{"id":112440,"date":"2026-08-05T04:43:15","date_gmt":"2026-08-05T02:43:15","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=112440"},"modified":"2026-08-05T04:43:15","modified_gmt":"2026-08-05T02:43:15","slug":"bezpeci-sporiciho-uctu-je-jen-zdanlive-lide-musi-investovat-rika-sef-investic-air-bank-petr-zabza","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2026\/08\/05\/bezpeci-sporiciho-uctu-je-jen-zdanlive-lide-musi-investovat-rika-sef-investic-air-bank-petr-zabza\/","title":{"rendered":"Bezpe\u010d\u00ed spo\u0159ic\u00edho \u00fa\u010dtu je jen zd\u00e1nliv\u00e9. Lid\u00e9 mus\u00ed investovat, \u0159\u00edk\u00e1 \u0161\u00e9f investic Air Bank Petr \u017dab\u017ea"},"content":{"rendered":"
<\/div>\n

Investov\u00e1n\u00ed se st\u00e1le \u010dast\u011bji p\u0159esouv\u00e1 ze specializovan\u00fdch platforem p\u0159\u00edmo do mobiln\u00edho bankovnictv\u00ed. Banky se t\u00edm sna\u017e\u00ed oslovit tak\u00e9 klienty, kte\u0159\u00ed by si samostatn\u00fd \u00fa\u010det u brokera pravd\u011bpodobn\u011b nezalo\u017eili. Podle \u0161\u00e9fa investic Air Bank Petra \u017dab\u017ei m\u016f\u017ee zn\u00e1m\u00e9 prost\u0159ed\u00ed bankovn\u00ed aplikace odstranit \u010d\u00e1st bari\u00e9r, je\u017e lidi od prvn\u00edho n\u00e1kupu odrazuj\u00ed.<\/strong><\/p>\n

Air Bank v posledn\u00edch letech svou investi\u010dn\u00ed nab\u00eddku v\u00fdrazn\u011b roz\u0161\u00ed\u0159ila. Vedle pod\u00edlov\u00fdch fond\u016f, Portu nebo dopl\u0148kov\u00e9ho penzijn\u00edho spo\u0159en\u00ed dnes nab\u00edz\u00ed tak\u00e9 vybran\u00e9 akcie a ETF, investi\u010dn\u00ed certifik\u00e1ty, dluhopisy spole\u010dnost\u00ed ze skupiny PPF nebo dlouhodob\u00fd investi\u010dn\u00ed produkt.<\/p>\n

Za rostouc\u00edm z\u00e1jmem podle \u017dab\u017ei nestoj\u00ed pouze jednodu\u0161\u0161\u00ed technologie, ale tak\u00e9 zku\u0161enost s vysokou inflac\u00ed. Ta lidem uk\u00e1zala, \u017ee pen\u00edze ulo\u017een\u00e9 na spo\u0159ic\u00edm \u00fa\u010dtu mohou postupn\u011b ztr\u00e1cet svou kupn\u00ed s\u00edlu.<\/p>\n

\u201eV podstat\u011b od covidu pozorujeme setrval\u00fd n\u00e1r\u016fst z\u00e1jmu o investov\u00e1n\u00ed, kter\u00fd d\u00e1le urychlilo infla\u010dn\u00ed obdob\u00ed po za\u010d\u00e1tku konfliktu na Ukrajin\u011b. Lid\u00e9 si uv\u011bdomili, \u017ee bezpe\u010d\u00ed spo\u0159ic\u00edho \u00fa\u010dtu je z pohledu ochrany re\u00e1ln\u00e9 hodnoty pen\u011bz jenom zd\u00e1nliv\u00e9, a pokud se o svoje pen\u00edze cht\u011bj\u00ed postarat l\u00e9pe, mus\u00ed investovat,\u201c uv\u00e1d\u00ed v rozhovoru<\/a> na Tradeinfo.cz \u0161\u00e9f investic Air Bank Petr \u017dab\u017ea.<\/p>\n

Za\u010d\u00e1te\u010dn\u00edky brzd\u00ed obavy i p\u0159\u00edli\u0161 \u0161irok\u00e1 nab\u00eddka<\/h2>\n

Typick\u00fdm za\u010d\u00ednaj\u00edc\u00edm investorem je podle \u017dab\u017ei dlouhodob\u00fd spo\u0159itel, kter\u00fd chce dos\u00e1hnout vy\u0161\u0161\u00edho v\u00fdnosu ne\u017e u tradi\u010dn\u00edch depozitn\u00edch produkt\u016f. Prvn\u00ed kroky proto \u010dasto sm\u011b\u0159uj\u00ed k pod\u00edlov\u00fdm fond\u016fm nebo jin\u00fdm diverzifikovan\u00fdm \u0159e\u0161en\u00edm.<\/p>\n

Mezi hlavn\u00ed p\u0159ek\u00e1\u017eky pat\u0159\u00ed strach ze ztr\u00e1ty pen\u011bz, pocit, \u017ee \u010dlov\u011bk nem\u00e1 k investov\u00e1n\u00ed dostate\u010dn\u00fd kapit\u00e1l, nebo takzvan\u00e1 paral\u00fdza z v\u00fdb\u011bru. Air Bank proto nab\u00edz\u00ed investi\u010dn\u00edho pomocn\u00edka, kter\u00fd klienta podle jeho c\u00edle, \u010dasov\u00e9ho horizontu a vztahu k riziku provede dostupn\u00fdmi mo\u017enostmi.<\/p>\n

Jednoduch\u00e1 aplikace v\u0161ak podle \u017dab\u017ei nedok\u00e1\u017ee investora pln\u011b p\u0159ipravit na skute\u010dn\u00fd propad trhu. Investi\u010dn\u00ed dotazn\u00edky a vzd\u011bl\u00e1vac\u00ed materi\u00e1ly mohou vysv\u011btlit z\u00e1kladn\u00ed principy, osobn\u00ed zku\u0161enost ale nenahrad\u00ed.<\/p>\n

\u201eDokud si \u010dlov\u011bk n\u011bjak\u00fd v\u00fdrazn\u00fd propad na trhu neza\u017eije, neum\u00ed posoudit, jak se v takov\u00e9 situaci bude chovat. \u017d\u00e1dn\u00fd dotazn\u00edk v\u00e1s nedok\u00e1\u017ee p\u0159ipravit na okam\u017eik, kdy trhy za\u010dnou klesat a va\u0161e portfolio se zabarv\u00ed rud\u011b,\u201c uv\u00e1d\u00ed se v rozhovoru na Tradeinfo.cz<\/a>.<\/p>\n

\"\"<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Investov\u00e1n\u00ed se st\u00e1le \u010dast\u011bji p\u0159esouv\u00e1 ze specializovan\u00fdch platforem p\u0159\u00edmo do mobiln\u00edho bankovnictv\u00ed. Banky se t\u00edm…<\/p>\n","protected":false},"author":2,"featured_media":112441,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[503,7223,331,3178],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/112440"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=112440"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/112440\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/112441"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=112440"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=112440"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=112440"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}