{"id":109782,"date":"2026-07-01T05:38:35","date_gmt":"2026-07-01T03:38:35","guid":{"rendered":"https:\/\/www.infokuryr.cz\/n\/?p=109782"},"modified":"2026-07-01T05:38:35","modified_gmt":"2026-07-01T03:38:35","slug":"pruzkum-umela-inteligence-a-deepfakes-zpusobily-epidemii-podvodu-v-usa-v-hodnote-68-miliard-dolaru","status":"publish","type":"post","link":"https:\/\/www.infokuryr.cz\/n\/2026\/07\/01\/pruzkum-umela-inteligence-a-deepfakes-zpusobily-epidemii-podvodu-v-usa-v-hodnote-68-miliard-dolaru\/","title":{"rendered":"Pr\u016fzkum: Um\u011bl\u00e1 inteligence a deepfakes zp\u016fsobily epidemii podvod\u016f v USA v hodnot\u011b 68 miliard dolar\u016f"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<h3>Podle Gallupova institutu bylo v roce 2025 p\u0159ibli\u017en\u011b 15 milion\u016f dosp\u011bl\u00fdch v USA posti\u017eeno r\u016fzn\u00fdmi podvodn\u00fdmi sch\u00e9maty<\/h3>\n<p><span dir=\"auto\">Podle nov\u00e9ho pr\u016fzkumu bylo v roce 2025 podvodn\u011b okradeno o pen\u00edze zhruba 15 milion\u016f Ameri\u010dan\u016f, p\u0159i\u010dem\u017e v\u00fdznamnou \u010d\u00e1st p\u0159\u00edpad\u016f tvo\u0159il obsah generovan\u00fd um\u011blou inteligenc\u00ed a deepfakes. Celkov\u00e9 ztr\u00e1ty v zemi dos\u00e1hly v lo\u0148sk\u00e9m roce odhadovan\u00fdch 68 miliard dolar\u016f, co\u017e je zhruba 186 milion\u016f dolar\u016f ukraden\u00fdch denn\u011b.<\/span><\/p>\n<p><span dir=\"auto\">Zji\u0161t\u011bn\u00ed poch\u00e1zej\u00ed ze zpr\u00e1vy s n\u00e1zvem \u201eSpojen\u00e9 st\u00e1ty podvod\u016f: Finan\u010dn\u00ed a emocion\u00e1ln\u00ed dopady\u201c, kterou v \u00fater\u00fd zve\u0159ejnily Gallup\u016fv institut a Aliance Stop Scams a kter\u00e1 byla provedena mezi v\u00edce ne\u017e 5 000 dosp\u011bl\u00fdmi Ameri\u010dany.<\/span><\/p>\n<p><span dir=\"auto\">Zat\u00edmco 6 % uvedlo, \u017ee byli osobn\u011b podvedeni, dal\u0161\u00ed 4 % uvedla, \u017ee byl podveden jin\u00fd \u010dlen jejich dom\u00e1cnosti. Celkov\u011b bylo 24 % lid\u00ed v dosp\u011blosti podvedeno, p\u0159i\u010dem\u017e 10 % se stalo ob\u011bt\u00ed v\u00edce ne\u017e jednou.<\/span><\/p>\n<p><span dir=\"auto\">Jen n\u011bco m\u00e1lo p\u0159es jednu z deseti ob\u011bt\u00ed (12 %) uvedlo, \u017ee jejich podvod zahrnoval um\u011blou inteligenci nebo deepfake, a\u010dkoli auto\u0159i pr\u016fzkumu poznamenali, \u017ee toto \u010d\u00edslo m\u016f\u017ee podhodnocovat skute\u010dn\u00fd rozsah, proto\u017ee obsah generovan\u00fd um\u011blou inteligenc\u00ed m\u016f\u017ee b\u00fdt pro ob\u011bti obt\u00ed\u017en\u011b odhaliteln\u00fd.<\/span><\/p>\n<p><span dir=\"auto\">Mezi nej\u010dast\u011bj\u0161\u00ed podvodn\u00e9 taktiky celkov\u011b pat\u0159ily podvodn\u00e9 webov\u00e9 str\u00e1nky shroma\u017e\u010fuj\u00edc\u00ed finan\u010dn\u00ed \u00fadaje (40 %), sch\u00e9mata s p\u0159edb\u011b\u017en\u00fdmi poplatky (24 %) a fale\u0161n\u00e9 investi\u010dn\u00ed nab\u00eddky (19 %). Podvodn\u00edci se nej\u010dast\u011bji vyd\u00e1vali za pracovn\u00edky technick\u00e9 podpory (19 %), bankovn\u00ed zam\u011bstnance (15 %) nebo vl\u00e1dn\u00ed \u00fa\u0159edn\u00edky (14 %), aby si z\u00edskali d\u016fv\u011bru ob\u011bt\u00ed.