{"id":22338,"date":"2023-02-06T00:59:35","date_gmt":"2023-02-05T23:59:35","guid":{"rendered":"http:\/\/www.infokuryr.cz\/n\/?p=22338"},"modified":"2023-02-05T16:04:11","modified_gmt":"2023-02-05T15:04:11","slug":"to-je-masakr-banky-nas-obraly-o-100-miliard-a-myslite-ze-to-poslou-na-ukrajinu-co-na-to-general","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2023\/02\/06\/to-je-masakr-banky-nas-obraly-o-100-miliard-a-myslite-ze-to-poslou-na-ukrajinu-co-na-to-general\/","title":{"rendered":"To je masakr: banky n\u00e1s obraly o 100 miliard a mysl\u00edte, \u017ee to po\u0161lou na Ukrajinu? Co na to gener\u00e1l?"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<div class=\"introtext\">\n<p><strong>\u010cesk\u00e9 banky, z nich\u017e prakticky \u017e\u00e1dn\u00e1 nen\u00ed \u010desk\u00e1, maj\u00ed za rok 2022 historicky rekordn\u00ed zisky: poprv\u00e9 v historii p\u0159es 100 miliard korun. A t\u0159etina \u010cech\u016f, Moravan\u016f a Slezan\u016f si chod\u00ed pro \u017eebra\u010denky. Sou\u010dasn\u011b vl\u00e1da plat\u00ed Ukrajinu a Ukrajince z na\u0161ich pen\u011bz. Pro\u010d ne tyto pen\u00edze ze zisku?<\/strong><\/p>\n<\/div>\n<div class=\"fulltext\">\n<p>Mimochodem, nen\u00ed trestn\u00e9, \u017ee si \u0159\u00edkaj\u00ed \u010desk\u00e9? Jenom proto, \u017ee \u010cechy ob\u00edraj\u00ed?<\/p>\n<p><span style=\"font-size: 18pt;\"><strong>Dotace naruby, aneb chud\u00ed dotuj\u00ed bohat\u00e9. Jak \u00fa\u017easn\u00e9 je spojen\u00ed se z\u00e1padem&#8230;<\/strong><\/span><\/p>\n<div class=\"info_box cela_sirka jpalert\">\n<div class=\"explanationContent\">Zisk bank a spo\u0159itelen v \u010cesku loni poprv\u00e9 v historii p\u0159ekonal psychologickou hranici 100 miliard korun, kdy\u017e\u00a0<strong>dos\u00e1hl \u00farovn\u011b 104,1 miliardy korun.<\/strong> Vypl\u00fdv\u00e1 to z \u00fadaj\u016f, kter\u00e9 nov\u011b zve\u0159ejnila \u010cesk\u00e1 n\u00e1rodn\u00ed banka. Dosud nejvy\u0161\u0161\u00edho zisku dos\u00e1hly tuzemsk\u00e9 banky a spo\u0159itelny v roce 2019, a to 89,7 miliardy korun.<\/div>\n<\/div>\n<p><strong>\u010c\u00edm v\u00edce pen\u011bz jde do zahrani\u010d\u00ed, t\u00edm (pr\u00fd) jsou zdrav\u011bj\u0161\u00ed banky.\u00a0<\/strong>Tak to alespo\u0148 tvrd\u00ed ekonomick\u00e9 v\u00fdroky odborn\u00edk\u016f. \u017de jsou zahlceny \u00fa\u0159ady, kter\u00e9 vyd\u00e1vaj\u00ed \u017eebra\u010denky a p\u0159i \u00fadajn\u00e9 t\u0159\u00edprocentn\u00ed nezam\u011bstnanosti jsou soci\u00e1ln\u00ed \u00fa\u0159ady v trosk\u00e1ch? To je p\u0159esn\u011b d\u016fkaz toho, jakou atmosf\u00e9ru vytv\u00e1\u0159\u00ed masm\u00e9dia a zvr\u00e1cen\u00e1 vl\u00e1da, a jak\u00e1 je skute\u010dnost.<\/p>\n<table>\n<tbody>\n<tr>\n<td>\u00a0A v\u00edte \u017ee ten, kdo to kritizuje, je dezinform\u00e1tor a dezol\u00e1t, ten, kdo to podporuje, je syst\u00e9mov\u00fd v\u016fdce?<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Banky v\u00a0lo\u0148sk\u00e9m roce t\u011b\u017eily z\u00a0prost\u0159ed\u00ed pom\u011brn\u011b vysok\u00fdch \u00farokov\u00fdch sazeb. Centr\u00e1ln\u00ed banky zvy\u0161ov\u00e1n\u00edm \u00farokov\u00fdch sazeb bojuj\u00ed proti rapidn\u00ed inflaci a kv\u016fli v\u00fdrazn\u00e9 inflaci a infla\u010dn\u00edm o\u010dek\u00e1v\u00e1n\u00edm stoupaj\u00ed tak\u00e9 tr\u017en\u00ed \u00farokov\u00e9 sazby. Oboje se p\u0159\u00edzniv\u011b prom\u00edt\u00e1 do ziskovosti bank, nebo\u0165 to navy\u0161uje \u00farokov\u00e9 mar\u017ee, a tedy \u00farokov\u00e9 v\u00fdnosy. Ty p\u0159edstavuj\u00ed kl\u00ed\u010dov\u00fd zdroj bankovn\u00edho zisku.