{"id":19062,"date":"2022-12-02T01:05:55","date_gmt":"2022-12-02T00:05:55","guid":{"rendered":"http:\/\/www.infokuryr.cz\/n\/?p=19062"},"modified":"2022-12-02T11:49:24","modified_gmt":"2022-12-02T10:49:24","slug":"105-zemi-zkouma-cbdc-a-11-je-jiz-nasadilo","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2022\/12\/02\/105-zemi-zkouma-cbdc-a-11-je-jiz-nasadilo\/","title":{"rendered":"105 zem\u00ed zkoum\u00e1 CBDC a 11 je ji\u017e nasadilo"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p><strong>Ve sv\u00e9m projevu na semin\u00e1\u0159i Mezin\u00e1rodn\u00edho m\u011bnov\u00e9ho fondu (&#8222;MMF&#8220;) minul\u00fd m\u011bs\u00edc hovo\u0159il z\u00e1stupce gener\u00e1ln\u00edho \u0159editele MMF a b\u00fdval\u00fd viceguvern\u00e9r \u010c\u00ednsk\u00e9 lidov\u00e9 banky Bo Li o &#8222;programovatelnosti&#8220; digit\u00e1ln\u00edch m\u011bn centr\u00e1ln\u00edch bank (&#8222;CBDC&#8220;):<\/strong><\/p>\n<p>\u201eCBDC m\u016f\u017ee zlep\u0161it finan\u010dn\u00ed za\u010dlen\u011bn\u00ed [ ] prost\u0159ednictv\u00edm toho, \u010demu \u0159\u00edk\u00e1me programovatelnost.\u00a0To znamen\u00e1, \u017ee CBDC m\u016f\u017ee umo\u017enit vl\u00e1dn\u00edm agentur\u00e1m a subjekt\u016fm ze soukrom\u00e9ho sektoru programovat, vytv\u00e1\u0159et inteligentn\u00ed smlouvy, kter\u00e9 umo\u017e\u0148uj\u00ed c\u00edlen\u00e9 politick\u00e9 funkce.\u00a0Mimo jin\u00e9 vypl\u00e1cen\u00ed soci\u00e1ln\u00edch d\u00e1vek v\u010detn\u011b spot\u0159ebitelsk\u00fdch pouk\u00e1zek, jako jsou stravenky.\u00a0Naprogramov\u00e1n\u00edm CBDC mohou b\u00fdt tyto prost\u0159edky zac\u00edleny p\u0159esn\u011b na to, jak\u00fd druh lid\u00ed je m\u016f\u017ee vlastnit a na co mohou b\u00fdt tyto pen\u00edze pou\u017eity, jako jsou potraviny.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\"><iframe loading=\"lazy\" title=\"Digit\u00e1ln\u00ed m\u011bny centr\u00e1ln\u00ed banky pro finan\u010dn\u00ed za\u010dlen\u011bn\u00ed: rizika a odm\u011bny\" src=\"https:\/\/www.youtube.com\/embed\/2I9HR7BTmn0?start=1188&amp;feature=oembed\" width=\"800\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div><figcaption class=\"wp-element-caption\">MMF: Digit\u00e1ln\u00ed m\u011bny centr\u00e1ln\u00ed banky pro finan\u010dn\u00ed za\u010dlen\u011bn\u00ed: Rizika a odm\u011bny, 14. \u0159\u00edjna 2022<\/figcaption><\/figure>\n<p>GingerJim tweetoval p\u0159ed n\u011bkolika lety rozhovor s n\u011bk\u00fdm, kdo vysv\u011btluje dopad pilotn\u00edho programu testovan\u00e9ho v \u010d\u00ednsk\u00e9m Shenzhenu na ka\u017edodenn\u00ed \u017eivoty lid\u00ed.<\/p>\n<div class=\"twitter-tweet twitter-tweet-rendered\"><iframe id=\"twitter-widget-0\" class=\"\" title=\"Twitter Tweet\" src=\"https:\/\/platform.twitter.com\/embed\/Tweet.html?creatorScreenName=uncutnewsCH&amp;dnt=false&amp;embedId=twitter-widget-0&amp;features=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&amp;frame=false&amp;hideCard=false&amp;hideThread=false&amp;id=1597214573920133122&amp;lang=cs&amp;origin=https%3A%2F%2Funcutnews.ch%2F105-laender-erkunden-cbdcs-und-11-haben-sie-bereits-in-betrieb-genommen%2F&amp;sessionId=fafdfe39d8b9a2fa633b8e290cd58d463f57dbd2&amp;siteScreenName=Donuncutschweiz&amp;theme=light&amp;widgetsVersion=a3525f077c700%3A1667415560940&amp;width=550px\" frameborder=\"0\" scrolling=\"no\" allowfullscreen=\"allowfullscreen\" data-tweet-id=\"1597214573920133122\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<p>Ve