<\/span><\/p>\n<p><span dir=\"auto\">Podvody s vyu\u017eit\u00edm um\u011bl\u00e9 inteligence nabraly v posledn\u00edch letech n\u011bkolik podob, v\u010detn\u011b podvod\u016f s klonov\u00e1n\u00edm hlasu, kter\u00e9 napodobuj\u00ed p\u0159\u00edbuzn\u00e9ho nebo mana\u017eera v nouzi,\u00a0<\/span><em><span dir=\"auto\">\u201eromantick\u00fdch podvod\u016f\u201c<\/span><\/em><span dir=\"auto\">\u00a0vyu\u017e\u00edvaj\u00edc\u00edch persony a fotografie generovan\u00e9 um\u011blou inteligenc\u00ed a deepfakes videa v re\u00e1ln\u00e9m \u010dase pou\u017e\u00edvan\u00fdch v r\u00e1mci firemn\u00edch podvod\u016f.<\/span><\/p>\n<p><span dir=\"auto\">Ten druh\u00fd vedl k jednomu z nejn\u00e1kladn\u011bj\u0161\u00edch zaznamenan\u00fdch p\u0159\u00edpad\u016f: v lednu 2024 byl finan\u010dn\u00ed zam\u011bstnanec britsk\u00e9 stroj\u00edrensk\u00e9 firmy Arup podveden k p\u0159evodu v\u00edce ne\u017e 25 milion\u016f dolar\u016f podvodn\u00edk\u016fm pot\u00e9, co se p\u0159ipojil k hyper-c\u00edlen\u00e9mu deepfake videohovoru, kde v\u0161ichni ostatn\u00ed\u00a0<\/span><em><span dir=\"auto\">\u201ekolegov\u00e9\u201c,<\/span><\/em><span dir=\"auto\">\u00a0v\u010detn\u011b n\u011bkoho, kdo vypadal jako finan\u010dn\u00ed \u0159editel firmy, byli vygenerov\u00e1ni um\u011blou inteligenc\u00ed.<\/span><\/p>\n<p><span dir=\"auto\">Podle pr\u016fzkumu v\u00edce ne\u017e polovina podvod\u016f v lo\u0148sk\u00e9m roce (56 %) zahrnovala ztr\u00e1ty ve v\u00fd\u0161i 500 dolar\u016f nebo m\u00e9n\u011b, a\u010dkoli pr\u016fm\u011brn\u00e1 ztr\u00e1ta na incident dos\u00e1hla 5 578 dolar\u016f, proto\u017ee n\u011bkter\u00e9 z t\u011bchto trik\u016f umo\u017enily podvodn\u00edk\u016fm z\u00edskat des\u00edtky tis\u00edc dolar\u016f. Mezi posti\u017een\u00fdmi dom\u00e1cnostmi 21 % popsalo finan\u010dn\u00ed z\u00e1sah jako\u00a0<\/span><em><span dir=\"auto\">\u201ev\u00e1\u017enou t\u00edse\u0148\u201c,<\/span><\/em><span dir=\"auto\">\u00a0p\u0159i\u010dem\u017e u t\u011bch, kte\u0159\u00ed vyd\u011bl\u00e1vaj\u00ed m\u00e9n\u011b ne\u017e 80 000 dolar\u016f ro\u010dn\u011b, se tento pod\u00edl zv\u00fd\u0161il na 28 %.<\/span><\/p>\n<p><span dir=\"auto\">Krom\u011b finan\u010dn\u00edch \u0161kod pr\u016fzkum nazna\u010duje i rozs\u00e1hlou psychickou \u00fajmu: 73 % ob\u011bt\u00ed uvedlo negativn\u00ed dopad na sv\u00e9 du\u0161evn\u00ed zdrav\u00ed nebo pohodu, v\u010detn\u011b 28 %, kter\u00e9 dopad popsaly jako\u00a0<\/span><em><span dir=\"auto\">\u201evelmi negativn\u00ed\u201c.<\/span><\/em><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-1185\" src=\"http:\/\/www.infokuryr.cz\/n\/wp-content\/uploads\/2021\/04\/kuryr-podpis.png\" alt=\"\" width=\"84\" height=\"24\" \/><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Podle Gallupova institutu bylo v roce 2025 p\u0159ibli\u017en\u011b 15 milion\u016f dosp\u011bl\u00fdch v USA posti\u017eeno r\u016fzn\u00fdmi&#8230;<\/p>\n","protected":false},"author":2,"featured_media":109783,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[2135,2194,37],"_links":{"self":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/109782"}],"collection":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/comments?post=109782"}],"version-history":[{"count":0,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/posts\/109782\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media\/109783"}],"wp:attachment":[{"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/media?parent=109782"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/categories?post=109782"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.infokuryr.cz\/n\/wp-json\/wp\/v2\/tags?post=109782"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}