{"id":120826,"date":"2026-11-10T05:29:05","date_gmt":"2026-11-10T04:29:05","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=120826"},"modified":"2026-11-10T05:29:05","modified_gmt":"2026-11-10T04:29:05","slug":"svetova-banka-poskytuje-vladam-plan-pro-digitalni-penezenky-identity-od-ockovacich-certifikatu-az-po-bankovni-ucty","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2026\/11\/10\/svetova-banka-poskytuje-vladam-plan-pro-digitalni-penezenky-identity-od-ockovacich-certifikatu-az-po-bankovni-ucty\/","title":{"rendered":"Sv\u011btov\u00e1 banka poskytuje vl\u00e1d\u00e1m pl\u00e1n pro digit\u00e1ln\u00ed pen\u011b\u017eenky identity \u2013 od o\u010dkovac\u00edch certifik\u00e1t\u016f a\u017e po bankovn\u00ed \u00fa\u010dty"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p class=\"wp-block-paragraph\"><strong><span dir=\"auto\">Sv\u011btov\u00e1 banka je hnac\u00ed silou glob\u00e1ln\u00edho rozvoje syst\u00e9m\u016f digit\u00e1ln\u00ed identity. Nov\u00fd pr\u016fvodce, zve\u0159ejn\u011bn\u00fd 27. \u0159\u00edjna 2026, ukazuje vl\u00e1d\u00e1m, jak zav\u00e9st digit\u00e1ln\u00ed pen\u011b\u017eenky v celost\u00e1tn\u00edm m\u011b\u0159\u00edtku a propojit je s ve\u0159ejn\u00fdmi i soukrom\u00fdmi slu\u017ebami. Aplikace sahaj\u00ed od n\u00e1rodn\u00edch pr\u016fkaz\u016f toto\u017enosti a bankovn\u00edch v\u00fdpis\u016f a\u017e po zdravotn\u00ed \u00fadaje a o\u010dkovac\u00ed certifik\u00e1ty. To vytv\u00e1\u0159\u00ed technologick\u00fd z\u00e1klad pro syst\u00e9m, v n\u011bm\u017e by digit\u00e1ln\u00ed identita mohla st\u00e1le v\u00edce ur\u010dovat, ke kter\u00fdm slu\u017eb\u00e1m maj\u00ed lid\u00e9 p\u0159\u00edstup.<\/span><\/strong><\/p>\n<p class=\"wp-block-paragraph\"><span dir=\"auto\">Jak <\/span><a href=\"https:\/\/sociable.co\/government-and-policy\/world-bank-id4d-launch-digital-wallets-implementation-guide-govts\/\" target=\"_blank\" rel=\"noopener\"><span dir=\"auto\">6. listopadu informoval zpravodajsk\u00fd port\u00e1l The Sociable<\/span><\/a><span dir=\"auto\"> , Sv\u011btov\u00e1 banka spole\u010dn\u011b se svou iniciativou \u201eIdentifikace pro rozvoj\u201c (ID4D) vydala novou p\u0159\u00edru\u010dku s n\u00e1zvem \u201eDigit\u00e1ln\u00ed pen\u011b\u017eenky: Implementace \u2013 Praktick\u00e9 pokyny pro zav\u00e1d\u011bn\u00ed pen\u011b\u017eenek v n\u00e1rodn\u00edm m\u011b\u0159\u00edtku\u201c. Dokument je konkr\u00e9tn\u011b ur\u010den vl\u00e1d\u00e1m a popisuje, jak by m\u011bly b\u00fdt pen\u011b\u017eenky s digit\u00e1ln\u00ed identitou implementov\u00e1ny jako sou\u010d\u00e1st komplexn\u00ed digit\u00e1ln\u00ed infrastruktury.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><span dir=\"auto\">Jde o mnohem v\u00edc ne\u017e jen o elektronick\u00fd pr\u016fkaz toto\u017enosti v chytr\u00e9m telefonu. Sv\u011btov\u00e1 banka popisuje digit\u00e1ln\u00ed pen\u011b\u017eenky jako z\u00e1sadn\u00ed posun ve spr\u00e1v\u011b a sd\u00edlen\u00ed osobn\u00edch identifika\u010dn\u00edch \u00fadaj\u016f. V budoucnu budou r\u016fzn\u00e9 ve\u0159ejn\u00e9 i soukrom\u00e9 subjekty moci vyd\u00e1vat, ov\u011b\u0159ovat a vym\u011b\u0148ovat digit\u00e1ln\u00ed p\u0159ihla\u0161ovac\u00ed \u00fadaje pomoc\u00ed spole\u010dn\u00fdch technick\u00fdch standard\u016f.