<\/p>\n<p>Ruku v\u00a0ruce s\u00a0dlouhodob\u00fdm r\u016fstem ekonomiky doch\u00e1z\u00ed p\u0159irozen\u011b nap\u0159\u00edklad k\u00a0r\u016fstu objemu celkov\u00fdch aktiv bank. Pr\u00e1v\u011b proto je v\u00edce vypov\u00eddaj\u00edc\u00ed posuzovat v\u00fdkonnost bank v\u00fd\u0161e uveden\u00fdmi pom\u011brov\u00fdmi ukazateli. Z\u00a0nich neplyne, \u017ee by re\u00e1ln\u00e1 ziskovost bank rostla excesivn\u011b. Sp\u00ed\u0161e byl lo\u0148sk\u00fd rok n\u00e1vratem ke standardn\u00ed ziskovosti zdrav\u00e9ho bankovn\u00edho sektoru, jak\u00fd ten \u010desk\u00fd dlouhodob\u011b p\u0159edstavuje.<\/p>\n<p>Fialova vl\u00e1da v\u0161ak p\u0159esto loni rozhodla zat\u00ed\u017eit \u0161estici nejv\u011bt\u0161\u00edch \u010desk\u00fdch bank dan\u00ed z\u00a0mimo\u0159\u00e1dn\u00fdch zisk\u016f.\u00a0<strong>Ta se v\u0161ak vztahuje a\u017e k\u00a0zisk\u016fm za leto\u0161n\u00ed rok. Dot\u010den\u00e9 banky z\u0159ejm\u011b p\u0159istoup\u00ed k\u00a0r\u016fzn\u00fdm form\u00e1m optimalizace, aby letos sv\u016fj da\u0148ov\u00fd z\u00e1klad sn\u00ed\u017eily.<\/strong>\u00a0Je tak ot\u00e1zkou, do jak\u00e9 m\u00edry inkaso z\u00a0mimo\u0159\u00e1dn\u00fdch zisk\u016f bank podpo\u0159\u00ed siln\u011b deficitn\u00ed ve\u0159ejn\u00e9 finance, kter\u00e9 na v\u00fddajov\u00e9 stran\u011b zat\u011b\u017euj\u00ed mimo\u0159\u00e1dn\u00e9 v\u00fddaje souvisej\u00edc\u00ed se zastropov\u00e1n\u00edm cen energi\u00ed, odpu\u0161t\u011bn\u00edm p\u0159\u00edsp\u011bvku na podporovan\u00e9 zdroje energie a dal\u0161\u00edmi opat\u0159en\u00edmi uveden\u00fdmi loni a letos ve jm\u00e9nu boje s\u00a0energetickou drahotou.<\/p>\n<p>N\u011bkdo typu Anarchisty Cempera Manipul\u00e1tora bude tvrdit, \u017ee to nejsou dotace. N\u00e1zvoslov\u00edm to skute\u010dn\u011b nejsou, ale v\u00fdvod pen\u011bz z na\u0161\u00ed zem\u011b, kdy\u017e jsou p\u0159epln\u011bn\u00e9 \u00fa\u0159ady soci\u00e1ln\u00edch d\u00e1vek a mnoho lid\u00ed nem\u00e1 u\u017e ani na chleba jsou ve skute\u010dnosti co?<\/p>\n<p>Z\u00e1kladn\u00ed zdroj informace:\u00a0<a href=\"https:\/\/moneymag.cz\/bankovnictvi\/ceske-banky-maji-za-rok-2022-historicky-rekordni-zisky-poprve-v-historii-pres-100-miliard-korun-svedci-jim-vysoka-inflace-a-vysoke-uroky.f4965462\" target=\"_blank\" rel=\"noopener\">moneymag.cz<\/a><\/p>\n<p><a href=\"https:\/\/www.skrytapravda.cz\/z-ekonomiky\/1059-to-je-masakr-banky-nas-obraly-o-100-miliard-a-myslite-ze-to-poslou-na-ukrajinu-co-na-to-general\">Petr Pokorn\u00fd<\/a><\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-19187 aligncenter\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2022\/12\/1-PRO-300x36.jpg\" alt=\"\" width=\"1133\" height=\"136\" srcset=\"https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2022\/12\/1-PRO-300x36.jpg 300w, https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2022\/12\/1-PRO.jpg 699w\" sizes=\"(max-width: 1133px) 100vw, 1133px\" \/><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u010cesk\u00e9 banky, z nich\u017e prakticky \u017e\u00e1dn\u00e1 nen\u00ed \u010desk\u00e1, maj\u00ed za rok 2022 historicky rekordn\u00ed zisky:&#8230;<\/p>\n","protected":false},"author":2,"featured_media":22339,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[503,920,90,99],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/22338"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=22338"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/22338\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/22339"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=22338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=22338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=22338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}