videu n\u00ed\u017ee tak\u00e9 varuje Russell Brand, kdy\u017e komentuje\u00a0lo\u0148sk\u00fd\u00a0<a href=\"https:\/\/expose-news.com\/2022\/11\/01\/sunak-will-usher-in-totalitarianism-using-cbdc\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"URL\" data-id=\"https:\/\/expose-news.com\/2022\/11\/01\/sunak-will-usher-in-totalitarianism-using-cbdc\/\">nechvaln\u011b zn\u00e1m\u00fd projev britsk\u00e9ho premi\u00e9ra Rishi Sunaka a koment\u00e1\u0159e \u0161\u00e9fa MMF Li o CBDC.<\/a><\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\"><iframe loading=\"lazy\" title=\"Ach sakra, to se OPRAVDU d\u011bje\" src=\"https:\/\/www.youtube.com\/embed\/vTOYJ4QCPnI?feature=oembed\" width=\"800\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/figure>\n<p><span style=\"font-size: 18pt;\"><strong>Stav CBDC po cel\u00e9m sv\u011bt\u011b<\/strong><\/span><\/p>\n<p>V kv\u011btnu 2020\u00a0zva\u017eovalo 35 zem\u00ed CBDC , podle Atlantic Council\u00a0<a href=\"https:\/\/www.atlanticcouncil.org\/cbdctracker\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"URL\" data-id=\"https:\/\/www.atlanticcouncil.org\/cbdctracker\/\">CBDC Tracker .<\/a><\/p>\n<p>V listopadu 2021 Visual Capitalist shrnul stav CBDC pomoc\u00ed dat z Atlantic Council CBDC Tracker.\u00a0A\u010dkoli je roz\u0161\u00ed\u0159en\u00e9 p\u0159ijet\u00ed CBDC je\u0161t\u011b daleko, podle\u00a0<a href=\"https:\/\/www.visualcapitalist.com\/how-central-banks-think-about-digital-currency\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"URL\" data-id=\"https:\/\/www.visualcapitalist.com\/how-central-banks-think-about-digital-currency\/\">Visual Capitalist<\/a>\u00a0dosahuje v\u00fdzkum a experimentov\u00e1n\u00ed pozoruhodn\u00fd pokrok:<\/p>\n<ul>\n<li>CBDC zkoum\u00e1 81 zem\u00ed, kter\u00e9 p\u0159edstavuj\u00ed 90 % celosv\u011btov\u00e9ho HDP.<\/li>\n<li>Pod\u00edl centr\u00e1ln\u00edch bank, kter\u00e9 se aktivn\u011b \u00fa\u010dastn\u00ed CBDC, se za posledn\u00ed 4 roky zv\u00fd\u0161il na 86 %.<\/li>\n<li>60 % centr\u00e1ln\u00edch bank prov\u00e1d\u00ed testy CBDC (n\u00e1r\u016fst ze 42 % v roce 2019) a 14 % p\u0159ech\u00e1z\u00ed na v\u00fdvoj a pilotn\u00ed provoz.<\/li>\n<li>Bahamy jsou jednou z p\u011bti zem\u00ed, kter\u00e9 v sou\u010dasnosti spolupracuj\u00ed s CBDC \u2013 bahamsk\u00fdm p\u00edse\u010dn\u00fdm dolarem.<\/li>\n<li>\u0160v\u00e9dsko a Uruguay projevily z\u00e1jem o digit\u00e1ln\u00ed m\u011bnu.\u00a0\u0160v\u00e9dsko za\u010dalo testovat \u201ee-kronu\u201c v roce 2020 a Uruguay ozn\u00e1mila testy vyd\u00e1v\u00e1n\u00ed digit\u00e1ln\u00edch uruguaysk\u00fdch pesos ji\u017e v roce 2017.<\/li>\n<li>\u010c\u00ednsk\u00e1 lidov\u00e1 banka prov\u00e1d\u00ed testov\u00e1n\u00ed CBDC od dubna 2020.\u00a0Celkem se zapojily des\u00edtky tis\u00edc ob\u010dan\u016f a utratily 2 miliardy juan\u016f a zem\u011b je na dobr\u00e9 cest\u011b b\u00fdt prvn\u00ed, kdo pln\u011b zavede CBDC.