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><span dir=\"auto\">Potenci\u00e1ln\u00ed aplikace jsou dalekos\u00e1hl\u00e9: vl\u00e1dn\u00ed agentury by mohly poskytovat rodn\u00e9 listy a ob\u010dansk\u00e9 pr\u016fkazy, univerzitn\u00ed osv\u011bd\u010den\u00ed o vzd\u011bl\u00e1n\u00ed, bankovn\u00ed potvrzen\u00ed o vlastnictv\u00ed \u00fa\u010dt\u016f a l\u00e9ka\u0159sk\u00e9 recepty nebo v\u00fdsledky vy\u0161et\u0159en\u00ed. Krom\u011b toho existuj\u00ed pracovn\u00ed z\u00e1znamy, registrace spole\u010dnost\u00ed, j\u00edzdenky a dal\u0161\u00ed osobn\u00ed dokumenty. Podle Sv\u011btov\u00e9 banky je potenci\u00e1ln\u00ed rozsah takov\u00fdch digit\u00e1ln\u00edch d\u016fkaz\u016f v z\u00e1sad\u011b prakticky neomezen\u00fd.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><strong><span dir=\"auto\">Zvl\u00e1\u0161t\u011b pozoruhodn\u00e9: Digit\u00e1ln\u00ed o\u010dkovac\u00ed certifik\u00e1ty jsou v\u00fdslovn\u011b zm\u00edn\u011bny jako p\u0159\u00edpad pou\u017eit\u00ed.<\/span><\/strong><span dir=\"auto\"> Pr\u016fvodce uv\u00e1d\u00ed p\u0159\u00edstup k ve\u0159ejn\u00fdm akc\u00edm b\u011bhem pandemie jako p\u0159\u00edklad, kde by bylo mo\u017en\u00e9 pou\u017e\u00edt digit\u00e1ln\u00ed doklad o o\u010dkov\u00e1n\u00ed. V pl\u00e1nov\u00e1n\u00ed budouc\u00edch syst\u00e9m\u016f digit\u00e1ln\u00ed identity se tak znovu objevuje n\u00e1stroj zn\u00e1m\u00fd z \u00e9ry COVID-19.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><span dir=\"auto\">Sv\u011btov\u00e1 banka pova\u017euje tyto pen\u011b\u017eenky za sou\u010d\u00e1st tzv. \u201edigit\u00e1ln\u00ed ve\u0159ejn\u00e9 infrastruktury\u201c (DPI). Tato digit\u00e1ln\u00ed ve\u0159ejn\u00e1 infrastruktura je zalo\u017eena p\u0159edev\u0161\u00edm na t\u0159ech oblastech: digit\u00e1ln\u00ed identity, elektronick\u00e9 platebn\u00ed syst\u00e9my a bezpe\u010dn\u00e1 v\u00fdm\u011bna dat. Jednotliv\u00e9 komponenty maj\u00ed spolupracovat a zahrnovat jak vl\u00e1dn\u00ed agentury, tak soukrom\u00e9 spole\u010dnosti.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><span dir=\"auto\">Sv\u011btov\u00e1 banka pro tento \u00fa\u010del doporu\u010duje mezin\u00e1rodn\u011b standardizovan\u00e9 technick\u00e9 standardy, v\u010detn\u011b W3C Verifiable Credentials, OpenID4VC a ISO 18013-5. Syst\u00e9my by m\u011bly b\u00fdt navr\u017eeny tak, aby umo\u017e\u0148ovaly pou\u017e\u00edv\u00e1n\u00ed digit\u00e1ln\u00edch p\u0159ihla\u0161ovac\u00edch \u00fadaj\u016f mezi r\u016fzn\u00fdmi poskytovateli pen\u011b\u017eenek a p\u0159es hranice st\u00e1t\u016f. Vl\u00e1dy by ji\u017e nem\u011bly nutn\u011b provozovat v\u0161echny komponenty samy, ale sp\u00ed\u0161e by m\u011bly koordinovat s\u00ed\u0165 vydavatel\u016f, ov\u011b\u0159ovatel\u016f, technologick\u00fdch spole\u010dnost\u00ed a poskytovatel\u016f d\u016fv\u011bryhodn\u00fdch slu\u017eeb.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><strong><span dir=\"auto\">Obzvl\u00e1\u0161t\u011b citlivou funkc\u00ed je mo\u017enost zru\u0161it digit\u00e1ln\u00ed autorizace.