regul\u00e1to\u0159i v\u0161ak nyn\u00ed mus\u00ed odpov\u011bd\u011bt na ot\u00e1zku, jak jim uniklo, \u017ee se u 16. nejv\u011bt\u0161\u00ed americk\u00e9 banky objevily tak v\u00e1\u017en\u00e9 probl\u00e9my, poznamen\u00e1v\u00e1 FT.<\/p>\n

Bankrot SVB byl nejv\u011bt\u0161\u00ed od krachu Washington Mutual Inc. b\u011bhem finan\u010dn\u00ed krize v roce 2008.<\/strong><\/p>\n

Co se stalo? Podrobn\u011bji.<\/h2>\n

Za\u010d\u00e1tkem b\u0159ezna se finan\u010dn\u00ed \u0159editel\u00e9 ze 40 americk\u00fdch technologick\u00fdch spole\u010dnost\u00ed se\u0161li v ly\u017ea\u0159sk\u00e9m st\u0159edisku Deep Valley v Utahu na ka\u017edoro\u010dn\u00edm SVB Snow Summit. Asi o t\u00fdden pozd\u011bji tit\u00ed\u017e finan\u010dn\u00ed \u0159editel\u00e9 zb\u011bsile rozhodovali o tom, zda nechat pen\u00edze sv\u00fdch spole\u010dnost\u00ed v bance, nebo je urychlen\u011b vybrat.<\/p>\n

SVB Financial Group, mate\u0159sk\u00e1 spole\u010dnost SVB, 8. b\u0159ezna ozn\u00e1mila, \u017ee prodala americk\u00e9 st\u00e1tn\u00ed dluhopisy a hypote\u010dn\u00ed z\u00e1stavn\u00ed listy v celkov\u00e9 v\u00fd\u0161i 21 miliard USD z portfolia banky, \u010d\u00edm\u017e ztratila 1,8 miliardy USD.<\/p>\n

Probl\u00e9my SVB jsou \u010d\u00e1ste\u010dn\u011b zp\u016fsobeny agresivn\u00edm zp\u0159\u00eds\u0148ov\u00e1n\u00edm m\u011bnov\u00e9 politiky Fedu. V\u00fdrazn\u00e9 zv\u00fd\u0161en\u00ed z\u00e1kladn\u00ed \u00farokov\u00e9 sazby ze strany Fedu za posledn\u00ed rok vedlo ke zv\u00fd\u0161en\u00ed v\u00fdnos\u016f dluhopis\u016f, a t\u00edm i ke sn\u00ed\u017een\u00ed hodnoty cenn\u00fdch pap\u00edr\u016f v portfoli\u00edch bank. Nerealizovan\u00e9 ztr\u00e1ty na dluhopisech nejsou nutn\u011b probl\u00e9mem finan\u010dn\u00edch spole\u010dnost\u00ed, ale v p\u0159\u00edpad\u011b SVB se to shodovalo s odlivem prost\u0159edk\u016f klient\u016f z vklad\u016f. Mnoho IT spole\u010dnost\u00ed \u010del\u00ed klesaj\u00edc\u00edm v\u00fdnos\u016fm a mus\u00ed vyb\u00edrat prost\u0159edky z vklad\u016f, aby pokryly n\u00e1klady, poznamen\u00e1v\u00e1 Market Watch.<\/p>\n

SVB byla zase nucena urychlen\u011b prodat cenn\u00e9 pap\u00edry ze sv\u00e9ho portfolia s velkou ztr\u00e1tou, aby zvl\u00e1dla odliv vklad\u016f.<\/p>\n

SVB Financial tak\u00e9 ozn\u00e1mila sv\u016fj z\u00e1m\u011br um\u00edstit 2,25 miliardy dolar\u016f do nov\u00fdch akci\u00ed na podporu financ\u00ed. To vyd\u011bsilo investory rizikov\u00e9ho kapit\u00e1lu, v\u010detn\u011b takov\u00fdch v\u00fdznamn\u00fdch osobnost\u00ed jako Peter Thiel, kter\u00fd radil sv\u00fdm klient\u016fm, aby si vybrali pen\u00edze z banky.<\/p>\n

