{"id":121031,"date":"2026-11-13T00:21:04","date_gmt":"2026-11-12T23:21:04","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=121031"},"modified":"2026-11-12T10:56:57","modified_gmt":"2026-11-12T09:56:57","slug":"dvoustupnove-financovani-studentu-velka-britanie-buduje-samostatny-system-zalozeny-na-pravidlech-sarii","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2026\/11\/13\/dvoustupnove-financovani-studentu-velka-britanie-buduje-samostatny-system-zalozeny-na-pravidlech-sarii\/","title":{"rendered":"Dvoustup\u0148ov\u00e9 financov\u00e1n\u00ed student\u016f: Velk\u00e1 Brit\u00e1nie buduje samostatn\u00fd syst\u00e9m zalo\u017een\u00fd na pravidlech \u0161ar\u00edi"},"content":{"rendered":"
<\/div>\n

Brit\u00e1nie vytv\u00e1\u0159\u00ed vlastn\u00ed st\u00e1tn\u00ed syst\u00e9m financov\u00e1n\u00ed student\u016f zalo\u017een\u00fd na isl\u00e1msk\u00fdch n\u00e1bo\u017eensk\u00fdch z\u00e1sad\u00e1ch. Schv\u00e1lit ho maj\u00ed experti na \u0161ar\u00edu a z pen\u011bz da\u0148ov\u00fdch poplatn\u00edk\u016f ji\u017e byly utraceny stovky tis\u00edc liber. Reform UK varuje p\u0159ed paraleln\u00edmi isl\u00e1msk\u00fdmi strukturami.<\/span><\/strong><\/p>\n

V Brit\u00e1nii ji\u017e n\u00e1bo\u017eensk\u00e9 p\u0159esv\u011bd\u010den\u00ed student\u016f nebudou diktovat syst\u00e9m st\u00e1tn\u00edch p\u016fj\u010dek; vl\u00e1da m\u00edsto toho vytv\u00e1\u0159\u00ed dodate\u010dn\u00fd model financov\u00e1n\u00ed zalo\u017een\u00fd na isl\u00e1msk\u00fdch principech. Proto\u017ee pr\u00e1vo \u0161ar\u00eda zakazuje \u00faroky, Lond\u00fdn vyv\u00edj\u00ed samostatn\u00fd alternativn\u00ed program studentsk\u00fdch p\u016fj\u010dek \u2013 s vyhrazen\u00fdm fondem a certifikac\u00ed isl\u00e1msk\u00fdch finan\u010dn\u00edch expert\u016f. Podle den\u00edku <\/span>Telegraph<\/span><\/a> ji\u017e bylo na jeho v\u00fdvoj vynalo\u017eeno v\u00edce ne\u017e 365 000 liber z pen\u011bz da\u0148ov\u00fdch poplatn\u00edk\u016f. Finan\u010dn\u00ed riziko selh\u00e1n\u00ed z\u016fst\u00e1v\u00e1 na vl\u00e1d\u011b.<\/span><\/p>\n

N\u011bkolik britsk\u00fdch univerzit, v\u010detn\u011b Bristolu, Leedsu, Newcastlu a University College London, ji\u017e pl\u00e1novan\u00fd program propaguje. Informace o n\u011bm poskytuj\u00ed i \u200b\u200bDe Montfort University a City St George’s. Pevn\u00e9 datum zah\u00e1jen\u00ed dosud nebylo stanoveno. Politick\u00e1 v\u016fle zjevn\u011b nechyb\u00ed: labouristick\u00e1 vl\u00e1da s projektem, kter\u00fd byl zah\u00e1jen za konzervativc\u016f, pokra\u010duje.<\/span><\/p>\n

Kde je naps\u00e1no \u0161ar\u00eda, tam mus\u00ed b\u00fdt \u0161ar\u00eda<\/span><\/h3>\n