<\/span><\/strong><span dir=\"auto\"> Pr\u016fvodce se v\u00fdslovn\u011b zab\u00fdv\u00e1 postupy pro zneplatn\u011bn\u00ed doklad\u016f, jako jsou ob\u010dansk\u00e9 pr\u016fkazy nebo cestovn\u00ed pasy, a aktualizac\u00ed odpov\u00eddaj\u00edc\u00edch \u010dern\u00fdch listin. To je technicky nezbytn\u00e9 nap\u0159\u00edklad v p\u0159\u00edpadech ztracen\u00fdch nebo pro\u0161l\u00fdch doklad\u016f. Z\u00e1rove\u0148 vyvst\u00e1v\u00e1 ot\u00e1zka, jak\u00e9 d\u016fsledky by takov\u00e9 mechanismy m\u011bly, pokud by se st\u00e1le v\u00edce spole\u010densky d\u016fle\u017eit\u00fdch slu\u017eeb stalo z\u00e1visl\u00fdmi na platn\u00fdch digit\u00e1ln\u00edch dokladech.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><span dir=\"auto\">Sv\u011btov\u00e1 banka a z\u00fa\u010dastn\u011bn\u00e9 organizace zd\u016fraz\u0148uj\u00ed v\u00fdhody: m\u00e9n\u011b byrokracie, bezpe\u010dn\u011bj\u0161\u00ed kontroly toto\u017enosti, snadn\u011bj\u0161\u00ed p\u0159\u00edstup ke slu\u017eb\u00e1m a v\u011bt\u0161\u00ed kontrolu u\u017eivatel\u016f nad sd\u00edlen\u00edm jejich dat. Technick\u00e9 standardy tak\u00e9 umo\u017e\u0148uj\u00ed kontroly minimalizuj\u00edc\u00ed objem dat bez zve\u0159ejn\u011bn\u00ed v\u0161ech osobn\u00edch \u00fadaj\u016f.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><span dir=\"auto\">Tato ochrann\u00e1 opat\u0159en\u00ed v\u0161ak neodpov\u00eddaj\u00ed na v\u0161echny ot\u00e1zky spole\u010dnosti. Kdo bude v budoucnu rozhodovat o tom, jak\u00fd doklad toto\u017enosti bude vy\u017eadov\u00e1n pro p\u0159\u00edstup ke slu\u017eb\u011b? Co se stane s lidmi bez chytr\u00e9ho telefonu nebo platn\u00e9 digit\u00e1ln\u00ed identity? A jak m\u016f\u017eeme zabr\u00e1nit tomu, aby se dobrovoln\u00e9 syst\u00e9my staly de facto p\u0159edpokladem pro spole\u010denskou \u00fa\u010dast v ka\u017edodenn\u00edm \u017eivot\u011b?<\/span><\/p>\n<p class=\"wp-block-paragraph\"><span dir=\"auto\">To, \u017ee se tento v\u00fdvoj v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b neomezuje pouze na jednotliv\u00e9 zem\u011b, dokazuje Evropsk\u00e1 unie. Podle sou\u010dasn\u00e9ho na\u0159\u00edzen\u00ed EU mus\u00ed \u010dlensk\u00e9 st\u00e1ty do konce roku 2026 zajistit alespo\u0148 jednu evropskou pen\u011b\u017eenku s digit\u00e1ln\u00ed identitou. Jej\u00ed pou\u017e\u00edv\u00e1n\u00ed m\u00e1 z\u016fstat dobrovoln\u00e9 a mus\u00ed b\u00fdt zaru\u010deny alternativn\u00ed metody p\u0159\u00edstupu. O\u010dek\u00e1v\u00e1 se v\u0161ak, \u017ee tyto pen\u011b\u017eenky budou v budoucnu akceptov\u00e1ny v mnoha ve\u0159ejn\u00fdch i soukrom\u00fdch sektorech.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><span dir=\"auto\">Soub\u011b\u017en\u011b s t\u00edm Sv\u011btov\u00e1 zdravotnick\u00e1 organizace v b\u0159eznu 2026 p\u0159edstavila vlastn\u00ed iniciativu na roz\u0161\u00ed\u0159en\u00ed digit\u00e1ln\u00edch zdravotn\u00edch pen\u011b\u017eenek. Zpo\u010d\u00e1tku maj\u00ed b\u00fdt digit\u00e1ln\u011b dostupn\u00e9 mezin\u00e1rodn\u00ed o\u010dkovac\u00ed certifik\u00e1ty a pozd\u011bji dal\u0161\u00ed zdravotn\u00ed informace. Jedn\u00e1 se o nez\u00e1visl\u00fd program, kter\u00fd v\u0161ak ilustruje stejn\u00fd trend sm\u011brem ke standardizovan\u00fdm a interoperabiln\u00edm digit\u00e1ln\u00edm z\u00e1znam\u016fm.