O dva dny pozd\u011bji bylo SVB nuceno opustit sv\u00e9 pl\u00e1ny nab\u00eddky akci\u00ed. Kalifornsk\u00e9 ministerstvo finan\u010dn\u00ed ochrany a inovac\u00ed banku v p\u00e1tek uzav\u0159elo a jej\u00edm \u0159\u00edzen\u00edm pov\u011b\u0159ilo FDIC.<\/p>\n

V n\u00e1vaznosti na to\u00a0byla uzav\u0159ena banka Signature se s\u00eddlem v New Yorku, kter\u00e1 byla obl\u00edben\u00e1 dr\u017eiteli kryptom\u011bn,<\/strong>\u00a0kter\u00e1 stejn\u011b jako SVB \u010delila prudk\u00e9mu odlivu prost\u0159edk\u016f z\u00e1kazn\u00edk\u016f z vklad\u016f.<\/p>\n

Regul\u00e1to\u0159i se sna\u017e\u00ed zabr\u00e1nit \u0161\u00ed\u0159en\u00ed krize<\/h2>\n

Po uzav\u0159en\u00ed SVB a Signature Bank se ameri\u010dt\u00ed regul\u00e1to\u0159i zav\u00e1zali pln\u011b chr\u00e1nit vkladatele ve snaze vyhnout se eskalaci krize. To bylo d\u016fle\u017eit\u00e9 zejm\u00e9na pro klienty, kte\u0159\u00ed dr\u017eeli v\u00edce ne\u017e 250 000 dolar\u016f v bank\u00e1ch, za jejich\u017e platby ru\u010d\u00ed FDIC, p\u00ed\u0161e Bloomberg.<\/p>\n

Regul\u00e1to\u0159i nav\u00edc sl\u00edbili, \u017ee z\u00e1kazn\u00edci bank budou m\u00edt p\u0159\u00edstup ke sv\u00fdm pen\u011bz\u016fm ji\u017e v pond\u011bl\u00ed a prost\u0159edky da\u0148ov\u00fdch poplatn\u00edk\u016f nebudou pou\u017eity k p\u0159ekon\u00e1n\u00ed krize.<\/p>\n

Fed v ned\u011bli ozn\u00e1mil spu\u0161t\u011bn\u00ed nov\u00e9ho n\u00e1stroje pro poskytov\u00e1n\u00ed finan\u010dn\u00edch prost\u0159edk\u016f finan\u010dn\u00edm instituc\u00edm, aby zajistil, \u017ee \u201ejsou schopny uspokojit pot\u0159eby v\u0161ech sv\u00fdch st\u0159adatel\u016f\u201c.<\/p>\n

Mechanismus nazvan\u00fd Bank Term Funding Program (BTFP) poskytuje \u00fav\u011bry po dobu a\u017e jednoho roku bank\u00e1m, spo\u0159iteln\u00edm a \u00fav\u011brn\u00edm dru\u017estv\u016fm, dru\u017estevn\u00edm z\u00e1lo\u017en\u00e1m a dal\u0161\u00edm finan\u010dn\u00edm instituc\u00edm. Jako zaji\u0161t\u011bn\u00ed t\u011bchto p\u016fj\u010dek p\u0159ijme Fed americk\u00e9 st\u00e1tn\u00ed dluhopisy, dluhopisy feder\u00e1ln\u00edch agentur, hypote\u010dn\u00ed z\u00e1stavn\u00ed listy a \u0159adu dal\u0161\u00edch cenn\u00fdch pap\u00edr\u016f.<\/p>\n