<\/li>\n<\/ul>\n<p>Britsk\u00e1 centr\u00e1ln\u00ed banka byla m\u00e9n\u011b optimistick\u00e1 ohledn\u011b spu\u0161t\u011bn\u00ed CBDC v bl\u00edzk\u00e9 budoucnosti, poznamenal loni Visual Capitalist.\u00a0\u201eNavrhovan\u00e1 digit\u00e1ln\u00ed m\u011bna \u2013 nazvan\u00e1 \u201eBritcoin\u201c \u2013 pravd\u011bpodobn\u011b nebude spu\u0161t\u011bna minim\u00e1ln\u011b do roku 2025.<\/p>\n<p>V srpnu 2022 spole\u010dnost Visual Capitalist aktualizovala stav CBDC glob\u00e1ln\u011b, op\u011bt pomoc\u00ed dat z Atlantic Council.\u00a0Tehdy stejn\u011b jako dnes 105 ze 109 zkouman\u00fdch zem\u00ed zkoum\u00e1 CBDC.\u00a0T\u011bchto 105 zem\u00ed p\u0159edstavuje v\u00edce ne\u017e 95 % celosv\u011btov\u00e9ho HDP.<\/p>\n<p>Na z\u00e1klad\u011b t\u011bchto dat vytvo\u0159il Visual Capitalist tabulku s jednotliv\u00fdmi zem\u011bmi a data shrnul do graf\u016f.\u00a0&#8222;Kdy\u017e shrneme data, m\u016f\u017eeme vid\u011bt, \u017ee v\u011bt\u0161ina zem\u00ed je ve f\u00e1zi v\u00fdzkumu,&#8220; p\u00ed\u0161\u00ed.<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" class=\"jetpack-lazy-image jetpack-lazy-image--handled\" src=\"https:\/\/i0.wp.com\/expose-news.com\/wp-content\/uploads\/2022\/11\/image-324.png?resize=768%2C468&amp;ssl=1\" alt=\"\" data-lazy-loaded=\"1\" \/><figcaption class=\"wp-element-caption\">Vizualizovan\u00e9: Stav digit\u00e1ln\u00edch m\u011bn centr\u00e1ln\u00ed banky, Visual Capitalist<\/figcaption><\/figure>\n<\/div>\n<p>Jak je vid\u011bt v\u00fd\u0161e, 9 % zem\u00ed dosud p\u0159ijalo digit\u00e1ln\u00ed m\u011bnu.\u00a0T\u011bch 9 % tvo\u0159\u00ed jeden\u00e1ct zem\u00ed.\u00a0O kter\u00fdch jeden\u00e1ct zem\u00ed se jedn\u00e1, se m\u016f\u017eete pod\u00edvat v tabulce v \u010dl\u00e1nku Visual Capitalist.\u00a0Jednou z t\u011bchto zem\u00ed je Nig\u00e9rie.<\/p>\n<p><em>Pat\u0159\u00ed sem i Nig\u00e9rie, kter\u00e1 se v \u0159\u00edjnu 2021 stane prvn\u00ed africkou zem\u00ed, kter\u00e1 spust\u00ed digit\u00e1ln\u00ed m\u011bnu.\u00a0P\u0159edpokl\u00e1d\u00e1 se, \u017ee polovina z 200 milion\u016f obyvatel zem\u011b nem\u00e1 p\u0159\u00edstup k bankovn\u00edm \u00fa\u010dt\u016fm.<\/em><\/p>\n<p><cite>Zaveden\u00ed eNaira (digit\u00e1ln\u00ed verze Naira) bylo zat\u00edm relativn\u011b pomal\u00e9.\u00a0Aplikace eNaira byla k dubnu 2022\u00a0<a href=\"https:\/\/www.aljazeera.com\/features\/2022\/5\/23\/how-has-nigerias-e-currency-fared-since-introduction\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"URL\" data-id=\"https:\/\/www.aljazeera.com\/features\/2022\/5\/23\/how-has-nigerias-e-currency-fared-since-introduction\">sta\u017eena 700 000kr\u00e1t<\/a>\u00a0.\u00a0To odpov\u00edd\u00e1 0,35 % populace, i kdy\u017e ne v\u0161echna stahov\u00e1n\u00ed jsou prov\u00e1d\u011bna u\u017eivateli v Nig\u00e9rii.<\/cite><\/p>\n<p><em>Naopak bylo hl\u00e1\u0161eno, \u017ee 33,4 milion\u016f Nigerijc\u016f obchoduje nebo vlastn\u00ed kryptom\u011bny, a to navzdory pokus\u016fm centr\u00e1ln\u00ed banky Nig\u00e9rie omezit jejich pou\u017e\u00edv\u00e1n\u00ed.