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><strong><span dir=\"auto\">Nov\u00e1 p\u0159\u00edru\u010dka Sv\u011btov\u00e9 banky tak ukazuje, jak lze jednotliv\u00e9 digit\u00e1ln\u00ed dokumenty vyu\u017e\u00edt k vytvo\u0159en\u00ed komplexn\u00ed infrastruktury identity, kter\u00e1 propojuje vl\u00e1dn\u00ed agentury, banky, zam\u011bstnavatele a dal\u0161\u00ed poskytovatele slu\u017eeb.<\/span><\/strong><\/p>\n<p class=\"wp-block-paragraph\"><span dir=\"auto\">Dokument nezav\u00e1d\u00ed glob\u00e1ln\u00ed syst\u00e9m soci\u00e1ln\u00edch kredit\u016f ani povinn\u00fd celosv\u011btov\u00fd digit\u00e1ln\u00ed identifika\u010dn\u00ed k\u00f3d. Systematicky v\u0161ak roz\u0161i\u0159uje technick\u00e9 p\u0159edpoklady pro st\u00e1le siln\u011bj\u0161\u00ed propojen\u00ed mezi identitou a slu\u017ebami.<\/span><\/p>\n<p class=\"wp-block-paragraph\"><strong><span dir=\"auto\">Zdroje:<\/span><\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/documents.worldbank.org\/en\/publication\/documents-reports\/documentdetail\/099102726091542070\" target=\"_blank\" rel=\"noopener\"><span dir=\"auto\">Sv\u011btov\u00e1 banka, 27. \u0159\u00edjna 2026 \u2013 Digit\u00e1ln\u00ed pen\u011b\u017eenky: Implementace (p\u016fvodn\u00ed dokument)<\/span><\/a><\/li>\n<li><a href=\"https:\/\/sociable.co\/government-and-policy\/world-bank-id4d-launch-digital-wallets-implementation-guide-govts\/\" target=\"_blank\" rel=\"noopener\"><span dir=\"auto\">The Sociable, 6. listopadu 2026 \u2013 Sv\u011btov\u00e1 banka a ID4D spou\u0161t\u00ed implementa\u010dn\u00ed p\u0159\u00edru\u010dku pro digit\u00e1ln\u00ed pen\u011b\u017eenky<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.worldbank.org\/en\/results\/2026\/05\/06\/global-digital-public-infrastructure-program\" target=\"_blank\" rel=\"noopener\"><span dir=\"auto\">Sv\u011btov\u00e1 banka \u2013 Program glob\u00e1ln\u00ed digit\u00e1ln\u00ed ve\u0159ejn\u00e9 infrastruktury<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.who.int\/news\/item\/23-03-2026-who-and-partners-launch-new-initiative-to-expand-use-of-digital-health-wallets\" target=\"_blank\" rel=\"noopener\"><span dir=\"auto\">WHO, 23. b\u0159ezna 2026 \u2013 Iniciativa digit\u00e1ln\u00edch zdravotn\u00edch pen\u011b\u017eenek<\/span><\/a><\/li>\n<li><a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=CELEX:32024R1183\" target=\"_blank\" rel=\"noopener\"><span dir=\"auto\">Na\u0159\u00edzen\u00ed EU 2024\/1183 \u2013 Evropsk\u00e1 digit\u00e1ln\u00ed identita<\/span><\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sv\u011btov\u00e1 banka je hnac\u00ed silou glob\u00e1ln\u00edho rozvoje syst\u00e9m\u016f digit\u00e1ln\u00ed identity. Nov\u00fd pr\u016fvodce, zve\u0159ejn\u011bn\u00fd 27. \u0159\u00edjna&#8230;<\/p>\n","protected":false},"author":2,"featured_media":120827,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[1781,1499,1505,3014],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/120826"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=120826"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/120826\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/120827"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=120826"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=120826"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=120826"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}