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BTFP poskytne dal\u0161\u00ed zdroj likvidity a eliminuje pot\u0159ebu\u00a0rychle prod\u00e1vat americk\u00e9 st\u00e1tn\u00ed dluhopisy<\/strong> a dal\u0161\u00ed bezpe\u010dn\u011bj\u0161\u00ed cenn\u00e9 pap\u00edry v dob\u011b stresu, uvedl Fed v prohl\u00e1\u0161en\u00ed.<\/div>\n<\/div>\n

„Fed je p\u0159ipraven vy\u0159e\u0161it jak\u00e9koli probl\u00e9my s likviditou, kter\u00e9 mohou nastat,“ uvedla centr\u00e1ln\u00ed banka.<\/p>\n

Ministerstvo financ\u00ed USA vy\u010dlen\u00ed ze stabiliza\u010dn\u00edho fondu a\u017e 25 miliard dolar\u016f na podporu nov\u00e9ho mechanismu Fedu. Fed v\u0161ak neo\u010dek\u00e1v\u00e1, \u017ee budou vyu\u017eity v\u0161echny tyto prost\u0159edky.<\/p>\n

Co bude s SVB?<\/h2>\n

V pond\u011bl\u00ed FDIC uvedl, \u017ee p\u0159evedl v\u0161echny vklady SVB – poji\u0161t\u011bn\u00e9 i ne – do nov\u00e9 sanita\u010dn\u00ed banky, Silicon Valley Bank NA. Provozovatelem nov\u00e9 banky je samotn\u00e1 FDIC. Tim Maiopoulos, kter\u00fd d\u0159\u00edve vedl Federal National Mortgage Association, l\u00e9pe zn\u00e1m\u00fd jako Fannie Mae, byl jmenov\u00e1n gener\u00e1ln\u00edm \u0159editelem Silicon Valley Bank NA.<\/p>\n

„Vkladatel\u00e9 budou m\u00edt pln\u00fd p\u0159\u00edstup ke sv\u00fdm prost\u0159edk\u016fm dnes r\u00e1no, a\u017e Silicon Valley Bank NA znovu otev\u0159e a obnov\u00ed \u010dinnost jako obvykle, v\u010detn\u011b online bankovnictv\u00ed,“ uvedl FDIC v tiskov\u00e9 zpr\u00e1v\u011b.<\/p>\n

Vkladatel\u00e9 a dlu\u017en\u00edci se automaticky stanou z\u00e1kazn\u00edky Silicon Valley Bank NA a budou nad\u00e1le dost\u00e1vat z\u00e1kaznickou podporu. Podobn\u00e1 opat\u0159en\u00ed byla p\u0159ijata s ohledem na Signature Bank. Jej\u00ed vklady a majetek byly p\u0159evedeny na sanatorium Signature Bridge Bank NA<\/p>\n

Tak toto je n\u00e1\u0161 vzor: p\u0159edlu\u017een\u00fd, hrout\u00edc\u00ed se st\u00e1t, vyhro\u017euj\u00edc\u00ed cel\u00e9mu sv\u011btu s 30 miliony negramotn\u00fdch a skoro dementn\u00edm prezidentem Bidenem, kter\u00fd \u0159\u00edk\u00e1 mrtv\u00e9 vnu\u010dce babi\u010dko a vod\u00ed ji za ru\u010di\u010dku. Proboha, je na t\u00e9to \u00farovni i na\u0161e vl\u00e1da v\u010detn\u011b prezidenta?<\/strong><\/p>\n

Petr Pokorn\u00fd<\/a><\/p>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n

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Posledn\u00ed stadium dedolarizace? Jsou USA v bankrotu? Jedna banka za druhou, Wall Street se ot\u0159\u00e1s\u00e1…<\/p>\n","protected":false},"author":2,"featured_media":24462,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[503,283,29,2888,37],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/24461"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=24461"}],"version-history":[{"count":1,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/24461\/revisions"}],"predecessor-version":[{"id":24463,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/24461\/revisions\/24463"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/24462"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=24461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=24461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=24461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}