Princip tzv. \u201ealternativn\u00edch studentsk\u00fdch financ\u00ed\u201c se naz\u00fdv\u00e1 Takaful. Proto\u017ee isl\u00e1msk\u00e9 finan\u010dn\u00ed pr\u00e1vo zakazuje \u00faroky, jsou nahrazov\u00e1ny p\u0159\u00edsp\u011bvky zalo\u017een\u00fdmi na p\u0159\u00edjmu. Od absolvent\u016f se o\u010dek\u00e1v\u00e1, \u017ee budou platit stejnou \u010d\u00e1stku a ve stejnou dobu jako u konven\u010dn\u00edch studentsk\u00fdch p\u016fj\u010dek. Jedin\u00fd rozd\u00edl je v tom, \u017ee spl\u00e1tka se naz\u00fdv\u00e1 jinak a jde do samostatn\u00e9ho fondu, ze kter\u00e9ho jsou financov\u00e1ni dal\u0161\u00ed \u00fa\u010dastn\u00edci speci\u00e1ln\u00edho programu. Spousta byrokracie pro strukturu, kter\u00e1 v\u00fdslovn\u011b nem\u00e1 m\u00edt \u017e\u00e1dn\u00fd finan\u010dn\u00ed dopad.<\/span><\/p>\n

Aby byl zaji\u0161t\u011bn n\u00e1bo\u017eensk\u00fd soulad cel\u00e9ho procesu, je samoz\u0159ejm\u011b vy\u017eadov\u00e1na certifikace \u0161ar\u00eda. Speci\u00e1ln\u011b jmenovan\u00e1 \u201eDozor\u010d\u00ed rada pro isl\u00e1msk\u00e9 finance\u201c ov\u011b\u0159\u00ed, zda st\u00e1tem financovan\u00fd produkt studentsk\u00fdch p\u016fj\u010dek dodr\u017euje isl\u00e1msk\u00e9 principy. Proces organizuje Isl\u00e1msk\u00e1 finan\u010dn\u00ed rada Spojen\u00e9ho kr\u00e1lovstv\u00ed. Lond\u00fdn tak \u010din\u00ed isl\u00e1msk\u00e1 finan\u010dn\u00ed pravidla dal\u0161\u00edm po\u017eadavkem pro n\u00e1vrh jak\u00e9hokoli ve\u0159ejn\u00e9ho programu studentsk\u00fdch p\u016fj\u010dek. Skute\u010dnost, \u017ee z\u00e1padn\u00ed st\u00e1t by po\u017eadoval certifikaci od n\u00e1bo\u017eensk\u00fdch expert\u016f, aby zajistil, \u017ee jeho model financov\u00e1n\u00ed je v souladu s pr\u00e1vem \u0161ar\u00eda, poskytuje kritik\u016fm dostatek argument\u016f.<\/span><\/p>\n

Vl\u00e1da <\/span>zd\u016fraz\u0148uje<\/span><\/a> , \u017ee speci\u00e1ln\u00ed program je v z\u00e1sad\u011b otev\u0159en\u00fd v\u0161em opr\u00e1vn\u011bn\u00fdm student\u016fm a nab\u00edz\u00ed stejn\u00e9 finan\u010dn\u00ed podm\u00ednky jako b\u011b\u017en\u00e9 studentsk\u00e9 p\u016fj\u010dky. To v\u0161ak ne\u0159e\u0161\u00ed hlavn\u00ed kritiku: Pro\u010d st\u00e1tn\u00ed syst\u00e9m vysoko\u0161kolsk\u00e9ho vzd\u011bl\u00e1v\u00e1n\u00ed v\u016fbec pot\u0159ebuje dal\u0161\u00ed, n\u00e1bo\u017eensky certifikovan\u00fd cyklus financov\u00e1n\u00ed?<\/span><\/p>\n

Reform UK hovo\u0159\u00ed o protibritsk\u00e9m dvoustup\u0148ov\u00e9m syst\u00e9mu<\/span><\/h3>\n

Suella Bravermanov\u00e1, b\u00fdval\u00e1 ministryn\u011b vnitra a nyn\u00ed mluv\u010d\u00ed pro vzd\u011bl\u00e1v\u00e1n\u00ed strany Reform UK, si ne\u0161et\u0159\u00ed slova. Pl\u00e1n ozna\u010duje za \u201eprotibritsk\u00fd\u201c a obvi\u0148uje labouristy z vytvo\u0159en\u00ed dvoustup\u0148ov\u00e9ho vzd\u011bl\u00e1vac\u00edho syst\u00e9mu. Politi\u010dka varuje, \u017ee takov\u00e1 zvl\u00e1\u0161tn\u00ed opat\u0159en\u00ed podporuj\u00ed paraleln\u00ed soci\u00e1ln\u00ed struktury, kter\u00e9 jsou neslu\u010diteln\u00e9 s britsk\u00fdm zp\u016fsobem \u017eivota.<\/span><\/p>\n