\u00a0<\/em><a href=\"https:\/\/www.visualcapitalist.com\/visualized-the-state-of-central-bank-digital-currencies\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"URL\" data-id=\"https:\/\/www.visualcapitalist.com\/visualized-the-state-of-central-bank-digital-currencies\/\">zdroj<\/a><\/p>\n<blockquote class=\"wp-block-quote\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" class=\"jetpack-lazy-image jetpack-lazy-image--handled\" src=\"https:\/\/i0.wp.com\/www.visualcapitalist.com\/wp-content\/uploads\/2022\/08\/Central_Bank_Digital_Currencies_Main.jpg?w=800&amp;ssl=1\" alt=\"\" data-recalc-dims=\"1\" data-lazy-loaded=\"1\" \/><\/figure>\n<\/div>\n<\/blockquote>\n<p>Hlavn\u00ed grafika v \u010dl\u00e1nku Visual Capital je mapa sv\u011bta zobrazuj\u00edc\u00ed stav podle zem\u00ed, p\u0159\u00edli\u0161 velk\u00e1 na to, aby ji sem zahrnula.\u00a0Mapy\u00a0<a href=\"https:\/\/www.visualcapitalist.com\/visualized-the-state-of-central-bank-digital-currencies\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"URL\" data-id=\"https:\/\/www.visualcapitalist.com\/visualized-the-state-of-central-bank-digital-currencies\/\">naleznete zde<\/a>\u00a0.<\/p>\n<p>CBDC a totalitn\u00ed kontrola prost\u0159ednictv\u00edm jejich pou\u017eit\u00ed nejsou konspira\u010dn\u00ed teori\u00ed \u2013 jsou konspirac\u00ed.\u00a0James Melville zve\u0159ejnil na\u00a0<a href=\"https:\/\/twitter.com\/JamesMelville\/status\/1597282329181159425\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"URL\" data-id=\"https:\/\/twitter.com\/JamesMelville\/status\/1597282329181159425\">Twitteru p\u0159\u00edsp\u011bvek<\/a>\u00a0o CBDC, kter\u00fd si mus\u00edte p\u0159e\u010d\u00edst.\u00a0On za\u010dal:<\/p>\n<p>\u201eCentr\u00e1ln\u00ed banky a vl\u00e1dy n\u00e1s k tomu tla\u010d\u00ed.\u00a0To nesm\u00edme dovolit.\u00a0Probu\u010f se, ne\u017e bude p\u0159\u00edli\u0161 pozd\u011b.&#8220;<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-1185\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2021\/04\/kuryr-podpis.png\" alt=\"\" width=\"84\" height=\"24\" \/><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-19116 aligncenter\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2022\/12\/PRO-LOGO-300x29.jpg\" alt=\"\" width=\"1066\" height=\"103\" srcset=\"https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2022\/12\/PRO-LOGO-300x29.jpg 300w, https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2022\/12\/PRO-LOGO-768x75.jpg 768w, https:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2022\/12\/PRO-LOGO.jpg 998w\" sizes=\"(max-width: 1066px) 100vw, 1066px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ve sv\u00e9m projevu na semin\u00e1\u0159i Mezin\u00e1rodn\u00edho m\u011bnov\u00e9ho fondu (&#8222;MMF&#8220;) minul\u00fd m\u011bs\u00edc hovo\u0159il z\u00e1stupce gener\u00e1ln\u00edho \u0159editele&#8230;<\/p>\n","protected":false},"author":2,"featured_media":10490,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[503,3677,646],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/19062"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=19062"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/19062\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/10490"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=19062"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=19062"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=19062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}