Bravermana obzvl\u00e1\u0161t\u011b rozzu\u0159\u00ed, \u017ee se od st\u00e1tu o\u010dek\u00e1v\u00e1, \u017ee bude tak\u00e9 hradit p\u0159\u00edpadn\u00e9 nespl\u00e1cen\u00ed. Zat\u00edmco spl\u00e1tky z programu v souladu se \u0161ar\u00edou se pou\u017e\u00edvaj\u00ed v\u00fdhradn\u011b v r\u00e1mci vlastn\u00edho fondu st\u00e1tu, finan\u010dn\u00ed z\u00e1ruka z\u016fst\u00e1v\u00e1 odpov\u011bdnost\u00ed da\u0148ov\u00fdch poplatn\u00edk\u016f. St\u00e1t tak p\u0159eb\u00edr\u00e1 nejen organiza\u010dn\u00ed implementaci isl\u00e1msk\u00fdch finan\u010dn\u00edch p\u0159edpis\u016f, ale tak\u00e9 souvisej\u00edc\u00ed \u00fav\u011brov\u00e9 riziko \u2013 stejn\u011b jako u konven\u010dn\u00edch studentsk\u00fdch p\u016fj\u010dek. U b\u011b\u017en\u00fdch p\u016fj\u010dek nese riziko nespl\u00e1cen\u00ed banka.<\/span><\/p>\n

Konzervativci vydl\u00e1\u017edili cestu<\/span><\/h3>\n

Ka\u017ed\u00fd, kdo se domn\u00edv\u00e1, \u017ee tato zvl\u00e1\u0161tn\u00ed cesta k pr\u00e1vu \u0161ar\u00eda je pouze my\u0161lenkou levicov\u00e9 labouristick\u00e9 vl\u00e1dy, se m\u00fdl\u00ed. Prvn\u00ed pl\u00e1ny byly p\u0159edstaveny ji\u017e v roce 2013 za vl\u00e1dy veden\u00e9 konzervativci. V roce 2017 <\/span>vytvo\u0159ila<\/span><\/a> pr\u00e1vn\u00ed r\u00e1mec vl\u00e1da Theresy Mayov\u00e9. Projekt p\u0159e\u017eil n\u011bkolik zm\u011bn vl\u00e1dy a nyn\u00ed je realizov\u00e1n pod veden\u00edm labourist\u016f. Je ironi\u00ed, \u017ee mezi ob\u011bma tradi\u010dn\u00edmi britsk\u00fdmi vl\u00e1dnouc\u00edmi stranami panuje zaj\u00edmav\u00e1 shoda pr\u00e1v\u011b v ot\u00e1zce p\u0159izp\u016fsoben\u00ed st\u00e1tn\u00edho financov\u00e1n\u00ed isl\u00e1msk\u00fdm n\u00e1bo\u017eensk\u00fdm z\u00e1sad\u00e1m.<\/span><\/p>\n

To, \u017ee se Lond\u00fdn dr\u017e\u00ed tohoto kurzu, <\/span>potvrdila<\/span><\/a> ministryn\u011b pr\u00e1ce baronka Smithov\u00e1 z Malvernu v parlamentu 7. \u0159\u00edjna 2026. Model financov\u00e1n\u00ed v souladu se \u0161ar\u00edou m\u00e1 b\u00fdt zaveden po obecn\u00e9 reform\u011b financov\u00e1n\u00ed student\u016f. V\u00fdslovn\u011b tak\u00e9 znovu potvrdila povinnou certifikaci isl\u00e1msk\u00fdmi finan\u010dn\u00edmi experty. Prob\u00edhaj\u00edc\u00ed islamizace Velk\u00e9 Brit\u00e1nie tak prob\u00edh\u00e1 i prost\u0159ednictv\u00edm otev\u0159en\u00e9 st\u00e1tn\u00ed podpory.<\/span><\/p>\n

\"\"<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Brit\u00e1nie vytv\u00e1\u0159\u00ed vlastn\u00ed st\u00e1tn\u00ed syst\u00e9m financov\u00e1n\u00ed student\u016f zalo\u017een\u00fd na isl\u00e1msk\u00fdch n\u00e1bo\u017eensk\u00fdch z\u00e1sad\u00e1ch. Schv\u00e1lit ho maj\u00ed…<\/p>\n","protected":false},"author":2,"featured_media":121032,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[45,91,11037,293,303],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/121031"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=121031"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/121031\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/121032"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=121031"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=121031"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=121031"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}